Somebody asked me if I’m paying my hazard insurance earlier. Well, the insurance policy on the Burdett property expired and I didn’t have the money to renew it. So I got this letter from the lender. They are basically going to open a new hazard insurance policy for me charge my escrow account. Smart move by the lender to protect their collateral. I’m assuming all the other lenders are going to do the same.
84 Comments
February 4th, 2007 at 11:34 pm
Casey, I expect this will be very expensive. Mortgage lenders don’t want to provide insurance for you, it’s expected that you will insure the properties. Therefore, the price will more than likely be very high.
Many years ago, my insurance Agent in California neglected to send a copy of my homeowner’s insurance to my lender, and they sent me a similar letter.
I contacted my Insurance Agent, and before it was taken care of - I had received my next monthly mortgage coupon.
The mortgage company had added their own insurance policy and it cost more for one month than my policy was for the entire year.
I never had to pay it, because it was a mistake and my Agent corrected it for me by resubmitting some paperwork.
Believe me - this is going to be costly. Please insure your properties and contact the mortgage companies and give them the info.
…Don’t know if the extra cost matters to you, because you seem to think you are playing with Monopoly money…sigh…
February 4th, 2007 at 11:55 pm
Get your money….HAVE A FIRE!!
February 5th, 2007 at 12:29 am
To #111 of the previous blog, Mr. J. Whittimer Lightning–
OK You are on! You are a scholar and a gentleman, sir! The betting pool is officially started.
You bet $500,000 on each of the properties that they will be saved from foreclosure. I , giving you 2 to 1 odds, will pay you $1 Million if they are saved from foreclosure, you pay me $500,000 if they do go through foreclosure.
Hm, we will need someone to hold the $8 Million dollars in escrow for the next few months. Some who is reliable, trustworthy, completely honest in business dealings, and with an impeccable track record…
HOW ABOUT CASEY??!!
February 5th, 2007 at 12:29 am
From Casey’s caption to the photo of the letter (visible when you click on the image):
“If you are facing foreclosure and don’t have money to pay your fire insurance then the lender might pay it for you. ”
No, not even close. If you violate the terms of your mortgage, then the lender will take appropriate steps to protect their interests. In contract law, this action is considered “taking action to mitigate possible losses.” However, if you actually read your loan documents then you would find that YOU alone are responsible for the costs of insuring the property.
Ultimately this property will be lost to foreclosure. And after that happens, the lender can pursue a civil judgment against you for these types of damages. You may or may not be able to discharge this obligation via bankruptcy, but if you don’t file then expect collectors to pursue you until you pay up.
February 5th, 2007 at 12:34 am
@John Galt: that’s not a bad idea.
February 5th, 2007 at 12:35 am
casey,
I need your advise. I got caught flipping castles and the market turned here in the land of make-believe. boy is queen wednesday mad! They will foreclose on our castle, and we will have to move into the clock with daniel. ugga-bugga!
February 5th, 2007 at 12:50 am
To Mr. J. Whittimer Lightning,
Sir,as you can see by #5, lad Casey has agreed to hold the $8 Million in escrow for us.
To ensure the safety of our money, we need collateral.
And, lad Casey may have difficulty in obtaining an $8 Million dollar fideility bond, the financial guarantee of choice for most escrows.
Howsomever, I hear tell that lad Casey has quite an extensive real estate portfolio. How about if we insist he use that as collateral to guarantee the safety of the $8 Million?
And, if it is ok with you, J. Whittimer, Casey will also have authority to invest the $8 Million while it is in his care. With his track record, I predict he will bring us quite a surprising return!
Best regards,
John Galt
February 5th, 2007 at 1:12 am
OK Casey,
If I win $77 Million in the Tuesday MegaMillions drawing, I’ll plan on buying all four of your outstanding properties for the best price I can negotiate from the banks that hold the notes, with a requirement that they don’t ask you for any promissory notes and any existing ones are declared null and void.
Let’s assume that I win and that I am able to come in like a fairy godmother and make all your real estate problems disappear. (Let’s all pray for that to happen, as I too would love to be a millionaire, and buying lotto tickets allows me to live the dream while only wasting my pocket money instead of my financial future.)
Here’s my question: If I could make all your real estate problems vanish, what would your financial situation look like, and what would your plan be for remedying that situation?
Based on looking at your posts, you’d still be well over $100k in the hole and have at least 1 foreclosure on your record, and no regular income.
So what would be the plan then?
That’s what I’d like to hear about, as one way or another, those houses won’t be your problem for too much longer, and you’re going to have to have to do some planning for the future.
Wish me luck on Tuesday! If I win, your current real estate problems will be over. Then you’ll actually have to sit down and do some real work and plan for the future.
February 5th, 2007 at 1:35 am
This is standard practice in the mortgage industry.
If you knew anything about what you’re doing, you would know that. Are you saying it wasn’t covered in one of your Guru Seminars? Maybe you should ask for a refund.
NO SOUP FOR YOU!
February 5th, 2007 at 3:00 am
Hey Casey,
Remember that film, In Pursuit of Happyness…where life steadily gets harder…do you see yourself?
As a previous post says, the lenders will slap judgements against you for any outstanding debts after foreclosure. You’ll be paying your debtors till the cows come home.
You need to make a business decision as to what to do. Often commercial RE compainies wil let their office building go to foreclosure if it unexpectedly becomas vacant - they are not talking about doing the right thing.
Hey, are you keeping a detailed diary. So one day you could write “Down and Out in Sacramento” by Casey Serin. Am reading Down and Out in Paris and London by George Orwell - and its a hoot.
I think priority number 1 Casey is making sure your bird does not leave you. As you have said yourself, she initially thought she was marrying some bigshot…
One day, some geezer, with money, will try to seduce your bird…hey, you could get on Cheaters - exercise your right to be informed.
Can you give us a report on your goals? What about getting up at 5am?
Loads o Money
February 5th, 2007 at 3:11 am
Single interest coverage is way more expensive than a dwelling policy. Oh and yes, you are on the hook for the premium (if you intend to re-pay “every dirty penny”.
February 5th, 2007 at 3:18 am
What escrow account? How could you possibly have an excrow balance?
February 5th, 2007 at 3:30 am
Casey, I have just one question. Name one useful — and I mean truly useful — thing that you have done in the past 24 hours.
February 5th, 2007 at 4:17 am
Is this all a f****** joke? Hey casey the fire insurance is a good investment! A little jewish lightning and you are in the black!
February 5th, 2007 at 4:41 am
am i still required by caseylaw to only post positive comments?
February 5th, 2007 at 4:56 am
Casey, just what is your current gameplan?
What is with the internet business?
Bancruptcy?
I would ask about attempts to find a job, but looking at the debt load you have, I can understand why you would not even try to find one.
February 5th, 2007 at 5:14 am
Uh Dude, John Galt was being sarcastic
February 5th, 2007 at 5:42 am
Casey, have you been making progress on your short sales? How about talking to your creditors on establishing a manageable payment plan?
FT
http://www.milliondollarjourney.com
February 5th, 2007 at 6:07 am
Usually failure to maintain insurance on a property
is grounds for immediate foreclosure.
Read your contracts
February 5th, 2007 at 6:17 am
Can’t you just add the houses to your $52 road hazard policy?
February 5th, 2007 at 6:17 am
Click…click…click…the meter is running. You are getting reamed on a continuous basis, and you don’t seem to mind. Throw another couple of thousand onto the bonfire…whee!
February 5th, 2007 at 6:28 am
You express surprise, although not shock at this. I am surprised that a sophisticated real estate investor like yourself did not know that this is a standard industry practice. Of course the other lenders will do the same.
February 5th, 2007 at 7:24 am
#2 wealthyboomer:
“Get your money….HAVE A FIRE!!”
Nope…don’ even hink about it, unless you want to be Casey’s cellmate.
Besides, the insurance company may not pay for a fire in a vacant building.
Read that policy REAL closely.
And don’t even suggest such things to the enthusiastic dullards of the world.
KnowwhutImean?
February 5th, 2007 at 7:37 am
Dude, you’re the most irresponsible deadbeat I’ve ever heard of.
“Smart move by the lender to protect their collateral”
I hope they get it ALL back from you!
February 5th, 2007 at 7:41 am
Casey,
From what i remember from a similar instance I had with car insurance, the insurance that they are providing ONLY covers the banks interest. It will provide no protection for ANY funds that you have already paid in. You still are going to be liable i feel as it does not provide replacement cost, only protects banks interest. This is NOT a good move!!!
February 5th, 2007 at 7:44 am
Congrats on passing 150 posts (see a positive comment).
What’s amazing and what I have learned form you is that no matter how inept you are, the lenders are even worse. You have shown me that if I ever wanted to stop paying on my house for 3-4 months in California I could and foreclosure takes forever! I could be off in Mexico before they even knew what happened.
February 5th, 2007 at 7:50 am
Wow, you’re definitely on top of things right there. From the date on the letter, it looks like you haven’t even started going through January’s mail yet.
February 5th, 2007 at 8:35 am
Casey’s new website. www.iRobBanksLegally.com
You’re a genius!
February 5th, 2007 at 8:35 am
When they do that your insurance will cost you more than double what you would have paids…so it looks like we are adding more debt on top of debt. More dirty pennies you have to figure out how to pay or will BK be your way of paying off every dirty penny you owe.
Lesson of newbies…be careful playing in the big leagues. You better be very prepared to handle the financial requirements and know them up front. Not like you know who.
February 5th, 2007 at 8:37 am
Casey,
You should definitely try to find your own insurance. It is cheaper that way. You will still have to pay back that money so you should try to save every where you can.
February 5th, 2007 at 8:52 am
This just added to the “dirty penny” clicker of debt load you have assumed. How do you intend to repay this added cost?
February 5th, 2007 at 9:04 am
Are you telling us that those massive mortgage payments didn’t include taxes and insurance?
Wow.
No worries mate, you’ll be back on your feet in no time!
February 5th, 2007 at 9:05 am
I agree with Rio Rancho Friend that it may not even matter to you, but if the bank buys the insurance, they are not buying liability insurance to cover you in case someone gets hurt on the property. They are only buying property coverage and it will cost 4-5 times as much as your current property. This will be added to your next mortgage statement.
The other thing to remember is that regular insurance will not apply to this property - you need a vacant building policy. Not all insurers provide this type of coverage and it is very expensive. The bank will also need this type of insurance to cover their investment, otherwise vandalism, theft and some types of fire are not covered.
February 5th, 2007 at 9:15 am
Another one of your lies Casey.
You “forgot” about that you needed to pay for Insurance?
You sure have a way to piss off the Banks from whom you stole money from.
Now the same banks you stole money from are going to have to pay for your insurance OUT of their pockets? Talk about pissing off the wrong people…
February 5th, 2007 at 9:18 am
Note the date on the letter: 12/14/06, almost 8 weeks ago. You are going to pay for those 2 months coverage one way or the other.
February 5th, 2007 at 9:37 am
wealthyboomer;
“Get your money….HAVE A FIRE!! ”
Hey ace, look at the trouble that this dullard got into over 30k in credit card debt.
I shudder to think wha he’d be capable of with >2 million clams hanging over his head.
You REALLY shouldn’t be making these kinds of suggestions to the weak-minded.
February 5th, 2007 at 9:50 am
hey Casey,
this is not real estate related at all but thought you might
be interested just the same.
I just found out about this company called AGLOCO that
is planning to pay people to surf the web and pay you to refer others too - check it out, could be another source of passive income for you:
http://www.agloco.com/r/BBBS7325
-Mike
February 5th, 2007 at 9:50 am
@ John Galt:
I’ve got your “escrow” right here, pal.
February 5th, 2007 at 10:17 am
That letter is dated December 14, Casey.
February 5th, 2007 at 10:53 am
Casey, great post! We all appreciate seeing the minutiae of your financial implosion. Did you ever consider selling your properties at a public auction (pre-foreclosure)? At least then you could theoretically get some offers backed by earnest money to present to the banks.
Just a thought to speed things along…
February 5th, 2007 at 11:02 am
another bill you’ll never pay. better add this onto the spreadsheet of liabilities.
February 5th, 2007 at 11:54 am
Well, Duh!
Read your mortgage paperwork.
You are required to maintain property insurance AND list the lender as a loss payee.
By the way, figure the premium added to your monthly payment will be triple what it was on the open market.
Sweet huh?
February 5th, 2007 at 11:56 am
Looks like you are an “Early Riser”.
February 5th, 2007 at 12:11 pm
Ummm, that was dated 12/14/06, you just opened it?
What happens after the fast approaching 60 days?
February 5th, 2007 at 12:12 pm
“1. Rio Rancho Friend
Many years ago, my insurance Agent in California neglected to send a copy of my homeowner’s insurance to my lender, and they sent me a similar letter.
…I never had to pay it, because it was a mistake and my Agent corrected it for me by resubmitting some paperwork.”
This has happened to me a couple of times in my 28 years of owning a few homes. Usually some screwup in paperwork. Once because I had elected to “save” the escrow closing fee of $100 or so by electing to notify the lender _myself_ of insurance policies, and then had neglected to. I changed to automatic annual notification muy pronto!
With even _one_ house, the amount of stuff one has to pay close attention to is enormous: insurance, roof repairs, gutters, the yard, security, keeping the heat running even when the house is not occupied, worries about vacancy during vacations or travel, vandalism, property tax deadlines, and, of course, the monthly mortgage payments.
(One reason I don’t even _think_ about acquiring a second home, a vacation home, is that the amount of headaches would MORE THAN DOUBLE, because of the vacancy/vandalism issues. I shudder to think how many of Casey’s 4 remaining and unoccupied properties are doing in the bad weather, the rain, the freezing temperatures in NM, etc.
For Casey to not open his “URGENT” mail for months at a time, putting off the “getting to all my unopened mail” to another day, shows that he should not be in ANY kind of real estate business.
–Tim
February 5th, 2007 at 12:27 pm
“Smart Move by the lender…”
First one they’ve had since they decided to to business with you.
However, BAD move for you.
You understand that the cost of it is added to your debt, right? And that it’s likely to cost a LOT more than your old policy did. A LOT more.
Of course, since you plan to default on these loans, you’re relieved because now you don’t have to pay it. And your party on borrowed money lives on!
February 5th, 2007 at 1:53 pm
Glad to see your opening your mail
You are making progress
February 5th, 2007 at 3:31 pm
Wait, wait, wait…
You can’t be THIS clueless.
But I forget. I’m talking about about the famous Casey Serin here, RE Investor extraordinaire.
February 5th, 2007 at 4:08 pm
Hey KC!
I just found out there’s a JAMBA JUICE at the Charlotte, NC airport. I can grab me a wheat grass shot after making money at the client site! SWEEEEET!
February 5th, 2007 at 4:31 pm
Wow, how cool! All you have to do is stop paying your insurance and the lender pays it for you!
I’m sure they don’t want the premiums back from the homeowner or anything! And I’m sure the premiums are really low because they took the time to shop around and get themselves a great deal!
(Since you usually can’t tell when posts are jokes, I guess I’ll say outright that I’m being sarcastic.)
February 5th, 2007 at 4:37 pm
I drive by Casey’s Larchmont property every morning on my way to work…….this morning there was a large dog taking a dump on the lawn.
Kind of a metaphore for Casey’s whole situation, huh?
February 5th, 2007 at 5:49 pm
Casey -your too slow on posts and especially comment moderation,
Loads O Money
February 5th, 2007 at 5:51 pm
Yes… ordinary people WILL pay through the NOSE if the lender selects the insurance - and it won’t include LIABILITY, either. We lost our coverage after a dog bite. Somehow I don’t get the impression you’re in any position to do anything about this one way or another. That’s unfortunate.
On another note, I bought a 2007 XL1200R Roadster today. No, I didn’t pay cash, but I did put 25% down and will have the rest paid in three years. It’s my commute vehicle. Why do I deserve it? Oh, four years of college paid for by working at UPS from 2AM-7AM; another year driving 50 miles each way to class (not through the snow).
Keep hammering away at it.
February 5th, 2007 at 7:05 pm
king friday the 13th:
My advice is to consolidate your debt, pay off the credit cards first, cut back any and all expenses like Jamba Juice, eat cheap stuff like Top Ramen, live in one castle to save on costs, rent out the various castle to keep them afloat. Do basic maintenace on one, sell it, do basic maintenance on the others and sell those. Try to stay afloat as far as house payment goes, use any excess cash to pay off credit card debt. Pay off the credit cards with the higher interest first. Try and pay down the maximum amount possible, using any leftover profits from the sale of the house to pay off the cards, because the cards carry negative interest. Doing that, you should be able to squeak by, save your primary castle, and avoid Queen Wednesday’s inevitable divorce because you failed to provide for her.
If only Casey would listen. Instead *he’s* stuck in the land of make-believe too.
February 5th, 2007 at 7:49 pm
Wow, this is so confusing. All these unforseen issues… This insurance stuff is the crap that makes you want the bank to hurry and just foreclose already.
February 5th, 2007 at 8:02 pm
Additionally, if your mortgage company automatically debits your account, you may find that they’ll take out more money in order to pay for the insurance coverage that they’ve arranged for you. Once you’ve shown your mortgage company proof that you have coverage, they will still deduct that additional amount (but at least they’ll apply the additional payment towards your principal).
February 5th, 2007 at 9:02 pm
I’ll get 3 commissions next month for about $38,000 and it’s only 5th day in Feb.
Hopefully i can get $80,000
I’m #1
February 5th, 2007 at 10:48 pm
http://www.mortgagefraudblog.com/
Picking up frauds and putting them away.
February 6th, 2007 at 12:32 am
The lenders insurance won’t include LIABILITY.
Casey, I hope that non of the people who reads these posts and are pissed at you, take advanage of knowing that you have NO LIABILITY INSURANCE and to and “accidently fall” in one of your homes.
Imagine having to now worry about being SUED for having no LIABILITY INSURANCE.
Be careful Casey, you have pissed off a lot of people here in the way you stole money from the BANKS.
February 6th, 2007 at 2:18 am
I see a man sitting in a 1970 broken down Ford Pinto.
He paid $47,000 for the car two weeks ago.
(That price is not including tax because he “didn’t think he had to pay tax” on it)
He took his car out for a drive but ran out of gas on a set of train tracks because he “never checked the gas gauge”.
There is a train coming straight at him at 100 miles per hour. It is now 5 miles away.
He turned off the engine, put his keys in his pocket and is reading a book describing a miracle gasoline additive that can increase your cars mileage to 200 miles per gallon.
He is listening to Britney Spears latest song on an IPod Nano and drinking a Jamba Juice with a wheat grass boost.
He is wearing a funny hat.
February 6th, 2007 at 3:58 am
MAYBE SOME SOUP FOR YOU, BUT NOT UNTIL 2008:
Most agree: Housing crunch isn’t over yet ; 87% of economists surveyed see bottom coming in 2007
Barbara Hagenbaugh
491 words
02/05/2007
USA Today
FINAL
B.1
English
© 2007 USA Today. Provided by ProQuest Information and Learning. All Rights Reserved.
WASHINGTON — Housing is proving to be one of the biggest wild cards in the economy in 2007 as analysts are deeply divided about whether the worst in the downturn is over or there is much more pain to go.
Only 9% of economists say the housing decline ended in 2006, according to a USA TODAY survey of 55 economists taken Jan. 18-24. Another 42% said the downturn will end in the first half of the year, and 45% said housing will bottom out in the second half.
“This is one of those hot-button issues,” says Christopher Rupkey, chief financial economist at Bank of Tokyo-Mitsubishi. He estimates the downturn ended last year. “I don’t know why people are so pessimistic.”
When housing bottoms out is key for the economy. Thus far, the fallout has been small. The economy grew at a faster pace in 2006 than in 2005 even though sales of previously owned homes fell 8.2%, the biggest drop in 17 years, the National Association of Realtors says.
But the economy may not be able to shrug off further declines, A.G. Edwards & Sons chief economist Gary Thayer says. Lower energy prices and a strong job market have thus far helped consumers weather the housing downturn. But going forward, those two factors may not be big enough to offset further weakening, Thayer says.
“Seeing things stabilize and hearing reports that housing is stabilizing is good for consumer confidence,” he says.
The NAR’s index of pending home sales, which is adjusted for seasonal variations, rose in December at the fastest pace since March 2004. The level of unsold homes on the market appeared to have peaked in July, the group says.
But Wachovia senior economist Mark Vitner says although recent housing data have been upbeat, they have been skewed by warmer-than- usual weather.
“That brought out a few more buyers and allowed for more building in the Northeast,” he says. Vitner says the warm weather “pulled sales forward.” Come spring, housing activity will be slower than normal, he says.
“I haven’t met a home builder yet who thinks things have bottomed out,” he says.
Economist Tucker Hart Adams says the housing market won’t stabilize in 2007. The combination of resetting adjustable-rate mortgages, homeowners unable to keep up with payments on so-called exotic mortgages such as interest-only loans, and other debt will lead to higher foreclosure rates and more homes on the market, she says. “It’s really optimistic to think that it just took a little adjustment and everything is fine,” she says. “It’s one time I would like to be wrong.”
February 6th, 2007 at 4:52 am
This gets more and more unbelieveable with every post. I just keep wondering who did what in a previous life to end up with this one.
Oh yeah, good luck Casey go get em!
February 6th, 2007 at 5:07 am
Casey…is this you?
http://www.sonorancity.com/son.....ns_tw.html
February 6th, 2007 at 6:53 am
Your grinning face is an icon… much like the Alfred E. Newman face on a Mad Magazine cover.
When I see it, I know I’m going to read something that makes me laugh.
All we need are the words “What? Me worry?” to complete the image.
February 6th, 2007 at 7:25 am
Casey, is bankruptcy really such a terrible option at this point? You appear to be making no progress towards resolving your situation. Throw yourself at the mercy of the court, maybe you could get off with a feasible repayment plan and without jail time. If it’s going to happen eventually, better sooner than later.
February 6th, 2007 at 7:52 am
Rachel Dollar, the brains behind the mortgagefraudblog.com would be the one to put Casey away-
February 6th, 2007 at 7:56 am
Casey:
Have you thought about taking the money you save from not paying insurance (don’t worry about paying any of it since the lenders will pay it for you) and invisting in Real Estate in Second Life? You seem like you will do better with on line real estate since you don’t have to maintain the properties and don’t have to open real mail…
February 6th, 2007 at 8:00 am
Is Casey’s burn rate up to $1000 a day yet? Also, one has to wonder what other pieces of important mail Casey has not opened in the past two months.
February 6th, 2007 at 8:39 am
Casey, I can’t believe that even with no money down you didn’t get impound mortgages. Didn’t you see what might have happened? It might have cost you a wee bit more but it is far preferable to the situation you’re currently in. Now you’re just racking up yet even more debt, and THIS won’t go away in bankruptcy.
February 6th, 2007 at 9:02 am
Homey?
Ogg?
Sputnik the cat?
…I miss you guys:(
Just because you’ve made mistakes in the past doesn’t mean you should continue it at our expense…
February 6th, 2007 at 9:25 am
Hello All,
I have been following this sage since November and I am amazed at all that has gone on and I’m quite astonished that The Lad still has posession of the properties. I would have thought that since he is now at least 150 days delinquent they would all be gone.
It seems to me that The Lad should be focusing on what he is good at, namely technology.
The Lad should focus on writing “sweet killer apps” (let’s just call them SKA’s for short) for the real estate world. Maybe the first SKA couls be some kind of remindering system. For instance, it could ring a bell sound to remind The Lad that it is 5AM. The next bell could sound a 7:00 to remind The Lad that it’s time to start making more SKA’s. Another tone around 11:00 to remind The Lad that maybe the US Postal service is functioning and that there might be mail to attend to.
You see, this useful SKA could provide a benefit to many.
My vote is to have The Lad write SKA’s all day long. One piece of advice: don’t do like a few tech companies have done (i.e. Xerox) and put your SKA into public domain, sell it. There’s this guy I heard of outside of Seattle that did that and I heard he’s done quite well for himself. And then there’s another coulpe of guys in Mountain View that started a little website to help people find stuff. I heard it’s doing OK as well.
Hey! Maybe anothe SKA could help restaurant and beverage store chains keep track of inventory so they have enough strawberries but not too many. Wow! I’m coming up with good ideas today!
Bye bye.
Riley
February 6th, 2007 at 11:06 am
I am astonished how childish, preachy and repetitive most of the posts are on this site. The more I read them the more I am convinced that most of the posters here are complete failures who find solace in Casey’s mistakes, but fear what they see as Casey’s stubborn refusal to be beaten by recent events and give up on his dreams like they did. Casey don’t listen to any of these losers, you are lucky at a relatively young to realize your are an entrepreneur at heart,I implore you DO NOT GET A JOB or else twenty years form now you will be posting your rants on someone elses site regretting what could have been.
February 6th, 2007 at 3:35 pm
http://www.youtube.com/watch?v=XO_zlEeyUpg
February 6th, 2007 at 6:25 pm
Casey, did the bank accept the short sale offer of $270K for the Muncy property?
February 6th, 2007 at 6:46 pm
Hey Bob,
So you advocate Casey’s lying, stealing and cheating to get what he wants? He might as well as sell drugs and tell us about it. Or steal cars and tell us about it.
Either way, they are all felonies, right?
February 6th, 2007 at 7:56 pm
Bob:
“The more I read them the more I am convinced that most of the posters here are complete failures who find solace in Casey’s mistakes,”
Yeah, you’re right. I’ve always regretted that I never woke up one day being 2.2 million in debt.
That really keeps me up at night.
“Casey don’t listen to any of these losers, you are lucky at a relatively young to realize your are an entrepreneur at heart,”
Yes, Casey, KEEP chasing your dream!
Just change “your dream” to be one of providing housing for crack-heads and vagrants.
You’re doing GREAT at that, ace!
February 7th, 2007 at 1:21 am
@Bob,
Is that you Rob BBB???
Ummm. . . jobs, eh? Well, Bob, if you were read what Casey has been doing you might notice a pattern. He is in big trouble right now and I don’t think he can survive on being an “entrepreneur”. My suggestion: get a job and invest part-time. He has been sucked in by the guru’s dreams and promises and has his sights set way too high.