“World’s Most Hated Blogger” label is starting to grow on me. It definitely seems that way lately. Maybe all this negativity is helping cause these obstacles…
1. Google banned me from AdSense for fraud clicks again.
About $400 lost. Fraud clicks are not my fault but Google doesn’t care. I should have turned on the IP filter thingy but I figured the haterz wouldn’t try that stunt again. I figured wrong.
Back to Yahoo ads. Click-through rate and relevancy suck though. And I’m still waiting on Yahoo to release my $1000 from before. Don’t understand why it’s taking forever.
I’m getting sick of PPC. Perhaps I should just expand my direct placements and rent out every empty pixel.
2. After months of trying, my juicy $43,000 corporate credit line was finally approved but then suddenly flagged for review and closed down.
No, there was nothing shady, as far as I know. I think they just didn’t like how anxious I was in trying to get my hands on it and get it invested. There may have been other issues. Things I need to improve on.
That’s a pretty big roadblock. I was really counting on it for sweet passive income (sweet arbitrage!). The income to start paying back debts and to float the existing corporate credit. Worse yet, I lost my guarantor and need to find a new one if I am to try to re-apply.
Anybody have 700+ FICO?? (Just kidding)
3. Too many (well intentioned) people around me are trying to play marriage counselor or big brother.
Treating me like a child. Saying I have mental problems. Pressuring me to close this income producing blog down. Telling me I need to come back to reality and get a W2 job. Telling me I can’t handle my finances and need to appoint somebody to run everything for me!?
(And don’t even get me started on violation of privacy and ripping off copyrighted material in the name of “tough love”!!)
Seriously people. Let a person do his thang!
First…
My personal life and relationships is… personal. Let me handle it please. As much as I appreciate the well-meaning intentions of some of you, outside involvement is only making it worse.
Second…
Just ‘cuz I made mistakes and want to share those with the world, does NOT mean I’m some kinda criminal on the run!! I am trying to pay back every dirty penny. Just ‘cuz some people don’t agree with my tactics doesn’t mean you gotta stop a good thing.
Because of my unique situation, my best bet to pay off my debt is to make money by telling people how I got into debt. People can learn from my mistakes and hopefully save lots of money.
I have already been doing this for free on this blog for like 9 months. It’s time I start getting paid a little, start paying off my debt and turn this whole experience into a success!
It’s a good thing!
But it takes time, focus and leverage. W2 is not leverage. Dealing with empty threats is not a good use of time. And paying attention to haterz is not a way to stay focused.
On a somewhat positive note…
I finally got to drive around the city and do some sight seeing. Check out the Australian set.
Yeah I know, I look sad. Being hated by the world is not easy. Sometimes it feels like the walls are closing in on me. Must keep going though.
135 Comments
June 17th, 2007 at 5:51 am
Wasn’t this blog about facing foreclosure? What exactly is it about now? I notice readership (as measured by comments) is declining. Why? People visit blogs for content. Interesting content. Like morbid fascination at a clueless young man under mountains of debt. Like the drama of watching his properties foreclosed in sequence.
They do not come to read about trips to Australia or noodle dinners, or to read egotistic ‘publishers’ ranting about how they want to make a fast buck. And without readers there will be no revenue. This blog is rambling now.
The end is nigh. Good luck, dude.
June 17th, 2007 at 6:33 am
A VC friend of mine says to never trust an entrepreneur who cannot talk about their past failures in positive detail. The people on this blog with nothing to say that isn’t negative are sad, pathetic children with no lives, ignore them.
June 17th, 2007 at 6:36 am
http://tech.msn.com/news/artic.....;GT1=10138
Just keep writing!!!
Being out of your element in Australia probably gives you much needed perspective and clarity.
June 17th, 2007 at 6:40 am
tough luck about the adsense,
your pictures are pretty emo though i gotta say
haha
June 17th, 2007 at 7:05 am
All I can say is ….
BWHAHAHAHAHAHAHAHA
Karma Casey … Karma
June 17th, 2007 at 7:17 am
* If there’s a way to avoid last time’s problem with Google AdSense, why didn’t you use it this time?
* Wtf is up with the corporate credit? Do you really think it is smart to get even further in debt? Do you really think that will pay off?
If it is so easy to lend money, sit back and actually get ‘passive income’, wouldn’t everyone be doing it?
* Quit the passive income dream. You’ve been at this for years now, and it only brought you problems. Start working.
* Why are you sightseeing? Why are you making pictures of birds and ships? Why haven’t you been working day and night to get a book done, so that you can actually see if it will bring you any money?
I wouldn’t count on getting a lot of money through a book-deal if I were you. You seem to think that this is your easy way out of tons of debt, telling people your story. It may get you some money, but I doubt it will be enough. Plus it will be hard work if you actually want to make decent money from it. It’s not a show appearance and writing a book, it will be countless lectures and appearances. All the time.
Now since you still have the book illusion (well, last time I checked at least), better start working on it fast. If it doesn’t pay off: At least you’ll know and stop dreaming. If it does work: All the better for you.
P.S.: If you ever write that book, don’t use ’sweet’ more than once in the entire thing.
June 17th, 2007 at 7:24 am
KEEP YOUR HEAD UP CASEY!!!
There are still many of us rooting for you to make it through this thing. It all has to do with “the rites of passage” I think.
Yours is definitely a heavier burden to carry than I can possibly imagine. But, I am sure that others have been there and have made it through.
I doubt that you will come out of it unscathed and I hope your expectations are not unrealistic. Hopefully the damage won’t be too earth shattering. Set short term attainable goal…but then again I’m no expert in overcoming life’s perils. I have my own demons as we all do.
I just hope that you are reaching out to the “right” people and that you keeping learning as you overcome each obstacle. Peace man.(…and I mean that literally)
June 17th, 2007 at 7:25 am
Are you on Australia on vacation, or are you working? All you talk about is your trips, your pleasure, you, you, you.
What about everyone else?
June 17th, 2007 at 7:25 am
Hey Casey. It looks like you were staying in the Marriott Hotel on College Street, is that right? You took a picture of my house out the window, looking up towards King’s Cross. Freaky.
June 17th, 2007 at 7:30 am
“There is a way that seems right to a man,
but in the end it leads to destruction.”
(Proverbs 14:12 & 16:25)
June 17th, 2007 at 7:41 am
A book about how you borrowed so much money is a good idea. I would like to do some sweet deals too.
June 17th, 2007 at 7:58 am
This is what we come to see!
Is KC really in the land down under? Are these nothing but photoshopped images? Will anyone buy the “Foreclosure Code”? Tune in next week….
I say the time is nigh to start a world tour. I for one will contribute to your next plane ticket, on one condition- you must go anywhere but California.
I know you feel sad sometimes, but you will look back on this one day and laugh. You got to travel to the other side of the world, and see things that most of us never will. I am green with envy. More pictures, please!
P.S. Not kidding about the airfare. You’ve got my email address.
June 17th, 2007 at 8:00 am
Letter to Mark V********* (LossMitPro/dogeu4ic)
I am not from here, so I don’t have all the big flowery words you use to address you…but actually, what YOU really need is a good old fashioned spankin’ anyway…so here we go:
Marky Mark…Loss Mit PROSTITUTE. I see you keep whoring yourself over there at the dawg pound. Businessman my a** . Fronting like you were trying to help Casey. What was that you said? “No fee, zero, zilch, nada…Casey can’t afford me” Casey can’t afford you is right. You are definitely one road block I am glad he kicked out of his way. You were trying to use the guy!!! You…you…GOAT!!!
So that is how you operate. Your client has issues with your plan and you respond by slandering their name and divuldging personal and financial information about them??? No matter what!!! I am glad the haterz are “using” you now too. Don’t you get it??? They think you are a slimy scum bag too. But as long as you say “ihatecasey” even if you are a serial killer, you are welcome.
I got news for you. Google “foreclosure.” IAFF is always on the front page. Foreclosure work is your claim to fame right? Well Casey Serin is a BIG name in foreclosure. When people follow the trails…they will see your half man half goat muddy hoof prints all over the place MARK V********* …or what ever the f*** your name is.
Also, don’t forget that the mongrels you are consorting with are mostly all anonymous…but you dumbass…we know who you are…you “stick up the a** -chest puffed up-empty briefcase-bullshit talking-aint worth s*** -backstabbing-judas-bastard.”
June 17th, 2007 at 8:27 am
Who is paying for your hotel room in Sydney?
June 17th, 2007 at 8:29 am
Hey Kid:
“And I’m still waiting on Yahoo to release my $1000 from before. Don’t understand why it’s taking forever.”
Y’know, hobbit, I betcha Cash Call and your other creditors are wondering the exact same thing…and for the exact same reason.
You ain’t gettin’ paid by Yahoo, chump.
“After months of trying, my juicy $43,000 corporate credit line was finally approved but then suddenly flagged for review and closed down”
Ha-ha-ha! That’s a good one! I tagged your corporation scam as the “Casey Serin Getaway Vehicle” back when you first floated that trial balloon, and you’ve run the play exactly as I called it.
Except…some sharp creditor realized who you were and went and stole the wheels off of your “getaway car”…
too sweeeet!
Methinks you’ll be a sbig a failure as a fugitive as you’ve been at everything else in your life, both public and personal.
asw: manbag
June 17th, 2007 at 8:33 am
Casey-
You need to go back to Sacaramento and declare bankruptcy immediately. You should do nothing else before you do that.
If you can make money selling a book/book rights and/or off this website, then that is great but do not–DO NOT–pursue these “get rich” quick schemes right now. You need to declare bankruptcy so you can breathe and make thoughtful decisions–if could see yourself from the outside, you would see your actions are very destructive to your family and you. You are not crazy or mentally ill—you are a dreamer that could be successful someday, but not on the current path.
Also, I would see an attorney regarding any other crimes you may have committed and would think about what I (i.e. you) say publicly on the matter in the future.
Best of luck
June 17th, 2007 at 8:36 am
Gee, Casey, I feel so sorry for you…NOT.
Pout a little for the camera, take a sad-looking photo, post a blog about how sad you are. It’s all Internet theatre. You bring it on yourself; if it was really bringing you down half as much as you say, you’d have stopped a long time ago.
The only thing in this post remotely like the old Casey is the bait about the line of credit. But even that’s getting old.
ASW: extradition-treaty
June 17th, 2007 at 8:47 am
Casey-
I’ve never tried to offer you marriage advice; particularly since I’m not married. However, I would argue that you do ask for outside suggestions by the very nature of this blog. If you didn’t want outside input you would just turn off all feedback altogether.
“Mental Problems” can mean a lot of different things. I know plenty of people who have benefited from talking to a professional counselor and given you have an incredible amount of stress in your life it might not hurt you to invest some money in talking to a person who isn’t trying to do business with you beyond helping you with your stress.
June 17th, 2007 at 8:49 am
Another question: Hadn’t you agreed to not taking out any more credit? Didn’t you have an agreement with friends and family to not take out or use any more credit without approval first? How were you planning on using this credit without approval first? sounds like a major issue.
June 17th, 2007 at 9:03 am
Casey,
W-2 is leverage. With a job, you turn time spent into money. What have you leveraged into cash in hand, consistent money lately?
Nigel
June 17th, 2007 at 9:10 am
Anybody have 700+ FICO??
Yes.
(Just kidding)
Good.
June 17th, 2007 at 9:11 am
yes you have once again encouraged my addiction with this one. let me get this straight, your dream of living large on borowed money and other peoples sweat is now gone? or at least seriously delayed. reality is finally kicking in and you see that your life is in the tubes. but on a positive note your vacation is going well!!!! nice, boy, real nice.
June 17th, 2007 at 9:12 am
hey casey - don’t let those haterz get you down, like sputnick and homey the clown.
June 17th, 2007 at 9:33 am
Keep you head up!
‘if’ by rudyard kipling
If you can keep your head when all about you
Are losing theirs and blaming it on you,
If you can trust yourself when all men doubt you,
But make allowance for their doubting too;
If you can wait and not be tired by waiting,
Or being lied about, don’t deal in lies,
Or being hated, don’t give way to hating,
And yet don’t look too good, nor talk too wise:
If you can dream - and not make dreams your master,
If you can think - and not make thoughts your aim;
If you can meet with Triumph and Disaster
And treat those two impostors just the same;
If you can bear to hear the truth you’ve spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build ‘em up with worn-out tools:
If you can make one heap of all your winnings
And risk it all on one turn of pitch-and-toss,
And lose, and start again at your beginnings
And never breath a word about your loss;
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
Except the Will which says to them: “Hold on!”
If you can talk with crowds and keep your virtue,
Or walk with kings - nor lose the common touch,
If neither foes nor loving friends can hurt you,
If all men count with you, but none too much;
If you can fill the unforgiving minute
With sixty seconds’ worth of distance run,
Yours is the Earth and everything that’s in it,
And - which is more - you’ll be a Man, my son!
Rudyard Kipling (1865-1936)
June 17th, 2007 at 9:53 am
So much trolling, where do I start? Not that your Moderating Monkey will post this…
“I have already been doing this for free on this blog for like 9 months. It’s time I start getting paid a little, start paying off my debt and turn this whole experience into a success!
It’s a good thing! ”
More real estate MLM gibberish. If you had any sort of connection to reality you would take an honest look at the situation and see that you haven’t made anything but a deeper hole with this blog in the past nine months.
“But it takes time, focus and leverage. W2 is not leverage.”
You don’t have time, focus or leverage. And by leverage you mean credit/debt.
Time? As Tim from the Bay Area pointed out _time_ rather than you overall debt was the biggest issue in the beginning of this saga. If you had sold the houses quickly, rather than letting them go to foreclosure, you would have been much better off. Your debt was rapidly growing at 20K/month. You chose to keep dreaming about saving the houses, when it was completely unrealistic. At the same time all of your unsecured debt kept growing, and you had to keep taking on more and more bad debt(think CashCall)to meet daily expenses.
Ironically, the last foreclosure gave you some breathing room on time. You could have focused on getting a handle on your smaller unsecured debts, building a much needed cash reserve and preparing for the 1099s that are going to come due in 2008. Instead you messed around with your fantasies.
Focus? AbleBuyer, the casino, Finch Properties, the Utah trip, the Utah wrap, the gold stocks, the apartment complexes, the corporation, Duane, RK, the Phoenix ladies, Tahoe, the Phoenix trip, Mark, “G” from Utah, the rent money, taking out the garbage, early rising, Nigel, going to the foreclosure at the courthouse, the book, the spreadsheet, Australia. You lack it completely.
Leverage? You most certainly drank the Kool Aid at those real estate seminars. DEBT IS NOT LEVERAGE!!! Even for those of us with steady income, financial smarts and high 700 FICO scores(things you lack) it’s a dangerous tool that needs to be used cautiously. Your last shot at “leverage” was the corporate credit, and that’s gone. Now all you have left is your existing leverage(DEBT) leveraging you.
“And paying attention to haterz is not a way to stay focused.”
I agree. Ignore them and turn off the comments completely. Don’t got to any Haterz sites. If your story is so strong the blog will survive without them.
“My personal life and relationships is… personal. Let me handle it please. As much as I appreciate the well-meaning intentions of some of you, outside involvement is only making it worse.”
You brought this upon yourself. How did you think the Haterz were going to react when you posted that you went to Australia, leaving your wife behind with all of your problems? Even if your finances were in order and there wasn’t any strain in your relationship that would be a sh*tty thing to do.
“Because of my unique situation, my best bet to pay off my debt is to make money by telling people how I got into debt. People can learn from my mistakes and hopefully save lots of money.”
This idea is flawed on so many levels it’s not even funny.
You seem to think that the entire world wants to know your debt story so they don’t do the same thing and go into debt themselves.
In reality the market is for people already in debt want to know how to get out of it.
Those of us who aren’t in debt already know your story. You posted it for everyone to see. Your initial intent was to provide the story for free and use other means to pay back the Dirty Pennies. Non-debtors aren’t going to pay for it, they’ve got the common sense to realize what you did was insane.
People in debt don’t need to hear your tale of woe. They need a solution to their own problem(s). How can you possibly provide one for them? You haven’t paid back a single Dirty Penny to even one of your lenders.
Your situation isn’t all that unique. Your complete lack of good faith attempts to resolve it is though.
June 17th, 2007 at 10:01 am
blah blah blah….nothing to read…nothing to do…blah blah blah….living on someone elses dime…blah blah blah…need a gurantor….blah blah blah…..semivegan….blah blah blah…semi success…
June 17th, 2007 at 10:04 am
Why did you delete my earlier post????
June 17th, 2007 at 10:12 am
What’s the matter Casey? Why aren’t you allowing my posts?
June 17th, 2007 at 10:22 am
Stay the course, Casey: You can probably live off your well-wishers for a couple of years at least. If you’re clever enough, you should be able to turn all that goodwill into a pyramid scheme and abscond with the proceeds, if you know what I mean!
June 17th, 2007 at 10:23 am
Is my life boring if I like reading about Casey? I can’t figure it out.
Nice pictures from AU. I like the bird, the Lotus, and the sad one.
June 17th, 2007 at 10:33 am
Everyone doesn’t hate you, Casey. Alot of times people hate because they don’t have the courage to do anything out of the box. They hate those who do.
Yes, I admit I have wondered about you at times but hate? No. Good luck to you. I hope it all works out.
June 17th, 2007 at 10:35 am
I have 800+ credit.
I’ll cosign a $5000 loan for you… …on one condition.
When you are really desperate for money… email me and I’ll tell you the condition.
June 17th, 2007 at 10:39 am
Yeah you should remove the ppc, might be a good idea to replace it by space for a banner you’d sell to advertisers for much more than the sweet links (big and at the top like this gets much more clicks).
You’ve got 2 problems with ppc, people that want to help you and click without being interested, and people that hate you and click to get you banned.
Same might happen with yahoo and there’s not much you can do about it, so remove ppc and sell the space by yourself.
June 17th, 2007 at 10:43 am
Casey - how do you plan to pay for airfare back to CA?
June 17th, 2007 at 11:00 am
Casey,
You had previously had Google adsense and had it taken away. Why didn’t you carefully watch it a second time when they gave it back it to you? It is your fault you didn’t keep track of it.
You do realize that to much abuse of adsense and google will just blackhole your website and you wil stop showing up in their google rankings at all?
June 17th, 2007 at 11:04 am
Casey,
Money and credit. My guess is that that the bank that was supplying you with the credit had a loan officer that reads this website. When they saw your application come across their desk they went to their boss and had that line of credit cut off. and when the boss asked “why are we cutting this person off?” the loan officer told their boss to look at this website.
The loan officer does not want to lose their banking and loan licence/credentials because they made a loan to someone that has a history of not paying off their current debt. to increase your debt level from 150,000 to almost 200,000 dollars in one go would not be in the bank’s interest.
June 17th, 2007 at 11:33 am
Casey,
First, Australia is my FAVORITE place ever! Everything about it–from the fantastically friendly people to the breathtaking scenery–is magical. Can’t say I’m wild about some of their food choices, though!
Now to the serious comments:
You are wrong when you say a “W-2 is not leverage”.
A regular old W-2 job is what I used to springboard myself to millionaire status and retire at age 45. How’s that for leverage, buddy?
A W-2 job provides a bed of stability while you build entrepreneurial skills (skills which you have deluded yourself into thinking you actually have).
There’s nothing wrong in working for an honest paycheck.
But there’s nothing honest about you, is there, Casey? You’re entire life is phony (c’mon, did you REALLY think you could broker the deal to sell Circus Circus?).
I’m all for thinking big, but there’s big and then there’s delusional.
Of course, I know my comments, if they even get posted, will fall on deaf ears. You’re looking for wealth without work, and you believe you can actually have it because you’ve been brainwashed by all the get-rich-quick bastards (including one of the biggest liars, Robert Sock-it-to-ya Kiyosaki).
June 17th, 2007 at 12:00 pm
As a person who profits from arbitrage, I want you to understand that you do not understand the requirements, the rate, and the profit margin. I might borrow $70,000, and I might earn $2,000/yr, but that really isn’t much! I bet your interest rate is higher than mine, which leads me to believe you have nearly no profit potential in your arbitrage approach. Arbitrage is all about the tiny numbers, and if you’re not on a spreadsheet doing the work, it won’t work. If you had six figures at 0% interest, you might have the start of something. I bet you wouldn’t make three figures from your plan. I bet you’d just spend the credit line. I have a pretty good understanding of how you operate at this point.
June 17th, 2007 at 12:01 pm
Casey, you WILL be doing a W2 job sooner or later - get it through your thick head.
It’s only a matter of time and I will be here to remind you of it as you do grunt work.
We want you to succeed, but you are going to do it the right way and not committ any more fraud. We are here and will be here to make sure that is that case.
Sweet.
June 17th, 2007 at 12:06 pm
Oh, hey;
I just wanted to extend my appreciation to “Toby”, Casey’s Comment Coolie.
You’re on your game, there, chum. The comments are posting better than ever.
Can we have a round of applause for Toby, ladies and gentlemen?
Haterz and Supporterz alike, we can all agree that prompt comment posting is a “win-win”.
asw: sweet
June 17th, 2007 at 12:13 pm
First…
My personal life and relationships is… personal. Let me handle it please. As much as I appreciate the well-meaning intentions of some of you, outside involvement is only making it worse.
Cardinal rule of the internet: if you do not want private information to become public or cannot handle the criticism or the backlash, then DON’T POST THEM ON A PUBLIC WEB PAGE!!
Are you that stupid?
June 17th, 2007 at 12:14 pm
Casey -
The problem is not the negativity. The problem is you have no discernable plan. At last measure, you owe something on the order of $500,000. The idea that the corporate credit would’ve helped you is laughable. First of all, think about this - you were trying to get credit for a shell corporation with no operations, no assets, and no guarantor - who in their right mind would lend such an entity money? There are public companies with operations that can’t get unsecured corporate credit, why would you? The next problem is that you had no idea what you were going to do with the $43k. What were you going to do, pay off your other debt? That would be illegal and basically rob Peter to pay Paul. You speak of yourself as a businessperson/entrepreneur, but that basic reality seems to have escaped you.
But back again to the plan. How do you think you’re going get yourself out of this? The $43k wouldn’t have helped because you don’t have an investment teed up that’s going to return 10x, while your interest and penalties rack up EVERY DAY. So then let’s look at your publishing venture.
When is it going to be completed? What is your share of revenues? What are the projected sales of said project in various forms and what are your royalty streams? Over what period of time does it flow in? Have you thought about this at all or are you expecting it to be a get-rich quick scheme?
You repeated ask for positivity and encouragement, but you expect it to be unconditional love, like a child. It doesn’t work that way. You need to show that you’ve learned something, that you are capable of planning and executing in a timely fashion before you’re going to get approval, much less get financial credit and/or investors. That’s how the real world works - guys who show they can get it done get capital for their plans, not bloggers whose only claim to fame is stupendous failure. Get over it.
June 17th, 2007 at 12:36 pm
Astro Zombie - he doesn’t have to pay for an airfare back he can just wait until his tourist visa expires (or do some work and hence violate it) and turn himself in. Then he’ll get deported on the Australian taxpayers dime.
June 17th, 2007 at 12:38 pm
Here’s another piece of advice you won’t take…as you approach your 25th birthday young wannabe…if you want to be taken seriously by anyone that matters…get a freakin haircut.
June 17th, 2007 at 1:09 pm
I am going to comment on your comments one by one because there is a lot of information.
“1. Google banned me from AdSense for fraud clicks again.”
“Fraud clicks are not my fault but Google doesn’t care. I should have turned on the IP filter thingy but I figured the haterz wouldn’t try that stunt again. I figured wrong.”
Do you know what a good successful business man is? You really don’t so I will tell you. It is someone who works long hours to make sure his business is running smoothly. It is someone who when fails at something does not go back and do the exact same thing over again. He doesn’t assume that it didn’t work the first time so he will go ahead and duplicate it again and it will work this time. You say it is not your fault but yet you also say you should have turned on the IP filter thing. Look at what you wrote. you are saying that you could have done something different but you chose not to. Why would you not have changed to better protect your own interest? Why did you not keep better track of it when you could have? You could maybe have prevented it from happening. You seem to have this passive, not learning from your mistakes, thing about you. What is it going to take for you to smell the coffee? I have a lot of friends that are very successful some more than me others less, but we all have commonalities about us. First we all work many hours. Some get up at 5am and do not get home until 10pm every night. All of us work 7 days a week and do not take vacations. The most common ground we have is it is difficult, very difficult, and there are days we all wake up in a depress state wondering if it is all worth it. There has been many days I personally would wake up and want to just sell everything because the battle is wearing and endless. Success is not easy. It is not passive and it something that does not come with just a little work. If you do not start changing your ways and your attitude you will never make it. I have said it before and yet I keep repeating myself. You have opportunity right here in your own blog, but you will squander it if you keep going this path. If you want to be bitter later on in life about I should have done, could have done, but did nothing, you are on that path. Ignore the Haterz they do nothing for you. Start listening to other people who have experienced things you are going through or trying to achieve and most importantly START LEARNING FROM YOUR OWN MISTAKES.
I will start a new post commenting on credit next.
June 17th, 2007 at 1:19 pm
Then you should stop blogging.
June 17th, 2007 at 1:40 pm
Casey,
I’ll give you $10 if you post a photo of you holding today’s edition of the Sydney Morning Herald.
June 17th, 2007 at 1:51 pm
From an occassional reader, a former Aussie:
It was above 800 for a moment there, but one too many successful real estate deals with one too many mortgages pushed it down.
1. The bird is a kookaburra
2. The black and white one is a magpie
3. You have to try TimTams sometime - Mmmm
4. While you’re at it, try the amazingpizzas in the greek parts of town that have so much good stuff on them, it makes the ones here with a few measly pieces of pepperoni look like a joke.
5. My FICO is 784. I’d like it to stay that way.
June 17th, 2007 at 2:08 pm
Casey, tell us more about your arbitrage plans. Arbitrage in which market?
June 17th, 2007 at 2:16 pm
Aye, mate, let’s see an updated financial spreadsheet.
G’day.
June 17th, 2007 at 2:29 pm
Dont ban the haters they are the ones that people come here to read about!
http://www.icantsellmyhouse.blogspot.com/
June 17th, 2007 at 2:41 pm
Casey,
I really don’t get the haterz. Keep it up, you will make it big…things will probably get much worse first though. As for the comment about your blog content not being much about foreclosures anymore, don’t mind him…he came back to read your blog!
June 17th, 2007 at 2:49 pm
You’re not, in fact, the world’s most hated blogger. If you could only understand that if you disappeared offline, for good, as you initially agreed that nobody would even care after a week or so of gossip and speculation. Nobody online has made any of the decisions that created your situation; you made every single one of them and have steadfastly ignored every piece of advice that could have helped you.
You’ve been previously banned from AdSense but still didn’t think it prudent to take steps to avoid the same mistake. That seems to be a common theme Casey and that isn’t the fault of haters. You can’t even focus long enough to get your taxes done but skipping off to another continent to take emo pics and make crybaby posts makes perfect sense to you?
Stop blaming the haters, start taking responsibility (in actions, not the same, empty, tired nine month old words) and get it in gear. Once you get that the people from the internet only control your life as much as you let them, and you let them because you are addicted to the attention and escape, and you make an honest, genuine attempt to piece your life together productively, you will be much happier.
Also, you really do have mental problems if you’re puzzled about why your corporate credit was closed. If you’re sincerely surprised that you lost your ‘’guarantor'’ you really have no concept of the mess you’re in and why nobody wants to be part of further failures.
June 17th, 2007 at 3:03 pm
Think you’ve written this blog post about 20 times already. Got to turn into positive. Ignore haterz, blah blah blah. So do something then.
June 17th, 2007 at 3:06 pm
Doing the clicks to get you in trouble and cut off is despicable.
Hating you for what you did to the lenders is one thing but screwing with your money generating ads is no better than what you did. They have stooped to your level.
Chances are it is a handful of people. Most of us would never do that no matter what.
And yes, people are too much into your personal private life.
This is way over the line.
Again it is a certain few who think it is funny.
Mocha poop. Stop accusing loss mit of being a back stabber.
I sincerely doubt he is that type of person. He is still giving his opinion but we have not gotten the dirt on Casey from him.
I guess your credit partner for the corporate credit realized you wouldn’t pay it back and that would leave them stuck owing the loan. Why does it take so long for people to realize you are no mystery and will do what you have always done because you do not know any other way.
Go home and get a job. Take it like a man.
June 17th, 2007 at 3:38 pm
Oh, please, quit your posing. Is this really all you have left? These pathetic attempts?
June 17th, 2007 at 4:05 pm
Taking the cue from Pornking, I, too, have an 800+ FICO and lots of cash in the bank (and ready to send on paypal). If you are REALLY desperate for some quick cash to send to the Misses, email me. Forewarned, it won’t be “passive income” …
June 17th, 2007 at 4:14 pm
Casey:
Don’t treat this corporate issue as a setback, view it
as a chalenge to overcome. The web is out there
helping thousands of people restart their lives, rebuild
their pasts, create a whole new future.
Seriously,
The New york times reports”
Want to buy a home, but hampered by bad credit, an empty bank account or no job? No problem!
That may sound like an exaggeration of a late-night infomercial. But it is, in effect, the pitch that a number of Web sites are making to consumers, saying insolvent home shoppers can be made to look more attractive to lenders.
The sites, for example, offer better credit scores by hitching customers to a stranger’s credit card, or providing them pay stubs from a bogus company. One has even offered a well-stocked bank account to rent for a month or two.”
This is Casey Serin. He wants to buy houses,
has no job, bad credit and an empty bank account,
but as documented at http://www.nytimes.com/2007/06.....fraud.html
Casey of May 2007: No Job, No Income, 400 FICO,
No savings, No checking.
But in July after going to RaiseCreditScoreNow .com
and s SeasonedTradeLines. com, VerifyEmployment .net
and NoveltyPaycheckStubs.com and FakePaycheckStubs .com
Casey of July 2007 should have a 750 FICO,
$100,000 in the bank and an annual income of $200,000.
After all once the flips are done, casey will have that
income, he will have cash in the bank and will have
the credit score.
Nope, what he’s doing is falling forward, and why let
the downer past stop him from reinventing himself.
All casey needs is a few grand from Supporterz
and a new successful casey will emerge, to pay off
every dirty penney, and, pay back every loan.
June 17th, 2007 at 4:20 pm
Don’t worry about clickfraud from this Hater. I use Adblock to block all of the ads on your site.
June 17th, 2007 at 4:48 pm
Are you traveling alone? Who is taking all of the pictures of you looking soooo sad?
June 17th, 2007 at 5:40 pm
Ok now I am back to write about credit.
“2. After months of trying, my juicy $43,000 corporate credit line was finally approved but then suddenly flagged for review and closed down.”
Let me say this right out of the gate. You had both personal and business lines of credit before and now you owe allot of money. Why do you think burring yourself in more debt is the way to go? Do you not have a clue? Are you just that dumb were you can keep making the same mistakes over and over again and think it is alright? Debt is not good for anyone. Not personally or for business. What is it going to take for you to get that idea? I know there are scam artist (aaaammmm I mean gurus) out there that tell you to leverage yourself in complete corporate debt and you will make a lot of money doing it. You should ask these same individuals what there debt is. I would guess zero. You did it to your other half and yourself on the foreclosures and yet you want to do it again and even more. Now that I ranted about you I will address the actual problem.
If you keep up with the financial times you would know that lending practices are tightening up. They are not just tightening in the mortgage lending but also in the cooperate and personal lending. What you are doing is commonly known as piggy backing. The credit reporting agencies are putting a stop to this practice by flagging these types of accounts. Equifax is the first to do it. I am sure the rest will follow suit. Since Equifax not only reports on consumers but business too you now can see what happened. Lenders are getting overly tight and the last time that this happened was in the late 80’s to early 90’s. What happened there was the stock market crashed first, then the real estate market, then a bad recession. Our economy is based heavily on credit and when it becomes very difficult people just don’t use it and only use cash. I am not saying all people, but just enough to put a dent on the problem. This is once again from history the way we are heading towards now.
Now let me give you the other side of this problem. First the lending institutes got congress to change the bankruptcy laws to make it almost impossible to file for a chapter 7. Then they flooded the market with easy loans in which they made a bundle on. Now they are making it very difficult to get a loan. Not impossible just very difficult. This is just to take more people out of prime loans and throw them into higher interest loans in sub prime or just above sub prime but not prime. This is what you call cooperate greed. With it will eventually come with some bad repercussions. The problem is like WorldCom and Enron all the head guys will walk with a windfall of cash and the little guys will be the ones losing and bailing this whole sh*t out. Just like the junk bonds of the 80’s. The best thing anyone can do now is stop using credit and pay what they owe. Come next month I am going to pay all my debts off and cancel most of my charge cards. Part of the reason is because I see where this is going and part of it is actions that have happened to me like American Express. I was a card holder with them for about 5 years. The last couple of years I had been charging about $100,000 each year with the card. Although it got paid and on time they decided to Flag my accounts for review. The review they wanted to do was get my tax returns. I outright refused to release them because it was non of there business. This is just another way for business to get more information on you that they can splatter all over the place. When I refused they threated closure of all my accounts. Once that happened I closed them instead. I still owe about $20,000 to Amex and they will get it next month. However what they lost is over $30,000 a year in fees and interest. I will be pulling Amex merchant accounts from all my businesses and will no longer honor there card. Lenders like Amex want to control you more by having all the privileged information on you then using it to suck you into there black hole. What I am going to do next month is STOP using any credit cards and only pay with cash, check, or debit card from now on. Live within your means and stop making these cooperate assh*le presidents and CEO’s so rich. When you try these moves with credit you are only making them rich not you. The most solid and most valuable corporations are the ones without debt. This is the reality of it and if you want to make a success of yourself you better start realizing these realities and change what you are doing.
Next post I will comment on the too many well intended people around you.
June 17th, 2007 at 6:04 pm
Pale, sickly, and depressed sells clothes. Get an agent.
Another win for Team Casey!
June 17th, 2007 at 6:32 pm
Man, you GOTTA cut that hair!
June 17th, 2007 at 6:55 pm
What interest rate is your corporation charging you?
What is your payment plan?
Have you started paying anything back yet?
What interest rate is your corporation being charged by its creditors?
Has your corporation started paying anything back yet?
Has your corporation’s guarantor paid anything back?
Just how much does the corp owe?
July rent is coming up. How much do you have saved toward it?
If you don’t have the rent, where will you live?
How will you earn the money for a ticket back to the US, assuming you’re coming back?
When are the good things coming?
June 17th, 2007 at 6:58 pm
BTW, I’m thinking the reason you didn’t block the bad clicks was you thought it would take Google a month or two to do anything about it, and you wanted to enjoy the income.
June 17th, 2007 at 7:33 pm
Casey,
Just keep going. Don’t let the haterz get into you mind. Have a game plan and keep going forward.
Good Luck!
- Max
June 17th, 2007 at 7:39 pm
“W-2 is not leverage”
Oh, really? Let’s compare.
‘Casey’ does not have a W-2 job, has a large negative net worth, and can’t even lie his way to a ~$40K credit line any more.
‘That One Guy’ (that’s me!) has a boring old W-2 job, has a surprisingly good-sized net worth (every penny of it earned), and the credit line? This is a really hard one to figure–because, get this, I rarely use credit–but a quick back-of-the-napkin calculation says I could pretty easily line up about $600,000 in credit if needed. How much have I made on real estate scams? -0- How many times have I lied on a legal document? -0- How many times have I fled the country? -0-
Not bragging here, just another person pissing in the wind, talking to a brick wall, trying to give you some good advice, knowing damn well you’ll ignore it.
W-2! W-2! Come on, Casey, W-2!
And remember, a white lie is the same as genocide on judgement day.
June 17th, 2007 at 8:05 pm
Hey Casey, I got the best thing for and its compromise between a W2 job and Entrepeneur. You should get your license and sell real estate ! Thats what I do, and its great for an independant thinker. YOu get to use the power of LEVERAGE which is something you like. You close a deal on a house, say average house is 500k you get average 2% so you make 10k. A couple of deals like that a month and you rock. Also, your still involved with real estate which seems to be something you are very knoweledgable about. And lastly, you have acess to good deals before the general public so you can still buy and sell now and then. So just do it! You’ll make a great agent and in no time be driving a 7 series BMW
June 17th, 2007 at 8:13 pm
I’d say you’ve hit the bottom of the barrel here. Happy time is over. Time to go home and try to salvage what’s left of your personal life. I’m sure it was fun to play business tycoon but you’ve caused a lot of damage to a lot of people. You don’t know it but getting the corporate credit blocked was the best thing that could’ve happened to you.
On Nigel’s site I just read about your plan to arbitrage invest your corporate credit in Utah real estate. 60% returns per year??? Man, Wall Streeters would kill each other for those kinds of returns. And you think yields like that are just going to fall into your lap.
It’s pretty obvious that business, investing, and basic analysis are not your strong points. And there’s nothing wrong with that. We all have our own strong areas but you need to realize that the financial world is not where your talents are. It’s pretty obvious to everyone but yourself (those closest to you, former business associates, haterz, and now, finally, lenders).
June 17th, 2007 at 8:38 pm
Sorry, Case, but you know this is the cost of doing business ala a blog. Don’t keep those personal connections, the blog probably falters. Instead, dealing with the pesterers? Sigh…catch 22.
June 17th, 2007 at 8:43 pm
Don’t let it get you down. Try to use the Australia experience in a positive way to do something to turn things around. I wouldn’t trust that Marty guy. He sounds all talk and it sounds like the “book” he is helping you with is going to turn into one of those trashy ebooks. Just concentrate on getting one book done and then seeing how it goes. I know you need to think longterm, but just concentrate on one thing at a time. If it is successful you can go back and do it again. I don’t know why you are always looking for partners. Unless you can find someone who can really help you, trust your own instinct, set goals, work hard and get it done.
June 17th, 2007 at 9:45 pm
“Worse yet, I lost my guarantor and need to find a new one if I am to try to re-apply. ”
Why did you pay all that money to the “Corporation Brokers” or whatever they are called if you still need a guarantor? If you had a guarantor you could have used a $50 Arizona LLC instead of an aged corporation costing thousands of dollars. It would have worked just as well.
You got scammed, as usual. Sorry.
Who was your guarantor by the way?
Why don’t you open a checking account at an Australian bank, and apply for a secured credit card? You might actually get one. After a while, you can ask for a credit line increase.
June 17th, 2007 at 9:53 pm
casey! i am wishing you luck
June 17th, 2007 at 10:04 pm
Casey,
So when are we going to get the details on your next steps?
Unlike many of the voices here, I would encourage you to find a way without a W2 job, but I would encourage it through real work, innovation, etc. Not through pipe dreams like penny stocks and floating yourself on corporate credit. Even arbitrage is a bit unstable in some measures.
To all of those suggesting bankruptcy… why? What does a credit have to gain by pushing any issue right now? There are no assets to seize, no income to garnish, etc. I have a hard time seeing any credit taking action when there is nothing to gain by that action. If there are no actions to be stayed, then bankruptcy is of questionable value at current.
June 17th, 2007 at 11:00 pm
Ok I am back once again and this time it is about well intended people around you.
“3. Too many (well intentioned) people around me are trying to play marriage counselor or big brother.”
“Treating me like a child”
First I will comment on you getting treated like a child. If you act like one you will get treated like on. You left your responsibilities and your family behind to go on what amounts to a vacation. This is pure selfish and irresponsible. Stuff that only a child would act like. You want to be treated different start acting different.
As far as the other part goes I will make this short and sweet. It is better by far to have people around you who care about your well being than one’s who don’t. So stop complaining and be grateful they care about you.
On the other side getting involved in your family life is wrong. That is something you need to work out and no one else should ever try to interfere in that whether they agree with you or not. It is not anyone else’s place to handle that part of your life and even advise in that area should NEVER BE GIVEN.
June 18th, 2007 at 12:33 am
“2. After months of trying, my juicy $43,000 corporate credit line was finally approved but then suddenly flagged for review and closed down. No, there was nothing shady, as far as I know.”
Dude? Do you even understand the concept of a credit score and its purpose for a lender?
A credit score tells a lender whether or not the borrower is in fact “shady”. Someone with good credit has a history of paying his obligations on time and in full and is therefore worth loaning money to, as its clear that money is likely to be returned. Someone with bad credit does not have that reputation, and therefore lenders either steer clear or charge large amounts of interest, because they know that there’s a significant chance the money won’t be repaid.
And for the record, borrowing tens of thousands of dollars with no clear plan for repayment other than wishful thinking isn’t borrowing, it’s stealing.
Sweet passive investment income is usually in the range of 7-15% annually for most successful experienced investors.
With your sub-400 credit score, you’d be lucky to be able to borrow money at 20-25%. That means you’d have a negative spread for your passive income, which means passive income is a non-starter for you unless you come across the sort of sweet deal you keep dreaming about. Here in the real world, your sweet deal is making $40-50k a year as a junior web designer and declaring personal bankruptcy.
Nothing shady? I don’t mean any offense here, but the reason you’re the “world’s most hated blogger” is because at this point you’re the walking definition of shady.
Good luck finding another guarantor.
June 18th, 2007 at 12:39 am
I’m not mad at you Casey. I’m glad that you went through all that trouble. I learned allot from your blog. What doen’t kill you only makes you stronger. Keep hope alive Casey and good luck. You will make things right. Take care
June 18th, 2007 at 12:43 am
Since many people are giving Casey advice, why not actually help him? Look what I suggest. Casey got the opportunity to do a few of the things he wanted to do, such as keeping his blog and taking care of business in a peaceful atmosphere. Why not give Casey 34 thousand dollars, which is another thing he wanted? After all, it only takes 34 people at one thousand each, although it may take more people or time, since not everybody can give him one thousand, or not at much.
That way, Casey gets to do what he wanted to do with the money, but does not increase his debt. We, the people who read his blog, get to satisfy our curiosity about what Casey was going to do with the money and what was going to happen (minus the part where he ends up owing it to the bank), and may find the blog more interesting.
Maybe if you helped Casey, he would be more open to your advice, a little more flexible about the things you can say and he can tell you (provided that everybody is polite and not particularly indiscreet and that you respect his boundaries) and he could do some work for you, such as Web design. He could meet some of you and then post pictures of the event. For such things, you would have to ask Casey. I can’t speak in his name.
June 18th, 2007 at 1:12 am
good gracious! thanks for this informative information.keep it up,goahead.
June 18th, 2007 at 1:38 am
Just make as much money as you can off your blog and do what you want to do.
Who cares if you have an army of haters. Turn them into moneymakers. Really!
June 18th, 2007 at 2:13 am
I’m sure you don’t read this Casey, but seriously!
“I was really counting on it for sweet passive income (sweet arbitrage!)”
Casey, you don’t know what you are talking about. Arbitrage is for the big boys, and even they don’t get it right all the time. You wrote a while ago:
“Lately I’ve been learning about arbitrage and how I can take advantage of it / apply it as an individual investor. For example…. say I borrow 100K at 12% interest and reinvest it at 36%. That’s a sweet 2% monthly spread!”
In case you weren’t aware, this is exactly what happened with the yen a few years back. Japanese interest rates (in an attempt to kick-start their economy) fell to nearly nothing. Investors from around the world borrowed yen at nearly 0% interest, and lent it to countries like the US and Germany at 7%. Sweet arbitrage, right?
Unfortunately, the yen became so desirable from this borrowing, that it rose sharply against the other currencies of the world. Banks in Germany found that they had to spend twice as many Euros to make the same yen payments. what started as sweet arbitrage eventually became an anchor around their necks.
Arbitrage does happen in the real world Casey. But thousands of people hard at work on Wall Street and the Square Mile (London’s financial sector), with the latest in technology and information that no individual investor could hope for, fight each other for tiny (but guarenteed) returns.
True arbitrage is an absolutely guarenteed return with zero risk. The “deals” that your “friends” are promoting as arbitrage, are either scams or wild speculation. If you are serious about wanting to learn about arbitrage, read this guy’s blog:
http://gualbertodiaz.com/?cat=5
As John (poster #37) mentioned. The profits in arbitrage are not 2% a month. They are tiny, but they are pursued because they are essentially risk-free.
June 18th, 2007 at 3:37 am
thats rough about the google stuff, I clicked a few times for you, but figured it was allgood. That stinks about your cosigner on the credit, what kind of looser backs out like that? WOW, what a screwed upside down WOW move that was,
don’t worry about leverage, you think donald trump never borrowed money to make money? keep at it casey!
June 18th, 2007 at 3:44 am
I started a blog 3 days ago outlining my experiences of my company going bust last month.
I’d heard about blogs and thought “That was awful, maybe if I diarise what happened, it will help others in the same situation”.
And then I cam across this.
Unbelievable!
Looks to me like Casey started out with good intentions. From the early posts, seems to me that his intentions were to come clean and advertise his properties to get out of the mess.
The attention turning into an opportunity to do the right things and pay off his creditors is not something to crucify him over.
With world full of real criminals, terrorists, and downright thugs, is this guy really deserving of the hatred?
“He hath no sin shall cast the first stone” springs to mind.
The term “haterz” which is new to me seems to be a group name for a lot of incredibly sin-free people.
For one, I wish you luck!
June 18th, 2007 at 4:47 am
How do you feel about Nigel revealing the “good things [that] are coming” (sic)?
June 18th, 2007 at 7:43 am
Hey Casey,
Did you really think a company would lend your corporation money ? Have you shown the bank the financial details of the company ? What about now the $4000 you have paid those corporate creation people !
Let us know Casey !
Am near your neck of the woods ! Am in Asia.
I flew here on Business - watched quite a few films. My W2 job paid,
Loads O Money
June 18th, 2007 at 8:01 am
Are we to gather that the only reason things are working out well for Casey if becuase some people are thinging negative things about him?
June 18th, 2007 at 8:02 am
aren’t, not are. I guess I was trying to think positive.
June 18th, 2007 at 8:02 am
I don’t know why so many people are so mean to Casey. Get a life, loosers! Casey, are you going to tell us how to get some sweet cash back at closing in your book? I have been unemployed for years and could really use the money.
June 18th, 2007 at 8:10 am
Casey my man, BIG here! don’t let them haterz get you down! When you come in here with me, I’ll take care of you. You can have all the credit that you want. We will work something out. We will have plenty of time to break even buddy. We just need to make sure that those pesky guards don’t get into our way. See you soon and take care.
Big Bubba
June 18th, 2007 at 9:09 am
Hi there Casey, Bank Manager here. Your Corporate line of credit has been declined, good luck getting back to the US
June 18th, 2007 at 9:22 am
Hey Casey,
You’re looking a bit rough there - what’s up !
Also - when are you coming back to sunny california to work on some sweet deals ?
You interested in an apartment building the goverment services office is auctioning off this month ! Its a sweet sweet deal Casey - with a cap rate of 12% and NOI of 1M green ones per year.
I say Yeh ! to real estate ! The American Dream.
Let me know if you’re in Casey - this deal should pretty easily get you back to sweetdom !
Remember Casey - Next Year, We’ll be millionaires !
Loads O Money
June 18th, 2007 at 9:33 am
On arbitrage:
Casey, you need to understand that all of these things you “discover” have already been discovered and are no secret, and therefore are in all likelihood nonexistent opportunities. Yet, its either naivete or a strangely misplaced intellectual chauvinism that leads you to think that you’re the first guy to discover something you read in a book or somebody told you about. You need to get a clue. There are a lot of people who’ve invested a lot of capital looking for easy money, so it’s safe to say that its mostly gone. If there’s going to be the easy payoff, its going to be something nobody’s yet thought of, not something you happen to read about. Do you really think its that easy to borrow at 12% and lend at 36%? What might be wrong with this picture? Do you even possess a skepticism gene at all?
At this point, I don’t know if its your gullibility or your shady desire to keep looking for the quick score that will wreck you. Keep looking for that $1.5 billion casino deal, Casey. I’m sure Donald Trump is waiting for your call about Circus Circus, which I’m sure he’s never heard of before, and he’ll be happy to cut a $15 million check to a guy with whom he has no business relationship, no agency agreement, no brokerage agreement, and no qualifications other than he heard a rumor and has a blog. Yup, that’s how billion dollar deals get done.
June 18th, 2007 at 9:34 am
“W2 is not leverage.”
Um, Casey, have you not figured out by now that leverage cuts both ways? How far has leverage gotten you so far? I dispute the idea that someone receiving a W-2 cannot be successful as I’ve seen some large ones from officers of companies, sales people, and employees who exercise stock options. I’ve also seen W-2 employees learn a business, make contacts, go out to start their own company and score. Someone once said, “The harder I work the luckier I get.” You have to start somewhere so make use of that 4-letter word and get to work!
PS Hard work and a paycheck may also save your marriage.
June 18th, 2007 at 9:35 am
“The best laid plans of mice and men often go awry.” -Some Scottish Poet
You may INTEND to pay all of your debts and parlay this thing into something positive, Casey, but you insist on plans that are not that well thought out. Even the BEST plans often do not work, but for some reason you refuse to accept that creating wealth by using leverage takes CAREFUL PLANNING. Your original plan was not a bad one, you just got in over your head rather than taking the deals one at a time to begin with. You keep trying to launch yourself into mega-millionaire status instead of realizing something that most adults understand implicitly… you can’t just fake your way into millions. It has to be earned. You don’t have to earn it with a W-2, but you do have to be very careful and work at creating a solid plan. All of this mess you’ve created is great PR, but it isn’t a business plan. Nor is selling your story a good business plan. Who’s going to pay for it? Sure we all like to come and check out the blog, and that is a solid foundation, but those of us with any sense are not actually going to GIVE you any of our HARD-EARNED money. The only people you could possibly sell to are people who are already in a bad spot, and they’re a tough crowd because they’re ALREADY in debt. What are you going to sell to them as the answer to their problems? “Leverage yourself even more?”… “Start a blog?”… these are not answers to these peoples’ problems. And if you really wanted to help, you wouldn’t make already poor people PAY you for your advice anyway.
Grow up, Peter Pan.
June 18th, 2007 at 9:36 am
Casey,
You’re still very young and have the one thing a lot of the others do not - time. (Which is perhaps why the vitriolic comments keep coming!) If you can’t make a holy mess at your age, I don’t see when you could make it. Hang in there! And don’t let “them” dampen your spirit.
Good luck!
June 18th, 2007 at 9:40 am
Many people assume that bankruptcy is a solution when they owe lots of money, as if that was just the thing to do. Well, not necessarily. Casey does not have assets to lose, nor will it be easy or even possible to be discharged of a debt he incurred fraudulently. Bankruptcy proceedings may just open a can of worms. The documents and explanations he will have to provide may just be the technicallity that is missing for prosecution at this time. At this time, Casey’s activities are known from hearsay and from Casey’s own casual statements. Casey is allowed to lie on the blog, or pretend he did if it is in his interest to do so. However, Casey, who is one of the parties to the fraudulent contracts, is not supposed to lie to a judge. Having Casey actually present his case to a judge may be exactly the evidence that was missing.
Same thing about the W2 job. It may be seen as the normal thing, but it is not always the only, or the best, solution. With a job, Casey could be forced to starve because his salary would be garnished and the best he could hope for would be short periods when it is not because he changed jobs recently. And with the amount of money he owes, that would not end any time soon. If he makes money some other way, Casey has some control over debt payment. At work, Casey would also be much too available at predictable times for anybody who wanted to look for him and would not even be able to ask them to leave when the law normally gives a person the right to do so, because he would not be the owner of the premises.
June 18th, 2007 at 9:45 am
casey do these things listed right now
1. fix google problem or remedy it with different server or platform to collect your residual income from marketing referral
or ad placement fees
2. market your blog to new advertisers get all premium sites
leased
3. verify if you can create more ad space on this blog platform without breaking any rules verify if any contractual or sharing or revenue with google is needed so both profit from arrangement
4. if so find additional advertisers
5. find cheaper rental space for living issues
6. as income revenue is generated have operating statement and profit and loss spread sheet created marketing revenue
7. contact or solidify equity or partnership arrangement forms through private debt or securities arrangement with corporate attorney or brokerage firms that sell these items
8. have attorney look over publishing book and media content contractual fiduciary arrangements
9. have an advance created and placed in trust for dry residual living expenditures we dont want the author or proprietary media portal to lack creativity due to lack of funds
10. if the top 9 items fail ponder independent contractor web based job for technology company they will gobble u up due the blog at night get the book/media published/created.
most businesses fail look at trumps casinos they failed in the beginning then eventually made money in long term its all timing keep working hard never get depressed its a fact of life business is cyclical and harsh
June 18th, 2007 at 10:07 am
Nice pictures. I really did get into those cooked tomatos for breakfast when I was in AUS.
I think you have the right idea regarding leverage but you have to realize at this point that having judgement is the yang of investing. You do have to be negative enought to realize when a deal has a downside.
Books and media exposure is best fitted to you and your optimism. And I am sure it will hit big soon.
June 18th, 2007 at 10:23 am
Casey, oh, Casey.
I’m sorry you have bad news, especially the guarantor of your credit backing out. Whoever that person is, they should be tied behind truck and dragged until they are dead. Nobody should leave you high dry like that. Spit in their face when you see next.
Never surrender the haters. They are full of bile and acid, and they can only bring down. You are better than them, lift your head high.
Have you read “The Secret”? Because I think you should. If you BELIEVE then GOOD THINGS will happen.
Do not give up. Do not get a s*** W-2 job. Do not surrender. Just make your plan and follow through, because TWBBD. Show the world what happens when CASEY SERIN focuses on WINNING.
Look at yourself in the mirror, and say “I am somebody. I am a winner. People like me.” Say it ten times every morning, and ten times at night. Then stick to plan no matter what. There are more loans out there, you will find the right one, and you will leverage it into victory. Maybe your publisher can loan you $100k to help get start?
To the haters; go away. You only bring sorrow and sadness. Casey is a man of honor, a man of his word, a man to be reckoned with. He made mistakes, but look how he will correct them, and look at how you will be wrong.
When Casey is richer than Bill Gates, standing 100 feet tall, crushing your head between his fingers, THEN you can see who will laugh. Remember; people laughed Donald Trump, people laughed Paris Hilton, people laughed Jedediah Clampett, but in the end CASEY will laugh back hardest and taste their salty tears.
CASEY: PERSEVERE AND YOU WILL SUCCEED!
June 18th, 2007 at 10:43 am
Hate to ask the silly questions:
How do you plan on getting home once you have spent 6-8 weeks in sunny Austalia? Plane tickets cost $1000
How do you plan on reconciling with the horde of people you have pissed off with your sudden departure?
June 18th, 2007 at 10:48 am
Having read the comments (elsewhere) of Mitlosspro and Duane, you have been avoiding some of the more interesting details of our flight to Australia.
I would suggest that you attempt to get control (or at least your version of it) of the message that is being put out there or people who are interested in you will end up getting their information from other sites.
I’ll be waiting for the series of posts that say:
“I’m on my way back to the states”
“I’m back in the states, but I can’t get into the house and no one is answering the door even though I rang the door bell”
“I’m blogging from an internet cafe”
Yeah, I expect that this post will never get approved.
June 18th, 2007 at 11:11 am
@ 83 — Walter Sobchak: you shouldn’t be posting here on Saturdays, aren’t you Shomer Shabbos??
June 18th, 2007 at 11:35 am
Hell, why we don’t all go beg on the internet?
People HAVE given him money. And he’s blown it. They’ve offered him gainfully employment. And he’s blown it.
If I can get 1,000 people to give **ME** $1,000 each, then I’d be a millionaire and wouldn’t have to work for a living.
Unfortunately, I have some PRIDE, unlike some other people. And, I actually get some pleasure out of working. It’s not just about making a buck. I make a good living, am able to pay my bills, save for retirement and am a productive member of society. But that’s just damn boring, don’t you think?
asw: “passive” my a**.
June 18th, 2007 at 12:08 pm
Hey Casey.
I remember you saying that you may have to go “under the radar”, but I thought you were just playing around.
You got out scott free! Amazing!
June 18th, 2007 at 12:32 pm
Hey Kid;
I’ve found the solution to your troubles.
Let’s recap your situation, shall we?
1) You’re in the hole to the tune of at least 300k.
2) You haven’t done doodley-squat about your tax situation
3) If you squeal bankruptcy, someone with a badge and a gun is going to crawl up your butt with a flashlight. You do NOT want this to happen.
4) You are, “W-2 Work-Averse” (shall we say).
5) You are comfortable doing business with people who cannot be trusted.
Well Hobbit, the only thing you could POSSIBLY do to solve this problem “creatively” is to sell crack.
Yeah-yeah, I know-I know!
But face it, Casey-roo, as deep down as you are in the hole, the income stream from yay-yo sales is the ONLY way you’re ever gonna see the sun again…unless some kind Haterz tapes a postcard of it to a brick and tosses it down on your nugget.
So there it is, kid. All you have to do is become the Rayful Edmonds of Sydney, Australia before your visa expires…
If you can’t do that, then you’ll live out your life like an extra in “Road Warrior”.
(Who says I can’t be helpful? I’m a GIVER…you f*ckers!)
asw: wheatgrass
June 18th, 2007 at 1:05 pm
YO, YO CASEY!
Mocha hear dissin’ all tha haterz. I hate them Haterz. I hate them so much I can just queef! Haterz be bringin’ ya’ down. Let mama MOCHA take care them for ya’. I dare any of them dirty dawg haterz to take on me in Detroit. Tonight at 12pm in front of Comerica Park. I be there with my crew. Know what I’m sayin’ Casey? Don’t let them haterz get cha down. I will serve them. I will break them. They won’t eva question Mocha and Casey again.
D****ed dirty dawgs. All them just rotten and whack. Not like you Casey. You livin’ the high life far away down under! F*** those *** D****ed F***in *** ****** Haterz! We better than them, ya’ recognize?
Go get that sweet cash back. Don’t let tha man keep ya’ down mighty Casey! You go guy!! You can trust us supporterz since we be 2 total. Fo Shizzle My Nizzle homeboy Casey.
Oh I want to call out that Benoit charachter for impersonnating you. Yo Benoit you are a evil motherf****er to be dissin Casey like dat! Leave poor Casey alone you frontin’ piece of ****. I am a lady so I want you to meat me in front of Comerca Stadium at midnight. I be there and I will f**k you up, word?
Haterz are just jelous. We just keep representin’ those who need a break. Peace to you Casey. F**k all y’all haterz.
June 18th, 2007 at 1:38 pm
Foreclosure info? What happens now as I believe you needed that line of credit to continue your quest for BIG things happening.
Now what? Other things still pending regardless? Or are you back to square 1?
June 18th, 2007 at 1:45 pm
Son, the next time I see you driving so fast on my streets…. Me and you are going to have a talk. And for heavens sake STAY ON THE LEFT SIDE of the road!!
June 18th, 2007 at 2:04 pm
Oh Casey.
I’m so worried about you. Is everything OK?
You’re such an inspiration to me. If I only had a fraction of your financial and business skills, I’d be in a much better place.
Good luck to you and everything you do in the future.
We’re rooting for you.
Shoozy.
June 18th, 2007 at 2:30 pm
Casey you are a national treasure and deserve more from everyone. Haters just don’t understand your true purpose.
Hold your head high and smell that fresh sweet ocean air.
Just roll the dice one more time!
June 18th, 2007 at 3:13 pm
Hey Svenson:
You’re a dummy to suggest whoever pulled out should be dragged behind a truck.
Casey is $500,000 in debt, has a FICO score of 400, and has been regularly incurring more debt to keep up with his living expenses. His website income doesn’t even cover his interest and penalties.
If you think such a person deserves to have access to another $43,000, guaranteed by somebody else, then step up to the plate, sport. It doesn’t take a credit officer to understand that he’s a s*** credit risk and anybody dopey enough to guaranty him is likely to get hurt. But hey, you can step up if you feel strongly about it.
June 18th, 2007 at 3:38 pm
www.bayarefellowship.com
Casey, please listen to the Father’s Day message. It was practically written for you.
Why was my other post deleted? -Cheryl
June 18th, 2007 at 3:43 pm
Sorry to hear about your string of bad luck. I read/heard somewhere that if you can’t handle the bad days then you won’t be able to enjoy the good days so hang in there.
I don’t quite understand the motivation of the haters who are sabotaging you website and your source of income. My guess is they are a bunch of losers who can’t stand to see someone else succeed especially in an unconventional way because if you do succeed then they are really just a bunch of losers. My suggestions is try to track them down and sue them for loss of income or post their IP address on your site and maybe some supporters will help you deal with them. (Better check with a lawyer first on this.)
Keep your chin up and enjoy your stay down under.
June 18th, 2007 at 3:58 pm
Could you do us all a favor and move the comments to the top of the page?
They’re more interesting to read than the actual posts…
asw: vegemite
June 18th, 2007 at 6:44 pm
@ 95. Monica
Extremely well put! Most sensible post I’ve seen on here in a long time.
June 18th, 2007 at 6:51 pm
get outta aust!
June 18th, 2007 at 6:53 pm
Casey,
My antispam word was FRESH .. you need to freshen up and get a hair cut, smile some more, and look up. All is going to be just fine … we just need to put together a set of REAL ADVISORS that you can trust and that can be honest in their want to help you .. not be part of your blog, rip you off, or set you up for failure.
I bet there are other businessmen and women out there that can and will help.
It should be a panel not just one or two .. and NO NIGEL .. hes shown is colors as has LosMitPro or whatever hes calling himself thse days.
THE TIME IS NOW
June 18th, 2007 at 7:22 pm
Hey Casey,
is this domain actually for sale, I recommend announcing or quashing that here.
If you announced the domain was for sale here, the results might surprise you, unless of course you already sold or signed some documents that don’t let you comment ever on whether the domain is for sale - you didn’t do that, did you?
June 18th, 2007 at 8:03 pm
@Jeepy:
“Casey is $500,000 in debt, has a FICO score of 400…”
Uhhh, let’s stick with the verifiable facts, m’kay?
Casey does not have a FICO of score of 400.
FICO does not have numbers low enough to adequately quantify a creditworthlessness as profound as his.
Casey’s FICO score is known simply as: “Casey Serin”
asw: sacra-mental
June 18th, 2007 at 8:17 pm
Dumbass clones…I hope you fall down the stairs
Also check your stats…Its 8pm…not 12MN…and its “Mack Ave”…you idiot. Comerica Park is on “Woodward Ave.” I wouldn’t be caught dead on Mack Ave at 12MN myself…hehehehehehehehe! Anyway its summer so its still a lil light out at 8pm. That way I can call the “po po” if you’re really a crazy mutha fucka…hehehehehehehehe.
I don’t mind when you guys poke fun…its the underhanded, sneaky, and just plain “hateful” s*** that pisses me off!!! Get a grip haterz…it is afterall HIS life.
June 18th, 2007 at 8:45 pm
What a wonderful fiction. I saw the article in today’s SMH. I wish I had though up such a clever story to leverage my page rank and monteize my blog! LOL!
If, however, Casey is for real, well I have heard that most millionaires go broke a few times before they make it and until they realise there is no such thing as a free lunch.
June 18th, 2007 at 8:52 pm
Why do all you people keep asking casey questions
when he never answers any of them?
He’s making you look stupid.
June 19th, 2007 at 12:05 am
CS
You are still da man!
Anyway, CS, you need to get hooked up with the Church of Scientology.
They are, of course, all criminals, however you should be able to make them a deal (get your AGENT to do it) where they pay you for your “turnaround” story because of your prayers to Zantu, or Wikimuk, or whatever their god is called. It worked for John Revolta, Casey Kassum, and Kirstie Alley, so why not you?
They love pub, and I think you can give it to them.
You NEED an agent NOW. Your flight story is particularly compelling. CS, you miss home, but forget about it. Time to move past that and into the bigger spotlight.
CS, I know you are thinking about identity theft to solve your problems, but DON’T. It sucks having no money, but JAIL IS MUCH, MUCH WORSE. Also it is totally NOT WWJD, and being a hypocrite (and in jail) is even worse than being poor.
Best of luck,
IRS
June 19th, 2007 at 12:09 am
Really, you have an over inflated sense of your own world. Most people don’t care about you, you’re in my country now and you would have notice that.
Now, why don’t you just declare bankruptcy, get a real job and grow up. Guess what, you are not a business man, that is obvious.
Join the real world, go to a centrelink office (in Australia), look up the Harvest Trail and go pick some vegetables. They will provide accommodation for you while you work. Or did you forget to get a working visa?
June 19th, 2007 at 2:05 am
Dude, don’t cut your hair, it looks artistic and creative, not unprofessional. The idea that all successful men must have “company haircuts” is a thing of the past. Remember when all airline pilots were silver-haired, ex-military men? I was on a delta connection flight recently flown by two young women. No one panicked or got off the plane, and we got to out destinantion on time.
June 19th, 2007 at 10:02 am
Man, rock on!
I’m impressed at the debt you acquired! Seriously though, best of luck to ya. I’d be interested to see where you end up at the end of this. Who knows, success might come your way, you have the attitude required, thats for sure. A high percentage of entrepreneurial undertakings fail, theres plenty of literature around if you’re interested in reading up for advice.
As for comments about Casey going for more debt… debt is a good thing, if managed correctly. How can he make money without captial behind him? If there are those out there who will lend to him, then it’s their responsibility to find out what they can about prospective clients. In any event, there will be something that you can find I’m sure that will get you on your feet… the problem I see is that you’re rushing things. I have a feeling that your losses occured because you were far too hasty, and that your recent loss of credit came from impatience. Time is money, but you need to learn to keep a level head.
Best of luck to ya mate… and welcome to Australia.
June 19th, 2007 at 12:09 pm
Hey Casey! I can feel what kind of hell you are in. I too am facing bankruptcy for the crime of not having a W2 job for a little over a year back in 2003 and 2004. I got tired of Chase, Citibank, and the rest of my credit cards giving me s*** so I said f*** it and quit paying them. When they get into the low level scum bag collectors, I’ll file bankruptcy. Yeah I have to do a 13 because Emperor Bush II changed the laws, but they will never come close to getting everything.
Also on my side is I have nothing. No house, retirement, NOTHING. Can’t take nothing from someone. Plus the lawyers I have talked to have given some very valuable advise.
I hope you screw these people to the nth and come out a millionaire and pay them nothing. Maybe you should have done a couple of “burn down the house” and collected the insurance money. I know people who have done that. Rich people I might add.
Anyway, best of luck to ya…
June 19th, 2007 at 7:23 pm
Casey,
After reading your blog and some of the comments that people left you, I have a lot of thoughts going through my head. First off, I’d like to comment a bit on my first impressions, and a little later I will chime in regarding my thoughts on how you might improve your current situation.
I agree with your assessment that comments attacking you (rather than your actions) are not only counter-productive and (mostly) irrelevant, but also demoralizing. So, people who tell you that you are an immature idiot don’t really have anything to say except that they themselves are afraid of being viewed in that way, so they go out of their way to make *you* look bad, in order to divert scrutiny from themselves. You are a great target for this practice, for obvious reasons. I’m sure that people may also have other reasons for flaming you like this, but this is one reason that comes to my mind.
Why don’t you ask your harshest critics for a copy of their credit report? Or if they ever had relationship problems? Ask that millionaire how many deals blew up in his face and how many times he was close to calling it quits before he was even moderately successful? It’s also not uncommon for some successful businesspeople to have screwed over honest people in order to be successful. I bet every single one of your harshest critics have skeletons in their closets that amount to no less than what you are going through right now.
Now, I’m not sure if I misunderstood you in your last post when you wrote something that sounded like you don’t welcome advice from your blog readers and that you feel patronized by the “Big Brother” attitude that many of your readers have. While it appears that everyone agrees that you have screwed some things up, people seem to have differences of opinion as to why and how and what to do about it; the topic of this blog literally begs for this kind of input from the readership, which is part of why you are enjoying such a wide and active audience. Why not discard the comments that are irrelevant and indulge those that you think can help you in your endeavors? Arguably, your chances of success will be far, *far* greater if you harness the power of the hundreds of readers who have taken the time to construively comment on your experiences?
June 19th, 2007 at 9:08 pm
Ok, next I’d like to chime in regarding your current situation and what you could do to improve it. While your misfortunes are strikingly obvious, they are presented in a way that causes them to overshadow your fortunes and assets. I’m going to try and help you uncover some of them, which will hopefully contribute to you being where you want to be; just because your past projects have gone awry and you have made a lot of mistakes, this doesn’t necessarily make it impossible for you to ever make the right decisions and be successful (especially with all this help).
While I was on vacation in London last year, I noticed that ads for investment funds there must display the following disclaimer at the bottom:
“Past performance is not an indicator of future performance.”
Now, while this is still very perplexing, I think I am beginning to understand where you’re coming from and how you got to where you are now: it appears that you are turned on to the idea of creating a very large amount of wealth and success quickly and efficiently. You like dealing with high numbers and high-risk situations that have a high (at least perceived) potential. Perhaps you feel like you are wasting your time if you go for anything less; you tend to think in very grandiose terms. I’m assuming the reason you have not addressed the AdSense situation (or the overdraft fee situation, just to name a few examples) is because you know that AdSense isn’t your big break. It’s not the one thing that will catapult you out of debt and into being a millionaire. You are probably bored by AdSense and completely turned off to the idea of making $0.10/click when you could be making millions selling a casino.
While this all sounds very cynical in this particular context, none of these factors by themselves are obviously negative and I am completely sincere in wanting to contribute a tiny bit to a successful undertaking which will turn you from the “world’s most hated blogger” to a success story.
This brings me to my next point: It is true that people fanatically enjoy watching a monumental wreck (i.e. Titanic), but what they enjoy even more is a monumental rescue effort (i.e. 9/11). As a matter of fact, this rescue effort is already starting to manifest itself in the form of the hundreds of readers who have left you comments and advice. Even if you don’t agree with the advice you should embrace it nonetheless; using this momentum and your broad audience there is no reason you will not be able to achive your dream, given that you have hundreds of great minds at your disposal. This fact especially defeats the arguments that are made by many readers who believe that you lack the skills necessary to be a successful businessperson and make sound financial decisions. Be that as it may, this is irrelevant now that you have all these apparently more successful businesspeople telling you what to do. You don’t even have to ask; I wish I had it that easy!
While this is something you have to ponder yourself more intently, I would like to close by enumerating some of your strengths and assets:
-you have a vision and you are very ambitious and relentless in pursuing it; this is something that many lack, which is part of the reason not “everyone” is doing what you’re trying to do
-even at a relatively young age, you have seen more adversity than many people encounter throughout their whole lives. Even if you choose to repeat a lot of your past mistakes, the value of these experiences cannot be ignored.
-you have this web site; you have somehow managed to attract thousands of visitors every day. I don’t know what your exact numbers look like but from looking at the link counter and number of comments, I’m inferring that you have tens of thousands of unique visitors per day. Even though these visitors are not here to buy anything per se, this has enormous value (just ask the execs at Google who chose to buy YouTube for $1 billion).
-I have touched on this before, but I will restate it more concretely: you have direct access to a pool of thousands of intelligent people, many of whom appear to be in business, and are willing to share part of their knowledge with you at no charge. If or how you wish to use this resource is completely up to you, but again, the value here cannot be ignored. I bet that if you post the question on your blog on how to harness and monetize this wealth of free information, you will get a lot of great responses.
-You have enormous unrealized intellectual property assets: the numerous blog entries in your archives and the even more numerous responses quite obviously attract thousands. This alone could be your big break; why not publish a “Best of IAFF?” Why not approach an independent movie studio with an idea for a documentary? Also, think about how much more profound of a story you will have once you turn things around and use your crappy situation to boostrap yourself out of debt?
-You have a cult following: you have managed to, in a relatively short period of time, build a lively community that has even developed its own jargon (i.e. “Haterz”). The number of repeat posters I have seen on your site far exceeds those of many larger communities, indicating high visitor loyalty. Aside from the sociological implications, this in itself is a great accomplishment from a business perspective. Apple has spent millions building a community around its products and services, but even so, their community didn’t spontaneously develop its own jargon (Apple’s jargon was introduced by Apple).
-In addition to the direct revenue that can be drawn from this property, you can also use your experiences in building this community to build additional ones. Or get paid to teach others how to do so. Who knows, based on the numbers from your site alone, I wouldn’t be surprised if some exec from a startup or even an established company wanting to increase their exposure would approach you. Or why don’t you go out and approach them? What do you have to lose? Apparently it doesn’t bother you if some people ridicule you or look at you in disdain, which is also a great quality to have.
Anyways, as I said, you have to ponder this stuff yourself, these are just some things that struck me after looking at your site.
Don’t let anything discourage you. The fact that you are continuing to pursue your goals even in the face of such great pressure is remarkable, especially since many seem to think that your goals are unrealistic.
June 20th, 2007 at 6:00 am
Why not discard the comments that are irrelevant and indulge those that you think can help you in your endeavors?
You’re obviously a relative newbie, so you presumably don’t know that there has been a veritable tonnage of extremely detailed, helpful and practical advice posted in Casey’s comments boxes. This is especially true of the early months, when he had far more genuine supporters - or at least sympathizers.
And a lot of this advice was based on the commenters’ own personal experience of financial difficulty - if you really want to know the background of Casey’s harshest critics, have a rummage around the posts of September to December 2006.
Unfortunately, the more helpful and practical the advice was, the more it relied on a realistic real-world assessment of Casey’s plight, and the more it tended to conclude that Casey would need to put in a lot of extremely hard and demanding work in order to climb out of his hole.
As you’ve probably picked up on already, Casey is allergic to hard work, and so he almost invariably ignored this advice in favor of his own instincts, which are almost invariably wrongheaded. And this is why most of the original advice-suppliers crossed over to the dark side and became Haterz™ (bearing in mind that to Casey, a “hater” is someone who might only be very mildly critical of his actions), and few have bothered to take their place.
Which is why IAFF is increasingly content-free, and most of the really interesting and stimulating spin-off debates are taking place elsewhere.
June 20th, 2007 at 7:26 pm
absolutely robert the banks are crooks i know i have extensive financial and banking experience i can tell u those bastards think your deposits are theres. i mean a 5 year old who undestands his letters can understand hey if you collect 200,000 in rent per month can u obtain a business or construction loan the answer is yes u can. yes u need money to make money if there are no buildings u build them. and thats the basics of real estate i mean i can stand on this blog all day long with tons of information but in the end it wouldnt matter as a brilliant blogger named freerick commented “-you have a vision and you are very ambitious and relentless in pursuing it; this is something that many lack, which is part of the reason not “everyone” is doing what you’re trying to do” —– i mean this was a brilliant statement this is why i comment on this blog because if u attract more individuals like this to our roman colosseum free bold information will be exchanged throughout encouraging everyone to try and use his or her own brain. i mean the real estate business is a trillion dollar business i mean i can go further but the gods favor the bold.
June 20th, 2007 at 7:48 pm
robert did u say “burn down house” oh man im like on the floor laughing my stomach hurts so bad u are so right thats chapter 204 in my real estate encyclopedia, yes many sophisticated real estate patrons have utilized arson and insurance fraud to stay afloat i mean personally i can show u tons of lets says suspicious burn down the house i mean dam its so true i have seen tenants f****** tenants steal the furnace refrigerator water tank toilet and copper piping from one of my rental properties and turn around file a police report for burglary and not notify me for months just so they can sell the fixtures for cash then they would live with a friend with their new proceeds, there was nothing i can do aside from either filing a claim with my insurance which by the way would increase my premiums by a factor of ten not allowing me to get good cheap policies and having to deal with this drama trust me its crazy i mean when i asked the water department how on gods earth did the water tank get missing who shut the water off from the street they just looked at me like i was a f****** alien from another world they wouldnt even answer at this point do u continue fixing and renting your apartments time is money or do u stop and put a f****** contract on the tenant i mean its all about good and bad choices i took the high road and said f*** it and went on fixing and renting my other parcels the crazy tenant eventually moved peacefully never heard from again its all about choices and timing. some of u would sit and go ballistic file litigation put a judgement on the poor tenant never collect a dime plus if u want to incarcerate the tenant u cant no proof. real estate is not an easy business u have to look at the crazy bottom end of it first before u look at the positive side of it and ponder do i really want to parley in this manner yes or no.
June 21st, 2007 at 2:10 am
Heck, I like yah! You smell like good luck to me - gimme some six lottery numbers! (I mean it! ) Putting you in the link of my site
June 23rd, 2007 at 1:01 pm
Ref #2: The VC people I know don’t “talk positive” about past setbacks as much as they analyze their mistakes and learn from them. (And then frame those mistakes in terms of what they’ve learned, to ensure the continued flow of funds.) What evidence is there that Casey has done any analysis or has learned anything?
June 27th, 2007 at 9:30 am
I got a couple questions;
1) How do you keep getting approved for loans when your credit score has GOT to be below 400? I’m having a hard time and my score is 710.
2) How did you get Google to un-ban your account after the first time? I got an account banned (same B.S., accused me of click fraud) and they’re like a faceless wall when it comes to trying to get someone to talk to you.