This morning I woke up at 5:55 AM right on schedule and went outside for a 3 mile run. It feels good to be an early riser! To reward myself I went to Jamba Juice for a wheat grass shot and orange/banana juice. Then I walked next door to Starbucks to plan out the month on my PDA (I didn’t buy anything). Here is what I wrote:
——————
DECEMBER GOALS
1. Sell/Wrap/Lease Burdett, Larchmont, Muncy
2. Organize Accounting
3. Plan and (maybe) re-launch AbleBuyer.com
4. Setup CRM and call all personal contacts to catchup
5. Plan for 2007
Week 1: 3-10
promote houses like crazy
- list on AbleBuyer.com or IamFacingForeclosure ?
- call loan brokers
- craigslist daily
- newspaper
- flyers in area
- mailers to area
Week 2: 10-16
College (Seminar)
- continue marketing, returning calls on breaks
Week 3: 17-23
- finish houses
- accounting
- budget for 2007
- start calling people
Week 4: 24-30
- finish calling
- plan for next year
——————
I don’t have time to explain it all right now because I need to hop into the shower and get going with the day. I have a busy Saturday ahead of me because I want to get a head start on marketing those houses. I haven’t been doing enough of it in the past several weeks. It’s time to launch a new wave and finally get it done!
Early Riser Habit to Stop Foreclosure
Pressure is Increasing and Marriage
106 Comments
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Mike
December 2nd, 2006 at 9:04 am
Good plan to wait three weeks to start calling people. They’re going to be psyched to get into this with you on Christmas week.
A week is 7 days. Are you sure you can’t squeeze in a little more?
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Jill
December 2nd, 2006 at 9:07 am
When you bathe: After breakfast. Two points for making Jamba Juice and Starbucks patrons smell you sweaty funk after a jog.
What you eat: wheat grass shot and orange/banana juice.
Don’t forget to tell us what you wear. We really need to know these things!!
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Hoovooloo
December 2nd, 2006 at 9:14 am
I seriously hope you are joking. You went to Jamba Juice? Are you going to do that every day you wake up? Your going to waste $60 on juices for this month (not including overdraft fees, which will put you at about $900)?
Also, why are you going to a seminar? Your not going to learn anything to help you immediately, you’re just going to waste time and money. Put that time and money into helping you get out of debt, THEN start going to seminars.
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Jim Jones
December 2nd, 2006 at 9:32 am
Folks, Casey overplayed his hand on this post. Confirmed 169% troll.
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RICH
December 2nd, 2006 at 9:33 am
I donated $500 pesos, good luck
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Bubba_Luv
December 2nd, 2006 at 9:35 am
Jamba juice will make everyone angry.
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troll_patrol
December 2nd, 2006 at 9:55 am
Folks, Casey is into pure trolling mode. He’s knows damn well that buying Jamba Juice and starbucks while 2 million in debt are the things that really infuriate the masses. His plan now is to piss off enough people, drive the traffic logs up here, and try to sell ads.
Oh, nice to know he blew 800 bucks on a PDA. Whatever.
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Jill
December 2nd, 2006 at 9:56 am
I just noticed you’re missing a staged photo for this post.
Here’s another suggestion…
You’re wearing a jogging outfit: kaki colored shorty shorts- I’m talking indecently short shorts! And they’re tight, where we can see a clear outline of the family jewels. Your shirt is a bright blue tank top, same shade as that lovely blue shirt you always wear.
While sporting this trendy/sleazy attire, you are leaning over a Jamba Juice counter with a credit card, paying for a wheat grass shot and orange/banana juice beverage.
Your arm is lifted up so that we see a clear shot of your hairy underarm.
The cashier is staring, transfixed at the offending hairy pit with a disgusted look on her face.
The people standing behind you in line are holding their noses.
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troll_patrol
December 2nd, 2006 at 9:58 am
That’s great, it’s nearly 9 am and you’re barely getting your business day rolling. Way to go get em..
Gen Y is royally screwed. They have no clue. They build nothing, they create nothing. They just shuffle around all the assets and technology created by Gen X and the Boomers before them.
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scorpion fan
December 2nd, 2006 at 10:02 am
You’re loosing our interest, Casey.
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DrifterBee
December 2nd, 2006 at 10:09 am
Dude, you are delusional or simply trolling us..
Get thee to BK attorney.
Houses aren’t moving right now.. Everything in my area is sitting.. Everyones focused on something other than house hunting.
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Nigel Swaby
December 2nd, 2006 at 10:21 am
Casey,
It’s good to see you’ve started planning a little better. May I suggest you make SMART goals? Your goals should be:
Specific
Measurable
Agressive
Realistic
Timebound
SMART
Unless your real plan is different than what you shared, it doesn’t fit the SMART criteria.
For example “1. Sell/Wrap/Lease Burdett, Larchmont, Muncy” How are you going to do that? I noticed on the CNBC spot the house needs repairs and cleaning. Have you done that? I know you’re short on cash, but you can get over there and make sure it’s clean. You can give it a fresh coat of paint. Is the pool water still green? Get a pool company to either drain it or service it. A green pool is a big turnoff. Is the grass mowed or watered? Curb appeal. That’s not expensive to do. If you don’t have a mower, buy a used one for $50 or $100. Does the carpet need replaced or just cleaned? These little things are going to make a difference. And they’re specific.
“Sell/Wrap/Lease Burdett, Larchmont, Muncy” is not specific enough. Breakdown the steps you need to achieve this goal and work on those steps, otherwise you’ll just be spinning your wheels.
The other component your goals miss in the SMART acronym is realism. What makes you think that now you can sell these houses where you haven’t been able to in the past? I just don’t think that’s realistic at this point. You can continue down this path and devote your time and financial resources to it, but you’re spinning your wheels again and the pressure is going to be overwhelming.
At this point you need to have more than one plan. If you’re serious about continuing down the path you’re headed, work on a plan B as well. Plan B has to be bankruptcy and saving one house if you fail at plan A.
A SMART goal for you is:
1. Prep Muncy for sale by end of this week.
2. Market Muncy online in downtime.
3. Create Muncy fliers in downtime.
4. Lower price on Muncy per lender’s short sale.
5. Distribute fliers at nearby apartment complexes, once cleaning/repair is done.
6. Hold open house every weekend once cleaning/repairs are done.
7. Decide which house you want to live in.
8. Follow-up with bankruptcy attorney.
Then do it again for the next house.
Like I said, it’s good to see you develop goals, but get SMART about them.
Nigel
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RALPH R ROBERTS
December 2nd, 2006 at 10:39 am
CASEY
NICE TALKING 2 YOU HOPE I CAN HELP
RALPH ROBERTS
www.flippingfrenzy.com
www.kolleenroberts.com
www.bignail.com
www.aboutralph.com
www.ralphroberts.com
www.macombcountyvoice.com
www.rebeccahauck.com
www.myherospace.com
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Rob P
December 2nd, 2006 at 10:40 am
“Casey Serin is my name. Flippin’s the game”.
Maybe you can start your next podcast with “Serin. Casey Serin” (intoned as “Bond. James Bond”). And rent a tuxedo.
What is it with all your exclamation points? Where on earth do you get phrases like “I will attract success”? What is it with all these bold warnings to “Mr. Debt” and “Mr. Foreclosure”? (Messrs. Debt and Foreclosure are soiling their pants right now, no doubt. You’ve given them proper warning!!!!!!!!!!!!!!!!!)
With all due respect, you are out of your mind. Keep us posted.
Me, I’m going to go attract some highly personal success by taking a massive dump. Out of the way, Mr. Lower Colon!!!!!!!!!!!!
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Mak
December 2nd, 2006 at 10:44 am
OK now I’m pretty sure you are just baiting people to try to get more hits which is all you care about. You know there are many people who despise the frivolous expenses, even though they are small vs the total debt, and they post all day long about it. Posts slowed down, so you make up a story about the juice and coffee to tweak them into posting again. I’m wondering if this whole thing is a well executed con like lonelygirl15.
You also know most people see the seminar BS for what it is, so you post you’re going to go to another one.
Why don’t you post later about going to Macaroni Grill just to make it a perfect effort to tweak people.
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Time to Get Real
December 2nd, 2006 at 10:57 am
“Week 2: 10-16
College (Seminar)”
WHAT IN THE WORLD?????
What are you going to learn?
How much $ does it cost?
Who’s paying for it?
What’s the opportunity cost of ignoring your real problems while in class?
You’re obviously trolling us with the comment about Jamba juice.
You must have some reasonable source of income if you can go to a seminar and continue to buy Jamba juices.
You’re just playing us, aren’t you?
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Honestly Wondering
December 2nd, 2006 at 11:08 am
Sigh.
Okay, now this *is* getting boring. And pointless. It’s the same thing, every day, with no indication whatsoever that this guy has shifted course or has learned the slightest thing. In months.
Casey’s either a moron of epic proportions, or he’s playing with the readers of his blog, pushing their buttons. I vote for the latter. “To reward myself I went to Jamba Juice”? Talk about consciously affected - the folks here have been beating him up over those JJ charges since he first posted them, so he *had* to know what the overall reaction would be. On top of that, he’s going to another friggin’ seminar. And not the slightest shred of justification, as you’d expect from someone making these statements to a skeptically hostile audience.
Guys, Casey isn’t a fake. Too many people have investigated his story now. What Casey *is*, is a narcissistic attention whore. The way his mind works (as does every other narcissist), perception rules reality: if he can keep up the “wheeler dealer” charade for himself and others, anyone, that means he doesn’t have a problem. And he’s put all the readers of this blog in the same role as his wife - the enabler.
I’ve been reading this from the beginning, looking forward to a resolution - one way, or another. Folks, it’s not coming. Repeat after me: IT’S NOT COMING. Casey’s bleeding this blog for as much attention charge as he can get - not to get money in his “tip jar” or to make cash off of Google ads (that would be rational), but simply because his personality problems demand a constant influx of validation. When it gets cut off, suddenly he has to face facts, and it’s just too big for him to handle. If he crosses the finish line, the validation party ends, so he can’t cross the finish line.
That’s the reason he keeps having to “finally lay things out” for his wife. She’s his primary validation giver, and he tells her only what she needs to know to keep the good stuff coming. He needs the daily drama.
New readers, keep that in mind as you follow the story along. He’s not going anywhere with this. I’ll still be checking in from time to time, and sometimes it’s good for a chuckle, but there’s no resolution in sight. When the end comes, we won’t know it. Casey’s just getting off now on being the dancing monkey, whether he knows it or not.
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Casey Serin
December 2nd, 2006 at 11:08 am
I haven’t been to Jamba juice in a long time and I’m using some money that my parents donated to me ‘cuz they feel sorry for my situation. I don’t like taking hand-outs but they insisted… I have some awesome loving parents. Getting a jamba juice is a healthy reward for kicking off the early-riser habit successfully. Sometimes you gotta reward yourself.
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speechless
December 2nd, 2006 at 11:10 am
Jamba Juice? Niiiiiice. High Five!!!!!
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Casey Serin
December 2nd, 2006 at 11:12 am
@Nigel:
I like your comments about making the goals measurable/manageable. I will be breaking them down into specific tasks so that I can stay focused and “eat this elephant one bite at a time”
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The Guy Next Door
December 2nd, 2006 at 11:22 am
I feel for you. I sold my place in Foothill Farms (just a hop, skip and a jump from your Larchmont place) in December of ‘05 after having moved to Northern Virginia. That’s right… I moved from a huge housing bubble to an even bigger one!
I know of two houses here that have been on the market for a year, and Sacramento’s housing collapse is further along than the Northern Virginia one. Your work to sell your places within a month is definitely cut out for you.
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Me
December 2nd, 2006 at 11:37 am
Alexa.com confirms that the “national broadcast event” was a dud. Plus my prediction for future traffic patterns in a quickie paint graphic! I predict that a flood of relistings will begin in Feb/Mar, affected Casey’s real estate plans (assuming you’re not in court).
Hurry, Casey, hurry!
http://www.realmeme.com/roller.....com_update
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metroplexual
December 2nd, 2006 at 11:41 am
Casey,
You are a characature of a Californian. Self help books, the bible, wheatgrass juice (total ripoff) and get rich quick schemes. Dude, you owe 2 million dollars and your wife is behind on credit card payments. You are not a trainwreck, they occur accidentally no you are self destructive.
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Sprezzatura
December 2nd, 2006 at 11:55 am
*sigh* WTF are you wasting an entire week at yet another seminar? It is a complete waste of time and money.
You KNOW exactly what you need to do. You’re just not doing it.
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Abigail
December 2nd, 2006 at 12:02 pm
Casey, don’t forget to set aside some money so that you can get your wife something very nice for the holidays. She deserves it!
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Free Advice
December 2nd, 2006 at 12:07 pm
Casey:
If you buy a bunch of bananas and a bag of oranges, you can reward yourself with an orange or a banana. If you’re really good, then have both.
The Jamba Juice “pre-digestion fee” seems steep. That makes your digestive system an underutilized asset.
You get the same nutritional utility if you let your body do the juicing, not to mention a slower release of the carbs, which can only help you stay focused.
And your reward structure is odd. If you have two bad habits (sleeping too late and expensive juices), you can’t reward a day of breaking one habit with engaging in another.
For example, if you go without Jamba Juice for a day or two, would you reward yourself by sleeping late the next day?
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Harry
December 2nd, 2006 at 12:17 pm
Casey,
Stop being silly. Fasting, getting up early, jogging as ways to get you out of foreclosure.
What tricks do you have in you back pocket to show us next? Yogga? Maybe you could reward yourself with a nice Tahoe vacation for getting up early everyday for the next week….or you could treat yourself to a $100 massage for your months anniversary at your new job.
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RICH DAD
December 2nd, 2006 at 12:38 pm
Put on a Sants Claus suit and stand on the street to get more donation for your own use. You’re a fraud anyway. Then you can go buy more “jamba Juice” everyday.
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Vague Guru
December 2nd, 2006 at 12:54 pm
I can hardly wait until Tuesday when Casey gives up the 30 day guru (getting up early is what loosers do) and moves on to the next guru who will pay him to be featured on his site.
Tuesday’s sponsor is the Voodoo Guru. The Voodoo Guru will teach Casey how to make little dolls named Mr Debt and Mr. Foreclosure, and show him how to stick pins in them to defeat their evil energies.
Thursday’s sponsor is the Toxic Guru. See Casey’s real problem is that he has too many toxins in his body. To detoxify Casey must have a coffee enema (with Starbucks coffee of course) followed with a wheat grass shooter. This will be the most controversial post yet, as it will feature a picture of Casey with khaki’s down around his ankles, bent over his blue swiss ball, taking a vente latte up his butt.
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Casey Is A LOOSER
December 2nd, 2006 at 1:05 pm
Hey Casey I have 1 question that requires a simple yes or no
Have you paid your friend back yet ? The one who graciously loaned you 3K ? I mean paid back entirely ?
If the answer is no then WHY NOT ?
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Casey Is A LOOSER
December 2nd, 2006 at 1:06 pm
Anyone wanna bet that young Casey is taking a little nap right now ?
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Time to Get Real
December 2nd, 2006 at 1:14 pm
Casey - I think you need to take the wife someplace nice like Hawaii for her Christmas school break. You both deserve it and have earned it.
You need to get away from all this, get relaxed & revitalized over the holidays, and hit 2007 hard. I have no doubt that you can be a world-renowned RE success in ‘07.
Go get ‘em, Mr. Early Riser!!
And, YES!, Hawaii has 31 Jamba Juice stores:
“To-date, Jamba Juice has 22 stores on Oahu, four stores on Maui, three stores on the Big Island and two stores on Kauai …”
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Hobbes
December 2nd, 2006 at 1:27 pm
For the first time I am seriously considering that you might be a fake. For the 1,237,456th time I am thinking you are bona fide looney.
you get up at 5:55 a.m. cause you read it in some book? Man. It has been so hard not to post a “In my day, when I was 24 y.o., I got up at …..”
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goZar
December 2nd, 2006 at 1:41 pm
have you checked the sugar content of a Jamba Juice drink?
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Anomalous Blowhard
December 2nd, 2006 at 2:24 pm
Honestly Wondering: “And he’s put all the readers of this blog in the same role as his wife - the enabler.”
You’re right. This is sick, and I’ve been contributing to it.
I’m out.
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Guy
December 2nd, 2006 at 2:25 pm
goZar: your brain uses 60% of all sugar intake, so Cassey is just feeding his brain, he needs it.
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laughing
December 2nd, 2006 at 2:36 pm
caseys troll had my balls busting their nuts it was so funny, but these days its just tiresome.
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Ross Pruden
December 2nd, 2006 at 2:51 pm
I’m struggling to take this blog seriously after reading the first three comments, which appear to be written by Casey based on writing style and tone.
*sigh* If only everyone’s true name were forced out into the open…
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dumb da dum dumb
December 2nd, 2006 at 2:54 pm
casey did you OVERDRAFT again?
umm one $30 blender and you can make your own casey-juice all day long.
not as “sweeet” as looking like a big time RE guy swigging a $6 smoothie
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Free Advice
December 2nd, 2006 at 2:55 pm
have you checked the sugar content of a Jamba Juice drink?
Three sizes of Orange-Banana to choose from:
You can have the “Sixteen” with 45 grams of sugar or step up to the “Original” with 77 grams.
But if you really want to give your pancreas a workout, go for the “Power.” With 113 grams of sugar, that’s surely the best dollars-per-carb value.
(Drinking a “Power” is the equivalent of gulping down 3 regular 12 oz. Cokes)
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Rudy
December 2nd, 2006 at 2:56 pm
Way to listen to Ralph Roberts. Those of us in Michigan know that he is very good at buying his way out of trouble.
Casey — that is the LAST man on this earth that you want to get involved with. Ralph Roberts wants to be Tony Soprano so bad that he makes his wife cook pasta every night for dinner.
http://www.truthinjustice.org/marlinga1.htm
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JDS
December 2nd, 2006 at 3:38 pm
whatever happened with PRLINKBIZ? did that witch let you out of the contract or is it all still pending? i bet she will hold back until you do your book/movie deal and then she’ll sue you.
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Lou Minatti
December 2nd, 2006 at 3:50 pm
Casey, very few of us in the real world feel that we must “reward” ourselves for getting up early in the morning and going to work. It’s just something we gotta do. I am not sure why you are making such a big deal about doing something that about 100 million Americans do every workday.
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Robert Coté
December 2nd, 2006 at 3:57 pm
I’m almost finished painting my living room. It didn’t “need” it as I had done a good job last time, ten years ago. It was a nice break from insulating the new office and installing the laminate flooring trim. So. Casey. How much did you get done on your properties today? Oh, and my “living room” is 700sf so it isn’t an easy task. Gotta be done. Doin’ it. Cost so far; 3jj. That’s three jamba juices in the new blog currency. JJs are the little currency. Js are the big currency. That’s “Jettas” for those not following this saga. 1jj = $4.50 and 1J = $3500. For reference Casey’s temporary custody of our assets and obligations is currently 560J and he is growing the obligations by 1/2J per day at the same time the market is depreciating those assets by 1J+115jj per day as well. One more jj every morning ain’t gonna make any difference. Besides Casey only toosed (or is it tossed?) that in to rile the crowd. No matter. Taxes are due in 9 days and if you don’t pay by close of business Monday there’s typically a 10% penalty. $1600 on Burdett, $1700 on Larchmont, $1900 on Muncy. Did everyone know that Casey had a California $5200 tax bill due next week?
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Dan Riba
December 2nd, 2006 at 4:05 pm
I checked in four times today because I am goofing off. I have no debt and I work five days a week, so I feel okay about wasting my fun time. It’s fun to waste your fun time! That’s why it’s fun time.
Each time I visited there were new comments. Each comment has to be moderated, so that means “Casey” is actually haunting this blog all day. This is a fake joke type of thing, sponsored by various bogus gurus and Jamba Juice! It’s gotta be. I call shenanigans. Contrivance peeks from around the frayed curtain. The smell of bullsh*t drifts slowly from the rafters. A ligament in my credulity is threatening to rip.
What in the world is eventually going to be revealed here? Everybody will be slapping their foreheads and groaning when the truth tumbles out, I betcha.
Not that there’s anything wrong with it, but I get a gay vibe from Casey’s pictures and writing - a gay, illiterate vibe. Well, illiterate-ish, anyway. Is there a wife? Really?
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JambaJim
December 2nd, 2006 at 4:18 pm
Hey Casey,
I own my own Jamba Juice and can’t thank you enough! Business has been great. You might want to forget about real estate and get into franchising a store like I did. Best thing I ever did.
http://www.jambajuice.com/what.....ation.html
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Joey Bobo
December 2nd, 2006 at 4:35 pm
These should be your goals:
DECEMBER GOALS
1. Visit Bankruptcy Lawyers.
2. Visit local prosecutor, hoping to make a deal.
3. Get gym membership, with goal of gaining muscles quickly
4. Go to Martial Arts Classes, to learn self defense. Will need it in prison.
5. Buy industrial size Vaseline.
6. Practice anal losening regiment, so it won’t hurt that much when Adebisi and Schillinger have their way with your anus while locked up in prison.
7. Admit trying to be a real estate big shot was a looser idea. Say “I’m a little looser in a big man’s world” 1,000 times each morning.
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Wes Mahler
December 2nd, 2006 at 4:38 pm
lol,
Read some books why the $ are u spending money on junk, no wonder debt hit you, you bought liabilities up the ying yang.
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IT'S A FAKE
December 2nd, 2006 at 5:45 pm
T
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IT'S A FAKE
December 2nd, 2006 at 5:48 pm
This is my first and last post on this sorry excuse for reality. Anyone over the age of 6 can see that Casey is a troll. This site is totally a marketing ploy.
Want proof? He told you today… He is following his Guru’s playbook.
Read on.
IF you had any doubts about Casey’s intention, motivation, or goals, here it is.
http://www.stevepavlina.com/bl.....your-blog/
If your blog provides genuine value, you fully deserve to earn income from it. If, however, you find yourself full of doubts over whether this is the right path for you, you might find this article helpful: How Selfish Are You? It’s about balancing your needs with the needs of others. (HMMMM….. how many times has CASEY said this?)
If you do decide to generate income from your blog, then don’t be shy about it. If you’re going to put up ads, then really put up ads. Don’t just stick a puny little ad square in a remote corner somewhere. If you’re going to request donations, then really request donations. Don’t put up a barely visible “Donate” link and pray for the best. If you’re going to sell products, then really sell them. Create or acquire the best quality products you can, and give your visitors compelling reasons to buy. If you’re going to do this, then fully commit to it. Don’t take a half-assed approach. Either be full-assed or no-assed. ( DON’T WE KNOW IT? LOOK AT THIS SITE!!! ALL ADS AND PROMOTION)
Can you make a decent income online?
Yes, absolutely. At the very least, a high five-figure annual income is certainly an attainable goal for an individual working full-time from home. I’m making a healthy income from StevePavlina.com, and the site is only 19 months old… barely a toddler. If you have a day job, it will take longer to generate a livable income, but it can still be done part-time if you’re willing to devote a lot of your spare time to it. I’ve always done it full-time. ( SEE? WHY BE A FOOL AND WORK ? IT WILL JUST SLOW YOU DOWN.)
Your greatest risk isn’t that you’ll make mistakes that will cost you. Your greatest risk is that you’ll miss opportunities. You need an entrepreneurial mindset, not an employee mindset. Don’t be too concerned with the risk of loss — be more concerned with the risk of missed gains. It’s what you don’t know and what you don’t do that will hurt you the worst. Blogging is cheap. Your expenses and financial risk should be minimal. Your real concern should be missing opportunities that would have made you money very easily. You need to develop antennae that can listen out for new opportunities.( AGAIN, CASEY IS A PARROT OF THIS.)
When devising your income strategy, feel free to cheat. Don’t re-invent the wheel. Copy someone else’s strategy that you’re convinced would work for you too. Do NOT copy anyone’s content or site layout (that’s copyright infringement), but take note of how they’re making money. I decided to monetize this site with advertising and affiliate income after researching how various successful bloggers generated income. Later I added donations as well. This is an effective combo. ( CASEY HAS DONE THIS . HE CERTAINLY DOESN’t NEED SOMEONE TO TELL HIM TO COPY OTHER PEOPLE’S WORK.)
Assuming you feel qualified to take on the challenge of generating income from blogging (and I haven’t scared you away yet), the three most important things you need to monetize your blog are traffic, traffic, and traffic.
Multiple streams of income
You don’t need to put all your eggs in one basket. Think multiple streams of income. On this site I actually have six different streams of income. Can you count them all? Here’s a list:
1. Google Adsense ads (pay per click and pay per impression advertising)
2. Donations (via PayPal or snail mail — yes, some people do mail a check)
3. Text Link Ads (sold for a fixed amount per month)
4. Chitika eMiniMalls ads (pay per click)
5. Affiliate programs like Amazon and LinkShare (commission on products sold, mostly books)
6. Advertising sold to individual advertisers (three-month campaigns or longer)
(ALL ARE EITHER PRESENT TODAY OR IN THE WORKS)
Perhaps the best part of generating income from blogging is the freedom it brings. I work from home and set my own hours. I write whenever I’m inspired to write (which for me is quite often). Plus I get to spend my time doing what I love most — working on personal growth and helping others do the same. There’s nothing I’d rather do than this.
Perhaps it’s true that 99 out of 100 people can’t make a decent living from blogging yet. But maybe you’re among the 1 in 100 who can. ( OF COURSE CASEY IS THAT 1 OUT OF 100…..LOOK HOW SUCCESFUL HE IS IN REAL ESTATE)
THIS SITE IS A MARKETING PLOY TO BUILD UP TRAFFIC FOR HIM. PERIOD. ALL OF YOU SUCKERS ARE MAKING THIS CREEP MONEY. STOP POSTING, CLICKING THROUGH.
Only the truly stupid will continue to enable this troll/conman/loser.
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RALPH R ROBERTS
December 2nd, 2006 at 6:17 pm
casey u need help, i would like 2 help Ralph Roberts
Unique Selling Proposition
Professional, personal, and financial development for real estate professionals, investors, homeowners, entrepreneurs, and corporations
About Ralph Roberts
Ralph Roberts did not become an accomplished entrepreneur, Realtor®, investor, business consultant, author, speaker, coach, and motivator overnight. Through a steady accumulation of investment properties, valuable contacts, business synergies, and experience, Ralph has built his success slowly and on a firm foundation. Along the way, he has also established his own real estate company and accumulated an impressive portfolio of investment properties.
For more than a quarter century, Ralph has helped thousands of people realize the dream of homeownership and has passed his secrets for maximizing profit and minimizing risk to hundreds of thousands of avid real estate investors the world over. Dubbed by Time magazine “the best-selling Realtor® in America,” Ralph is a recognized authority on residential real estate; real estate investing; mortgage fraud; personal salesmanship; sales force and office management; motivation; product development; and marketing.
Ralph is also an award-winning and internationally recognized Realtor® and speaker who helps other real estate professionals from all sectors of the industry build upon their past and present success, grow and expand their businesses, and provide a rich and rewarding future for themselves, their clients, and their employees. When Ralph speaks, people sit up and listen, and for good reasons.
Delivering the total package
Real estate gurus often pick an area to specialize in, and that’s all you get—a specialist who can deliver to only a small segment of the market. Ralph Roberts specializes, too, but he specializes in multiple areas to deliver a complete and total solution that spans several niche markets and creates the marketing synergies needed to establish a strong brand presence.
Ralph’s specialties cover a wide expanse of the real estate market:
Buying and selling FSBO’s (For Sale By Owners).
Investing in residential and commercial real estate ventures.
Find-fix-flip real estate investing.
Investing in foreclosures, pre-foreclosures, and government properties.
Defending yourself against foreclosure.
Securing the financing to fuel your investments.
Profiting from properties at Sheriffs’ sales.
Finding and buying properties orphaned by divorce.
Prospecting for probate properties.
Marketing and selling your own home.
Staging a home to maximize profit.
Preventing, detecting, and prosecuting mortgage fraud.
Ralph Roberts, The Real Thing
While most real estate investment gurus fall into the category of “those who can’t do, teach,” Ralph is expert at both real estate investing and training. Ralph is the real thing—a real estate investor with a proven track record for consistently earning a profit in the highly competitive and often unpredictable real estate market.
Ralph Roberts is a homeowner, Realtor®, office manager, speaker, trainer, and investor who has earned millions investing in all segments of the real estate market. He practices what he preaches.
Professional achievements
Over Ralph Roberts’ nearly 30-year career in real estate, he has turned in some very impressive numbers:
Closed on over 10,000 real estate transactions—on average, more than 300 transactions annually.
Bought and sold over 2,000 investment properties.
100 speaking engagements annually, each with average attendance of 500.
5 top-selling real estate books with 2 more books currently in the works.
Dozens of published articles on every imaginable real estate topic.
Moved 19 times in 19 years, flipping houses, while retaining a few for rental income. From 1976 to 1990, Ralph lived in 23 different houses.
Testimonials
Ralph Roberts doesn’t exactly blend into the crowd. This standout real estate professional, author, trainer, and motivational speaker leaves a lasting impression on everyone who meets him, hears him speak, and sees him work:
“Cold calls at twice the speed of mere mortals. Smashes through to the toughest stonewallers.” —Michael Kaplan, Fast Company
“Ralph’s brilliance will wake up your life and make it better in every good way. He is a genius at having you discover your own greatness and profound abilities.” —Mark Victor Hansen, co-author of the Chicken Soup for the Soul series
“Ralph Roberts knows his stuff. Listen and learn.” —Danielle Kennedy author of How to List and Sell Real Estate and Seven-Figure Selling
Creativity has helped Roberts build a reputation as one of the most successful salespeople in the country.” —Incentive Magazine
“He’s nothing short of the most successful Realtor ® in America.” —Michael English, President, Real Estate Television Network
“Ralph Roberts is the best-selling Realtor ® in America… he just loves to sell and sell and sell.” —Time magazine
“Ralph Roberts…a super-salesman of real estate in Detroit…” —Michael Pellecchia, Star Tribune
“Legendary Ralph Roberts, the Realtor ® who sells, sells, sells…” —Sophie Landa HarperCollins, Australia
“Meet real estate’s royalty - this guy is so good people pay to watch him work. He’s a bit Rush Limbaugh, a bit shoe salesman and a big chunk of energy. Real estate salesman Ralph Roberts is a human tornado.” —Extra
Ralph Roberts’ client list
Ralph Roberts has spoken to hundreds of groups and shared the stage with some of today’s top speakers, including pro football Hall of Famer Joe Montana, General Norman Schwarzkopf, author Robert Kiyosaki, and motivational guru Denis Waitley. Ralph’s clients include:
AIG—American International Group
Ann Arbor Association of Realtors®
Asheville Association of Realtors®
Citi Bank
Counselor Realty
Crye-Leike Realty
Dakota High School
Dave Beson Seminars
DMR Mortgage
DOLLARS Landlord Association
Downriver Association of Realtors®
E&C Nationwide Mortgage
Ed Hatch Seminars
Edina Realty
Gateway Events
GEO-Millennium Systems
Gundaker Better Homes & Gardens
Harry Stinson Real Estate
Hobbs-Herder Advertising
Howard Brinton Seminars
Jaguar
King Koil
Kiwanis International
Macomb Property Owners Association
MADD
Marketing Institute of Singapore
Metro Networking Professionals
Michigan Association of Realtors®
Michigan State University
Monica Reynold’s Feminine Force Retreat National Achievers Congress
National Assn. of Mortgage Brokers
National Association of Realtors®
National Kidney Association
National Public Records Research Assn.
Optimist Club
Ottawa Career Day
Predictive Methods Conference
Prudential Insurance Co.
Real Estate Education Center
Real Estate Info. Professionals Assn.
Real Estate Success Summit
Real Estate Television Network
RE/MAX
Republic Bancorp
Rotary International
Sell-A-Bration-RS Council
Singapore Property Guide
SingNet
Smith Haven Mortgage Corporation
Snow & Wall Realtors®
Success Resources-World Masters of Biz.
Super Star Exchange
Tennessee Association of Realtors®
Toastmasters International
United Airlines
United Overseas Bank
Washington Association of Realtors®
Women’s Council of Realtors
What Ralph Roberts Offers Real Estate Investors: Putting the “Real” Back in Real Estate Investing
Real estate investment gurus often whip their audience into a frenzy offering pumped up promises of quick-cash investment schemes. They pack the brains of would-be investors with misinformation, and then unleash their eager, ill-prepared students into the shark-infested waters of real estate armed only with their enthusiasm and a few half-baked ideas.
The Ralph Robert’s approach to instructing would-be real estate investors follows the guiding principle of his own business strategy—under-promise and over-deliver. Novice investors develop realistic dreams that defend them from the debilitating discouragement that all too often rides the coattails of minor disappointments. After a Ralph Robert’s training session, your determination can overcome any disappointment.
Leveraging the power of other people’s money
The key to maximizing your profit in real estate investing is to leverage the power of other people’s money. Ralph encourages the novice investor not to be scared off by the cost of money. Without cash, you can’t invest in real estate, and without lots of cash, you can’t score the biggest profits.
Ralph reveals the secrets to leveraging the power of your investments with other people’s money and increasing your net worth—the true measure of financial success. By following Ralph’s advice, you begin to harness the power of other people’s money to boost 20% profits into the 100% range and build wealth five to ten times faster than it would take using only your personal nest egg.
Building a solid investment strategy: the crawl, walk, run approach
When novice real estate investors study the Ralph Robert’s approach to maximizing profit and minimizing risk, they won’t see promises of BIG PROFITS, QUICK CASH, and early retirement. They learn the approach that Ralph himself has employed in his nearly 30 years in real estate—crawl, walk, and then run your way to success.
Ralph encourages investors, both novice and advanced, to build a strong foundation for long-term success, and then he shows investors how to do it. By starting slowly and mastering a specific area of real estate investing, investors limit their exposure to risk while maximizing their opportunities for profit.
Only when investors are well prepared to take on bigger projects and bigger risks, does Ralph encourage them to explore bigger and better opportunities.
As hundreds of thousands of readers and workshop and seminar attendees can testify, Ralph’s crawl, walk, run approach helps them avoid the pitfalls of real estate investing and identify the low-risk, high-profit opportunities that separate the successful investor from the prone-to-failure investor.
Encouraging enthusiastic “sticktoitism”
Instead of building investor enthusiasm on the shaky foundation of empty promises, Ralph whips up enthusiasm by encouraging investors to stick to it. Ralph has coined the word “sticktoitism,” which conveys a sense of dogged determination, persistence, hard work, and attention to detail in the face of adversity.
Unlike investors who’ve apparently been born with a silver spoon in their mouths, Ralph has stared down adversity in both his professional and personal life and can speak with authority about the need for sticktoitism in any successful business venture. With a commitment to sticktoitism and the information and tools that Ralph provides, novice investors place themselves on a path to long-term financial success that can’t be derailed by one or two blips in the real estate market.
Empowering Investors with Field-Tested Tips, Tricks, and Strategies
Ralph Roberts arms homeowners and real estate investors with solid, field-tested tips, tricks, and strategies. He doesn’t spout theories he cooked up in his office that “should work” or that have worked for some of the people some of the time. Ralph speaks from the trenches, and he preaches only what he himself practices.
After receiving training from Ralph, you’re equipped with a toolbox full of tips, tricks, and techniques designed for real world investors and proven to work.
Assembling a complete real estate investment toolbox
When Ralph presents a topic, he delivers the complete package, supplying you with all the information, tips, tricks, and techniques you need to start making money in your real estate market today. With everything you need for success at your fingertips, you are never left wondering “Now what?” You always know what to do next and, more importantly, how to do it.
Buying and selling foreclosure properties
In Ralph’s soon-to-be-released book on foreclosure investing, Ralph shows investors that they can achieve higher levels of success in foreclosure investing by treating homeowners fairly and handling transactions above board.
Ralph encourages investors to lay out all the options to distressed homeowners and enable them to make the decision that’s best for them. In more than 90% of cases in which homeowners are facing foreclosure, their best option is to sell the property. By learning the Ralph Roberts’ approach to buying and selling foreclosures, investors place themselves in a strong position to acquire the property when the homeowners realize that their best option is to sell.
In his upcoming book, Ralph covers the gamut of foreclosure investing from pre-auction, through the auction sale, to buying REO properties from banks and other lending institutions.
What Ralph Roberts Offers Realtors®
Ralph Roberts is a Realtor®’s Realtor®. In fact, Realtors® from around the country come to shadow Ralph to learn his unique sales strategies. When you see Ralph’s sales figures and the fact that he handles an average of over 300 transactions in a span of 365 days a year, you stop wondering why.
Ralph speaks to thousands of real estate professionals every year, including Realtors®, bankers, investors, landlords, loan officers, mortgage brokers, appraisers, and real estate attorneys.
Ralph is knowledgeable and experienced in all segments of the real estate market, and provides training and inspiration on a wide range of real estate skills, including those covered in the following sections.
Expanding your business with networking synergies
Ralph is the ultimate deal maker, identifying and fully utilizing his relationships with thousands of collaborators and partners on a host of successful projects and transactions.
Ralph personally places over 100 phone calls every single business day and fields even more email messages from homeowners, real estate professionals, and even people he’s never met who need help with issues ranging from selling their own home to helping a distressed relative out of a jam.
Ralph trains all of his employees and anyone who’s looking to expand their business on the fine art of networking. People who choose to commit to Ralph’s tireless and determined approach to networking have found that every minute they spend contacting and helping others has paid enormous dividends.
Boosting sales with effective marketing campaigns
Marketing and sales are Ralph’s forte. Ralph’s rat-a-tat-tat marketing campaigns carefully analyze the buyer’s needs and wants and effectively adjust the marketing pitch to those needs and desires.
Realtors® who practice the Ralph Roberts’ brand of marketing see their sales numbers climb and the percentage of sales from house showings to closings soar.
Closing the deal with the “No” means “Know” approach
Ralph Roberts never takes “No” for an answer. For Ralph, “No” means “Know.” In other words, the person you’re dealing with doesn’t yet know enough to say “Yes.” Ralph lives and practices the credo “No” means “Know” on a daily basis in every single transaction, and has a proven track record to back up the claim that it works.
When homebuyers look at a house and say, “We need to sleep on it.” Ralph pulls an afghan off the couch, curls up on the couch, covers himself with the afghan and says, “Okay, let’s sleep on it. And when you decide in the morning to buy the house, wake me up and let me know, so we can sign the papers.”
Ralph’s determination to close on a deal, coupled with his sense of humor, sells houses. And when you learn this approach and implement it in your daily transactions, you soon find that “No” really does mean “Know.”
Improving real estate office efficiency and effectiveness through technology
Computers and the Internet have revolutionized the real estate industry, as they have just about every other industry. Now homeowners can sell their own homes online on websites like ForSaleByOwner.com. They can check the values of comparable properties on Zillow.com. How can a real estate agent expect to make a living? By getting up to speed on the latest technologies and mastering some old school techniques.
Ralph Roberts www.aboutralph.com marries technology with old school wisdom to deliver a one-two punch that gives Realtors® the competitive edge they need to appeal to both buyers and sellers in their neighborhood market.
By learning to wed technological advances with good old-fashioned marketing, sales, and customer service, real estate agents learn to sell in any market, especially in tough markets where home values are in a steep decline.
Scaling your real estate business through the use of virtual assistants
In any business, the cost of labor is cost prohibitive. Not only do employers have to foot the bill for the increasing cost of hourly employees, but they also have to pony up for health insurance, unemployment benefits, and social security taxes. When business slumps, employers take an additional hit—reduced revenue combined with a steady payroll that continues to chip away at the bottom line.
In today’s real estate market environment, real estate businesses need to be able to scale up and scale back at a moment’s notice. When home sales are brisk, you need to beef up your staff to handle the increased workload. When sales slump, you have to scale back to trim expenses.
Ralph knows that the 21st Century business model is built on scalability and the power of outsourcing. In his own real estate business, he retains a ready staff of eager and well-qualified virtual assistants to fill the gaps when sales are brisk. These ever-ready and ever-enthusiastic workers have the flexibility to remain on call and the availability to deliver on-demand.
Ralph works with virtual assistants on a daily basis and knows the value they bring to his business. Moreover, he knows the strategies and techniques to optimize their power. Through Ralph’s seminars and workshops, he reveals the power of virtual assistants to show you how to trim labor costs while remaining fully staffed no matter how busy your current market becomes.
Protecting your real estate business from fraud
Money attracts Realtors®, homeowners, investors, and, unfortunately, thieves. Whether you’re a Realtor®, homeowner, business owner, or investor, knowing how the thieves work can protect you from becoming a victim of real estate fraud—the number one threat to the real estate industry and the American dream of homeownership.
Can you imagine the repercussions of your real estate business falling victim to fraud? One misinformed or misdirected employee in your office could expose you to local or federal investigations that could end up as headlines on the front page of your local newspaper and sink your business overnight.
Ralph is fully aware of the negative fallout from fraud, and he wants to protect you and your business. Though Ralph readily admits that he can’t guarantee a fraud-free workplace, he reveals the precautions and steps you need to take to protect yourself and your business from real estate con artists. Ralph’s insight and tips can prevent an unnecessary embarrassment and potentially devastating event from sinking your real estate career in well fell swoop.
Working with investors to expand real estate sales
To be successful in real estate, you can’t burn bridges. FSBO sellers are a fact of life. Investors will always try to cut corners by attempting to avoid paying real estate commissions. Technology is here to stay.
Ralph Roberts has remained successful despite and often because of the many changes in the real estate industry. Instead of fighting those changes, Ralph has chosen to roll with the punches and embrace change. He’s even managed to do it with FSBO sellers and real estate investors.
By working with instead of against those who often would rather work around having to pay agent commissions, Ralph has increased his number of transactions and his bottom line profits. He has proven to the non-believers the true value of competent real estate agents.
By following Ralph’s lead, you learn to encompass those who resist your efforts and offerings and generate increasing revenue by tapping into the ever-growing market of real estate investors.
Branding yourself and your business for optimal visibility in an increasingly competitive market
In October of 2003, Ralph Roberts did something highly unconventional. Much to the initial dismay of his staff, Ralph placed the winning bid on eBay for a seemingly useless 11-foot tall, 550-pound nail that once stood alongside Highway I-94 just outside of Detroit, Michigan. Nearly three years later, through savvy branding and community relations, Ralph is known throughout the greater-Detroit area as “the Realtor® with www.bignail.com The Big Nail,” and that’s actually a very good thing!
While you may not have $3k to spend on an 11-foot tall, 550-pound nail, you do need to find ways to differentiate yourself from your competition, and who better to show you how than the king of MicroBranding himself, Ralph Roberts. In addition to showing you how MicroBranding helps his real estate business, Ralph teaches:
How and why MicroBrands work: making yourself and your personality the center of your branding strategy.
Finding the right fit: if an 11-foot tall nail isn’t for you, discovering what is.
Public relations branding: creating credibility where advertising can’t.
Building promotions around your brand.
Developing a savvy tagline… it’s more important than you may think.
Strategies for getting your employees, co-workers, and friends and family to support the MicroBrand called you.
Tips for balancing your personal life with your personal brand.
Practical advice for real estate agents and mortgage brokers.
Maintaining and defending your MicroBrand if and when necessary.
You may think that MicroBranding isn’t right for you, but after listening to Ralph, you become a believer and learn how to use MicroBranding to attract attention in the highly competitive, attention-deficit real estate market.
Blogging to expand your online presence
Blogging or Web logging began with a handful of online journalists and has slowly crept its way into mainstream culture. Now, even large corporations are buying into the craze.
What is a blog? A blog is an online journal of sorts, in which people record their daily or weekly or monthly insights, beliefs, facts, fictions, or personal experiences. Unlike a standard website, which is often difficult to maintain and update, a blog enables its creator to post updates simply by filling out a form that’s no more difficult to post than a newsgroup or e-mail message.
Blogs enable their creators to post entries on a daily basis to keep customers engaged, entertained, and informed.
Ralph has four blogs that he updates at least once a week, and oftentimes daily. These blogs enable Ralph to keep his customers and colleagues posted and expand his network.
By learning and practicing Ralph’s blog strategies for real estate agents, you can easily establish a Web presence to keep in touch with your clientele and your community. You can prove your interest in the community, market your properties, and establish connections with both home buyers and sellers with a little typing and a click of the button. Let Ralph show you how.
What Ralph Roberts Offers Homeowners
Ralph is a fairly patient guy… until he meets people over the age of 20, especially married couples, who don’t own their own home. That’s when he launches into an animated sermon on the benefits of homeownership. Ralph knows first hand that owning a home, or two or three or a dozen, is the fastest, most reliable way to build personal wealth, and he wants no one to miss out on the opportunity.
Homeowners are not merely Ralph’s bread and butter, they’re Ralph’s passion, and nobody is more capable of inspiring homeownership and teaching how to achieve it and profit from it than Ralph.
Promoting the benefits of homeownership
Even though most Americans dream of owning their own home, all too many talk themselves out of it, thinking they “can’t afford it.” As Ralph explains, you can’t afford not to own your own home, because a homeownership saves you money:
For about the same money you pay to rent a house, you can own your own home.
The tax savings you earn back from homeownership reduce your “rent” even more.
Because housing values rise over time, even though the market can have some significant slumps, a house is the surest investment you can have… and you get to live in it in the meantime.
Sure, Ralph sells houses to make a profit, but what he’s really selling are dreams and long-term investments. By following Ralph’s advice, you can take the first step to homeownership and a more stable financial future.
Securing attractive financing
Many would-be homeowners talk themselves out of buying a house, falsely believing that they can’t afford it and cannot possibly qualify for a loan. As a mortgage broker, Ralph knows better, and reveals the many individualized loan programs currently available, including:
No-Down-Payment Loans
FHA and VA Financing
Traditional Loans
Private Money
Hard Money
Government Loans
1st Time Buyer City Loans
Partnerships Loans
Estate Carry Back Loans
Personal Loans
IRA and Keoghs
Family Loans
In addition, Ralph teaches you how to lower the cost of borrowed money by making yourself an attractive borrower and then shopping for low cost loans:
Scrubbing your credit history.
Improving your credit score… ethically and legally.
Comparing the cost of loans over the life of the loan by calculating points, interest rates, and terms.
Weighing the pros and cons of traditional loans, adjustable-rate mortgages, interest-only loans, and balloon-payment loans.
Insuring your investment from temporary dips in income by taking out a home equity loan.
Pulling the equity out of your home to put that money to work for you.
Buying for value, not price
Buyers often shop for houses as though they’re shopping for groceries, looking for the lowest price. But a house is more than just a home—it’s an investment, and value trumps price. By following Ralph’s strategy for buying a house, you shift your thinking, begin shopping for value, and ultimately end up owning a home that’s much more likely to deliver a handsome dividend when you decide to sell it.
Renovating your home: getting the most bang for your buck
As a homeowner who’s aware of the value of your home as an investment, you probably wonder which home improvements offer the most bang for your buck. Ralph has been buying fixer-uppers and renovating and selling them for a profit of over 20% in a matter of months for nearly 30 years. He can separate the renovations with profit potential from the renovations that merely siphon off the return on your investment.
With the Ralph Roberts’ approach to renovations, you learn how to gauge renovations for your housing market. By following Ralph’s warning to “never over-improve,” you can maximize the sales price of your home while minimizing your renovation expenses.
Marketing and selling your home
With his book Sell it Yourself, Ralph Roberts has taught thousands of homeowners how to effectively market and sell their own homes with or without the assistance of an agent for top dollar by:
Pricing your home right the first time.
Getting real estate professionals to sell your home without paying them a commission.
Maximizing the sales potential of MLS listing services.
Staging your home properly to create a lasting first impression.
Tapping the power of the Internet to sell faster and for more money.
Turning around buyers’ objections so they decide to make an offer instead of walking away.
Handling all the paperwork, so your home sale is legal and fair.
Attending to the last-minute details so the deal doesn’t fall apart at the very end.
Defending yourself from foreclosure and recovering in the aftermath
Early in his real estate career, Ralph faced foreclosure and survived it. Now, he helps hundreds of homeowners face down financial fiascos similar to his. Ralph works both ends of the foreclosure market—buying and selling foreclosures and helping distressed homeowners avoid foreclosure.
By learning Ralph’s foreclosure self-defense tactics, homeowners can buy themselves some time and perhaps even retain possession of the property by doing the following:
Contacting their lender immediately.
Asking family and friends for assistance.
Reinstating the mortgage by catching up on payments.
Requesting and receiving a forbearance.
Filing for bankruptcy.
Ralph knows how personally and financially devastating foreclosure can be, but he constantly encourages homeowners who’ve experience foreclosure to get right back on the horse. If you’ve been foreclosed upon, don’t give up. By following Ralph’s advice, you can:
Get your financial house in order.
Repair your credit.
Purchase a more affordable property.
Begin building wealth.
What Ralph Roberts Offers Fraud Prevention and Detection Professionals www.flippingfrenzy.com
Ralph works alongside federal law officials to help educate state and local law enforcement agencies, regulators, and financial institutions on the problems associated with real estate and mortgage fraud, and writes about real estate and mortgage fraud on a daily basis at www.FlippingFrenzy.com.
Ralph’s real estate fraud content has been certified for use in 5 states, with plans to have his program approved in all 50 states. His soon-to-be published book, co-authored with fellow fraud buster Rachel Dollar, promises to boost the credibility of his content and rally forces from the real estate industry, law enforcement, policy makers, and homeowners to crack down on real estate fraud before it destroys the American dream of homeownership.
Ralph Roberts Energized: Coaching, Mentoring, and Consulting Services
Ralph Roberts www,aboutralph.com has been knocked around and knocked down plenty of times, but he never stays down for long. Girlfriends have dumped him more times than the average garbage can. He’s been the victim of real estate fraud. He’s made his fair share of bad investment decisions. He’s been dragged into court on trumped-up charges of bribery and has had his office raided and his house ransacked by federal law enforcement agents. His reputation and business were nearly ruined. Most recently, Ralph lost his eldest daughter in a tragic accident.
The support of good friends; his wife, Kathleen; his family; and an office full of loyal employees and colleagues and Ralph’s persistent optimism and sticktoitism pulled him through the hardest of times.
Who else would you want to coach, mentor, and guide you to success than a guy who’s suffered professional and personal tragedies and managed to come out on the other side more optimistic and successful than ever? Through Ralph’s example and his inspirational insights and practical advice, you can learn to overcome adversity, put your life back together, and find that you’re a much stronger, wiser, and more capable person than you ever were before.
Coaching and mentoring
In addition to running his own real estate company, authoring books and articles, and speaking all over the world, Ralph regularly makes himself available to a select group of up-and-coming Realtors® and other sales professionals who want to learn the secrets and techniques to his remarkable success.
Ralph is the ultimate motivator, and from his lips, you rarely hear the two words that kill dreams and shut down negotiations—“No” and “Never.” Ralph has never met a problem that couldn’t be solved, a conflict that couldn’t be negotiated, an error that couldn’t be corrected, a disability that couldn’t be overcome, or a dream that couldn’t be achieved.
Ralph injects his optimism and proactive professionalism in everyone he coaches and mentors, inspiring individuals with his stories, wisdom, and insight; booting out negativity, defeatist attitudes, and jaded views; and instilling in others a can-do-ist determination that liberates them from the shackles of negative self-talk.
Whether you’re a professional seeking to expand your horizons and fulfill your dreams or an employer exploring ways to optimize the potential of your staff, Ralph’s coaching sweeps your path clear of self-imposed obstacles, so you can clearly see your full range of opportunities.
Consulting
Ralph’s breadth of experience spans a number of fields. His work with real estate professionals, law enforcement agencies, speakers, small-business entrepreneurs, publishers, writers, website developers, bloggers, and others sparks powerful creative synergies.
He approaches every field of endeavor with a passionate zeal, soaking up information, ideas, solutions, and opportunities and adding them to his ever-growing store of knowledge and experience. Clients who consult with Ralph discover a wealth of ideas, creative solutions, and opportunities often too numerous to pursue.
Ralph shares his unique insights and visions with professionals in various fields, including, but never limited to, the following:
Authors to facilitate publishing and marketing of their works.
Speakers to enhance their delivery and polish their presentations.
Marketing mavens and any other individuals or companies interested in ramping up their Internet marketing campaigns via e-mail, newsletters, websites, blogs, podcasts, and webcasts.
Budding entrepreneurs as well as established companies involved in product development.
Managers and other professionals seeking to deal with a current or impending crisis or hone their own crisis-management skills for future unforeseen crises.
Mortgage companies, builders, and developers who can benefit from the insight and advice of someone who’s done it all in the real estate industry and has a unique customer-oriented perspective that can boost their bottom line.
Real estate professionals, bankers, law enforcement agencies, and homeowners who are victims of fraud or are seeking ways to prevent and prosecute real estate con artists.
Title companies and representatives, real estate agents, and brokers looking to streamline their operations and establish a system of managed growth that enables them to expand their businesses without taking on too much risk.
Entrepreneurs and non-profits starting new businesses or corporations, looking for ideas on how to expand, more fully exploit current markets, or explore new markets and marketing opportunities.
Education providers seeking innovative ways to attract students and leverage technology to improve the presentation of complex concepts and information to students ranging from novice to expert. Recently, an education provider who current has 3,000 members has engaged Ralph to guide them in increasing their membership to 25,000.
Corporations, small companies, and startups exploring ways to implement blogging and other Internet technologies into their business model for improved Internet marketing.
More than your average coach or consultant
Ralph delivers much more to his clients than a breadth of knowledge, experience, insight, and vision. He takes a personal interest in every client and is dedicated to helping them tap their full potential and achieve their desired level of success. When you hire Ralph as a coach or consultant, you get a professional who’s a veritable support network in and of himself:
Motivator: Ralph helps you discover and capitalize on your strengths, develop the talents and skills you need to succeed, and fuel your passions and determination to achieve more each day. He genuinely wants you to succeed and generously invests his time and resources to empower you to define your own destiny.
Advocate: Ralph is a consummate confidence builder, an encouraging coach, your biggest fan. He listens to what you believe in and are most passionate about without the slightest glimmer of judgment, offers sage advice and guidance, and stands up for you in your presence and behind your back. He sings your praises to others, building an aura of confidence around you and within you that leaves no room for self-defeating negativism.
Collaborator: Ralph plugs into your interests, passions, and ambitions and partners with you to achieve your personal, professional, and financial success. When you brainstorm with Ralph, you tap the depth of his knowledge, experience, and enthusiasm, to generate a gushing stream of ideas and opportunities you may never have imagined.
Ally: When Ralph agrees to coach or consult with you, he goes “all in,” forming a bond that often lasts a lifetime. He genuinely wants to know how you’re doing in good times and bad and is always available for a consultation. His proactive approach keeps you on track. He can sense where you’re heading and where you want to be, and he’s always standing ready with the advice, information, and resources to get you there.
Networker: Ralph knows he can’t be all things to all people, but he usually knows just the person you need to call to get the job done. Ralph maintains a huge database of contacts, both on his computer and in his head, that provide him with instant access to the most talented and skilled professionals in just about every field. If you’re connected to Ralph, you’re well connected.
Invigorator: Burned out? Ralph can help. His zest for life, contagious optimism, and effervescent humor can lift your spinning wheels and put you back on the road to success. After a coaching session or consultation with Ralph, you find yourself smiling a laughing a lot more and working more productively, as well.
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Problem Solver: Ralph draws on his vast contact database and his breadth of experience in various fields to resolve some of the trickiest predicaments. In some situations, Ralph can provide a solution in a matter of minutes or hours. For clients who are looking to develop their own problem-solving skills, Ralph offers his own approach, relying not on blame and finger-pointing but on problem analysis and creative thinking.
What Ralph Roberts Offers Publishers
Ralph Roberts knows the three key components to market segment domination:
Impeccable product.
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And Ralph Roberts delivers all three.
Impeccable product
Whether Ralph is writing a book, recording CDs, or designing PowerPoint presentations, he remains constantly aware of the end user. Ralph is tirelessly committed to delivering superior products that his audience will find indispensable. To achieve this goal, Ralph:
Carefully researches competing products.
Painstakingly analyzes the needs of the audience.
Composes quality manuscript and other content designed to engage, entertain, and inform.
Thoroughly revises and edits every word of advice to deliver comprehensive coverage and maximum clarity.
Timely delivery
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Delivers material on time or ahead of schedule.
Ensures the material he delivers is high quality, slashing editorial costs and production times.
Provides 24-hour turnaround or faster on all editorial queries and concerns.
Ralph sees every project as a collaboration and treats editors and production staff as teammates. His goal is to simplify the job of everyone in editorial and production, so they can focus on making the product even better rather than on correcting sloppy mistakes.
Full court press marketing
As a licensed Realtor®, Ralph knows that houses don’t sell themselves—neither do books, CDs, or workshops. Long before one of Ralph’s products is scheduled to hit the market, Ralph gears up his marketing efforts to ensure product success, and he has several marketing tools at his disposal:
Recognized name.
Connections with the top Realtors® and a host of other professionals in the real estate industry.
Emailing list with thousands of additional contacts.
ten active blogs.
Regular radio appearances.
Weekly articles published in the top real estate publications in the nation.
Ralph doesn’t simply put a product out there hoping it will sell. He actively promotes every single product he develops to ensure its success. As a publisher, you never have to worry about a missed marketing opportunity. Ralph has already identified it and is fully exploiting it.
Proven track record in publishing
Ralph Roberts is not just another Realtor® trying to pump up his ego with a publication. Ralph is an accomplished author with several successful titles under his championship belt:
Flipping Houses For Dummies (John Wiley & Sons).
Walk Like a Giant, Sell Like a Madman (HarperCollins).
Real Wealth by Investing in Real Estate (Prentice Hall/Penguin Group).
Sell it Yourself (Adams Media).
52 Weeks of Sales Success (HarperCollins).
Ralph is currently working on two more soon-to-be-published books on buying and selling foreclosures and pre-foreclosures and on preventing, detecting, and prosecuting mortgage fraud and other real estate scams.
Ralph Roberts Websites and Blogs
www.macombcountyvoice.com
www.kolleenroberts.com
RalphRoberts.com
BigNail.com
FlippingFrenzy.com
AboutRalph.com
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Robert Coté
December 2nd, 2006 at 6:35 pm
Three hours without comment moderation approval. Those 5:55 AM wake up calls must be taking their toll. Nothing like a little nappie to clear the cobwebs from 9 solid hours of virtuous subsistence. 9 whole hours. Without so much as… oh wait, with at least one break… oh wait, with a jj break and a nappie. Well at least until we get report on what happened today. According to the schedule this being 1/4th the way through week one of the December Plan we should either see at least one item completed or three items half completed. Any bets?
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Bubba_The_Enabler
December 2nd, 2006 at 6:40 pm
I will continue to enable.
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Me
December 2nd, 2006 at 6:46 pm
I don’t think the site is a fake. I think Casey is in serious financial trouble. However, I agree with you that he’s attempting to fix his financial trouble by blogging. :)
Hurry, Casey, hurry!
The clock is ticking!
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Free Advice
December 2nd, 2006 at 6:55 pm
STOP POSTING, CLICKING THROUGH.
But you can learn so much by clicking through.
Did you know that NexTag can give you five mortgage quotes in less than a minute, but only in 49 states? (Montana residents not eligible).
*
Max Stein
December 2nd, 2006 at 7:03 pm
It’s a Fake,
Nice point dumbass. Casey should just roll over and die. Then what would you “haters” do? Maybe steal money from the Salvation Army collection bins?
Max
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Jerry
December 2nd, 2006 at 7:22 pm
Casey, what’s the seminar that you’re going to?
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Jilly
December 2nd, 2006 at 7:26 pm
I just visited Steve’s site or what I could stomach of it. Steve, hire a graphic designer! What’s with the avacdo background and the cobalt blue header? Looks like you’re doing it yourself. Do your own dental work as well?
Ironic that you would lash out at Casey when your own site is guilty of every single accusation that you just made.
But then again we won’t be hearing from you because you’re not comming back right?
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JDS
December 2nd, 2006 at 7:42 pm
bookmark this just in case -
DownTime: A Guide to Federal Incarceration
http://www.amazon.com/DownTime.....43-5590529
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Sly
December 2nd, 2006 at 7:48 pm
No offence mate but why the hell are you fucking about on this website when you’re in that much debt. Stop pissing about with things like this, sort your life out, then come back and tell the story of how you recovered from debt.
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dumb da dum dumb
December 2nd, 2006 at 8:14 pm
i know this site is fake i just cant stop reading it, its really more about the comments…
so anyway casey, i once read an article about how millionaires think, and in a nutshell…i cant remember where or the exact quote…
“…a successful businessman doesnt care who got voted off the island last night!…”
*****
so anyway casey, dont you think you should be making your own juice!
i sent this to a friend once, explained that we are not rich because we dont take $6 worth of fruit and make it into a $70 “bouquet”
http://www.ediblearrangements.com/
my pal emailed me back with a big LOL and said he used them for valentines day!!!
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Jim Kaiser
December 2nd, 2006 at 8:47 pm
Hey Casey, I just sent you $10 via paypal.
That should be enough for your wheat grass and Starbucks tomorrow.
Good luck.
Jim
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Tim
December 2nd, 2006 at 8:50 pm
Good comments, Robert C.
“Did everyone know that Casey had a California $5200 tax bill due next week?”
I certainly knew, and have commented on it. December 10th is the day.
Your points about the JJ vs. jj are spot on: the Big Picture is that Casey’s direct, real, payable bills are about $15K a month. By his own admission. These are the interest payments for his mortgages and his $140K+ CC debt. Granted, with the Angleridge foreclosure, some of this has lessened (though there are likely still implications, including collection sought by the lender, and an IRS tax bill, but these are pushed out several months or so).
The “Little Picture” is the day to day nonsense about Jamba Juices, Macaroni Grill, even his Jetta. (Not that I am excusing the Starbucks/JJ/restaurant “treats” Casey gives himself….I wouldn’t be spending that kind of money on nonessentials were I so deeply in debt.)
In the three months this blog has been running, Casey has fallen behind by about $45K in missed payments. Maybe he made some of the CC payments, I’m not sure. But the house payments were 2-4 months behind a COUPLE OF MONTHS AGO, when he first summarized his properties, so I expect he is $35-45K deeper in arrears now than he was when he began the blog.
And, of course, there’s his $3K a month living expenses, which add up to $9K since he began the blog. Presumably this was partly paid for by increased CC debt (’til they maxed out), loans from friends, and the “advance” from Rich Friend Chris against his “salary” for finding sweet deals.
Importantly, this is NOT even taking into account the amounts by which Casey’s properties have declined in value over the past several months. While there is basically nothing he can do about these declines, they are important in terms of assessing his overall situation.
Critically, what his approx. $350-450 net-net indebtedness, $15-20K per month burn rate, and large drop in property values means is this: HE IS DEEPLY UNDERWATER AND NO AMOUNT OF “PLAUSIBLE” DEALS HE CAN SWING WILL GET HIM WITHIN $250-300K OF THE “SURFACE” (a net worth of zero).
This is not a comment meant to provoke despair or negativism: it is what any accountant would tell him, honestly. And, properly used, it should guide him on his decisions.
Ignoring this “several hundred grand underwater and sinking fast” reality in hopes of scoring some $3K “fee” (from the New York buyer, who evaporated), or some trivial amount of income from Chris, is DANGEROUS.
And yet I predict Casey will spin his wheels for at least another couple of months, as he talks about some possible deal from some “smart investors” or “a sweet deal on a unit in Lodi” or “something magical from Chris” or “I am starting a new yoga program that will attract success to me.”
Another month, another $15K or so in obligatory debt servicing, a property tax bill of $5K or so, and probably at least one more actual foreclosure. Another two months of dilly-dallying, double these numbers.
There’s a situation with pilots who are plunging toward the ground. They often become “fixated” on some particular aspect of their calamity, such as the altimeter. They tap the altimeter, tap it again, wonder why it’s spinning so fast, tap it again, and again, then….splat.
I think Casey is fixating on trivia (getting up at dawn, the Kiyosaki meeting, the San Francisco listing, rewarding himself with JJ) and ignoring the ground which is so rapidly approaching.
Casey needs to do some basic summaries, some snapshots. I have argued that his doing a weekly spreadsheet recalc of his overall situation would be useful (he said at one point that his wife does all the finances, handles all of the checks, does the accounting….if she is not doing this, she is derelict).
Casey needs to stop futzing around with the trivial stuff and concentrate on the Big Picture stuff. And this means, as so many of us have patiently explained, getting rid of these boat anchors AT ANY COST, AS QUICKLY AS POSSIBLE.
If they are priced incorrectly, reprice them ASAP.
And, as so many of us have advised, Casey should consult a real bankruptcy lawyer immediately. Maybe even turn over his affairs to such a lawyer to get him out of these boat anchor properties ASAP with as little exposure to eventual criminal prosecution as the lawyer can manage.
(For those of you who claim that the fact that Casey has not been arrested, charged, etc. means he is below their radar screen, think again. For several reasons, prosecutions take a long time. First, until complaints (from lenders, those defrauded) are filed, little to be done. Second, any move now could be claimed by Casey’s side to have derailed the orderly sales he had in the pipeline…so it is better for prosecutors to simply wait until the train wreck has played out, to mix metaphors, than to interfere at this point with arrests. Third, anyone arrested must be charged (arraigned, etc.) in a timely way…this often means delays in arrests and arraignments even in murder cases, let alone in fraud cases like this one. Fourth, once the various foreclosures have happened, the lenders have formally complained that they were lied to in writing, then the investigators have a stronger case. Fifth, “more rope.” The longer Casey blogs about his fraud, his siphoning of funds lent to him to pay for his wife’s credit cards, his vacations, etc., the more evidence is available. The video interview and video blogs are especially useful, as they are very hard to deny as having been forged or otherwise modified.
Lastly, prosecutors are not in a hurry. Given the public attention given to this case(y), so to speak, a couple of files have no doubt already been opened. Paper is being accumulated. When the time is right, that’s when charges will be filed in the manner the Constitution prescribes.
Casey needs to solve this “underwater and sinking fast” problem as quickly as possible. I mean really solve it, not blog about making resolutions, sitting on blue balls, helping Chris find sweet deals, etc. He needs to dump these boat anchors, file the inevitable bankruptcy papers (which involves a lengthy process of credit counseling, and even then the full discharge of debts may not occur), and head off a prosecution for fraud.
My parting comment is that I really do think Casey has some form of ADHD…the flightiness, the flitting from one hare-brained idea to another, the constant “gambler’s faith” that his next deal will work out (though we haven’t actually seen a single “deal” in the months this blog has been up), all of these point to an inability to focus.
If Casey could see his overall situation summarized in one page, the assets, the liabilities, the monthly burn rate, and the probability that various deals will actually pan out, then he might be able to focus.
I expect he’ll continue to flit from one idea to another at least until Christmas, probably into January. At some point all of his properties will have either been foreclosed upon or auctioned off for tax deficiencies. And then the bills from the lenders, the IRS, the Franchise Tax Board, and his friends he borrowed from will be the traffic he gets.
Sad, but only inevitable if he continues to do nothing substantive.
–Tim
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RICH RICH DAD
December 2nd, 2006 at 8:50 pm
check these webites before you spend your money on real estate
http://www.realestatecoursereviews.com/
http://www.johntreed.com/Reedgururating.html
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RALPH'S RICH DAD
December 2nd, 2006 at 8:55 pm
Ralph?? WHO? NEVER HEARD OF HIM, I’M A RICH BROKER AND PLEASE DON;T WASTE YOUR MONEY ON UNPROVEN SEMINARS, ENJOY THE FREE SEMINARS BUT LEAVE YOUR CHECKS & VISA CARDS AT HOME. TRUST ME, YOU’LL SAVE A LOT.
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KING
December 2nd, 2006 at 9:03 pm
LET’S PUT ALL THE SPAMMER & JUNK WEBSITES ON THIS BLOG~ LET’S DRIVE UP THE COUNTER FOR THIS WEBSITE~
LET’S INVITE ALL THE HACKERS~ CAN THEY MESS UP THIS WEBSITE?? LET’S SEE WHAT HACKERS CAN DO FOR THIS WEBSITE~
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Max Stein
December 2nd, 2006 at 9:10 pm
Ralph,
Your post makes me want to ralph. Too long and too self-serving!
Puke!!!
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the dealers advocate
December 2nd, 2006 at 9:11 pm
Casey,
Wheres that 50 grand at? U need that cash bigtime, for lawyers and rims. Unless that seminar is on how to pimp your ride, you’re wasting your time. And f&#k getting up at 5:55, get up whenever you feel like it. Whatever you do, remember, workin’s for punks.
Keep Ballin
*
yneone
December 2nd, 2006 at 9:16 pm
LQQN. Hang tough Casey. You must give us more updates on PRLeechB**ch.
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Tim
December 2nd, 2006 at 10:12 pm
I should’ve added a point to my recent (tonight) long post: inasmuch as Casey is paying about $15K (maybe a couple of K less, after Angleridge, but some more because the balances on the CC, personal loans, have increased) a month, this means about $45K in direct payments were due over the past 3 months that this blog has been active.
This means that EVEN IF Casey somehow gets the $50K he hopes to get, all it will do is RETURN HIM TO WHERE HE WAS WHEN THIS BLOG STARTED IN SEPTEMBER.
Whew, things were bleak then. So if somehow in December this $50K materializes (never mind what strings are attached…), he is only “reset” back to where he was when some of us started following his tale.
Unless he has reason to believe that his properties will get fixed up and repaired and RENTED when they did not get fixed up and repaired and RENTED when he was the same financial situation in SEPTEMBER that he will be in in DECEMBER (or JANUARY, more likely, even if the money arrives), then why does he think he’ll be any better off than he was in September?
Not even counting the further declines in real estate prices, as shown by comps and by Casey’s own claim that he is dropping the price of at least one of his places by $10K per week, with no takers.
This is not intended to be defeatist, only to make the point that the amount Casey is underwater (several hundred thousand dollars), the monthly debt service costs, point to why he has to get rid of these properties WITHOUT FURTHER DELAYS.
Focusing on trivial stuff is the wrong approach.
This latest series of sidetracks will, it appears, leave Casey AT BEST where he was in September. This is what $15K a month will do to the best of plans.
Bankruptcy may not be possible, but it is just about the only possibility. Delaying things just makes the situation worse.
–Tim
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Uzbecky
December 2nd, 2006 at 11:03 pm
Can someone please explain the penalty if Casey does not pay his tax bill, the $5200 due December 10?
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Mak
December 2nd, 2006 at 11:29 pm
Tim, I don’t understand why you think a solution is to drop prices to a market clearing level so they will sell, when we already know that those prices are perhaps $50K-$100K below any level the bank will accept in a short sale.
Casey does not have $100K to bring to the closing table to make a short sale work.
Am I missing something? It seems the inevitable is foreclosure, or DIL. It seems there is no way the houses can sell traditionally.
Perhaps the best strategy is to try DIL on all of them, but failing that, just let them foreclose.
As to BK, he is judgment proof right now, he has nothing to take.
*
You are ok
December 2nd, 2006 at 11:46 pm
Since most people on this blog are scratching their head
and trying to figure out how this could happen,
I decided to post a link that goes to a story
which describes exactly how this could happen.
You should read the entire thing and let us all know if you think Casey was the straw buyer.
This story paints a real picture of how it all goes down.
http://www.sfgate.com/cgi-bin/.....M0RN81.DTL
By the way Casey, I’d try an auction with a professional auction company.
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Jilly
December 2nd, 2006 at 11:59 pm
Tim, more comments please! Lots of numbers and rough calculations. This is what we come here for.
Casey, the blog is starting to get stale. It needs a new turn. How about borrowing some more money and going to Vegas, falling in love with a hooker and getting boozed up 24/7?
Since the real estate market has made its downward trend your life could parallel the fall, the demise, and all of the drama that goes with it.
Tim what do you think? Please limit your answer to 64,542 words or less!
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Foreclosure houses
December 3rd, 2006 at 12:03 am
links from Technorati Original post: My Goals For December by at Google Blog Search: foreclosure houses
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Sputnik_the_Cat
December 3rd, 2006 at 2:34 am
Thppttt! Ack!! Yawn…
I can tell you - from my years of substantial experience - that taking naps is truly the key to success. Now that you’ve stumbled onto that little secret, nothin’ can stop you now.
Watch our, Mr. Tatsy Mouse - successful nappin’ lazy slug of a cat comin’ to get ya!!
S_t_C
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Sputnik_the_Cat
December 3rd, 2006 at 2:37 am
P.S.
People, PEOPLE… stop sending this dipshit money! Instead, buy me some f*cking fishy treats. NOW!
Tim: I just pooped in your shoes.
Ack!
S_t_C
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Dave C
December 3rd, 2006 at 2:45 am
“To reward myself I went to Jamba Juice for a wheat grass shot and orange/banana juice. ”
See, this here is a large part of your problem You can’t afford crap like this. You’re about to be forced to declare bankruptcy, with 7 figure debts. You’re not entitled to a middle class lifestyle, where you can drop by Jamba Juice when you feel like, you have to earn it, by economically productive activity. Thus far your efforts at generating wealth have produced the aforementioned 7 figure debts. You need to forget about what you want, and start slavishly working a few minimum wage jobs to try and get some kind of income stream going.
Not that it matters much anyway ..you’rere going to jail imminently. You’ve committed multiple frauds on your mortgage applications, and then had the great good sense to write about those frauds on a freely available blog. (If brains were dymanite, you couldn’t blow your nose). Check your site’s access logs…bet every one of your lenders is downloading a snapshot every day or so, for use in the forthcoming prosecutions.
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none
December 3rd, 2006 at 3:40 am
Casey, you do realise this asshole ralph roberts is posting high paying keywords in your blog to attract visitors to his urls, right?
*
Miguel
December 3rd, 2006 at 4:26 am
Casey, here’s another goal for December: read everything that Tim wrote above - and I mean EVERYTHING - and respond to it line by line just to prove you’ve taken it on board.
This is the kind of sane, disinterested advice that you desperately need but which you keep ignoring because you’re still so clearly in denial.
But Tim’s absolutely right - your overwhelming priority must be to stop haemorrhaging money and get rid of your houses as soon as you possibly can for whatever you can sell them for.
Sure, you’ll take a huge loss, but this is unavoidable - and it’s a better outcome than taking a far bigger loss a few months down the line. Even if the market remains static, you’ll get clobbered by the interest, and waiting for it to pick up is pointless, as by the time it makes any difference your debt will have increased by so much as to more than cancel out any possible advantage.
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Yneone Is A LOOSER
December 3rd, 2006 at 5:42 am
“LQQN. Hang tough Casey. You must give us more updates on PRLeechB**ch”
What is your fixation ?
*
Casey Serin
December 3rd, 2006 at 6:09 am
Good morning everyone… feels GREAT to be an early riser! Thanks for your comments / advice / constructive criticism.
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Time to Get Real
December 3rd, 2006 at 6:58 am
Good morning everyone - just slept in ’til 9:00 here in the midwest. Have a proposal to work on today and the extra Sunday AM rest will help me be more productive in executing the detailed punchlist I put together last week.
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Success_Laws
December 3rd, 2006 at 7:40 am
Casey,
You’ve already told us what you’re GOING to do:
*You’re going to get a “real” real estate job
*You’re going to fast
*You’re going to get up earlier
How about telling us what you ARE doing or already HAVE done? As Napoleon Hill once wrote: “Tell the world what you intend to do, but first SHOW it.”
*
Aaron
December 3rd, 2006 at 7:52 am
let’s see. you set some unrealistic and to be quite honest ridiculous goals, get up for the 1st time at 5:55am, go for a 3 mile jog(thats it…you’re 24 years old??) and then think that deserves a reward????
DUDE,
I’d have a couple dozen shots a day of jamba juice. I’d have so many I’d be taking enemas of them up my butt. What you did is typical if not minimal for ALOT of folks. As many others have said….if you are typical of today’s kids….we’re all F((@#$@.
*
Aelfscine
December 3rd, 2006 at 8:05 am
Well, you didn’t respond to any of the comments, particularly Tim’s excellent ones, but you got up early. Your creditors are surely giving you a gold star for today as we speak.
*
Hey Buddy, Can You Spare me a Jamba?
December 3rd, 2006 at 9:00 am
I just want to say that ITS A FAKE is the one who is truly stupid because he (or she) can’t even spell looser correctly.
Also, RALPH R ROBERTS, brevity, my man. Consider it.
Let’s not forget two other common currencies around here, bb (blue balls) and bs (blue shirts, not to be confused with BS, which would be the last two posts.) Casey I raise you three jj’s, 2 bb’s, and 1 BK. Are you in? Yes? Good. Lender calls.
*
Kenny "REI Wizard" Rogers
December 3rd, 2006 at 9:13 am
You got to know when to hold em,
Know when to fold em. (2 months ago)
Know when to 12 / 24 hour fast away,
Know when to run (now would be a good time.)
You never count your Jamba Juices
When you’re bouncin on your blue ball
They’ll be time enough for BK
When this blog is done.
*
Tim
December 3rd, 2006 at 9:21 am
“Can someone please explain the penalty if Casey does not pay his tax bill, the $5200 due December 10?”
First, the amount due (after 5 pm Dec 10th) then jumps by about 10%. This is clearly stated on the tax bill.
Second, the rest of the tax is due by April 10th.
Third, nothing much will happen unless and until a while after April 10th (some people deliberately miss the first due date and just pay everything before April, with no consequences except the 10% penalty owed on the first half).
Fourth, eventually a series of letters threatening some kind of tax lien or even a forced “Sheriff’s auction” will go out. This may take a long time.
Casey’s saga will likely be over long before the Sheriff is auctioning off his properties.
(Which does not mean he doesn’t owe these taxes, and the tax division will not “forgive” owed taxes. Sometimes a repayment plan can be worked out….)
–Tim
*
Tim
December 3rd, 2006 at 9:54 am
Mak wrote:
“Tim, I don’t understand why you think a solution is to drop prices to a market clearing level so they will sell, when we already know that those prices are perhaps $50K-$100K below any level the bank will accept in a short sale.”
Well, he needs to have an actual offer of purchase in hand before approaching a lender about this offer. The lender might accept such an offer. I don’t think a lender will be much interested in just a fishing expedition from Casey asking “will you consider taking $200K?”
Maybe I’m wrong, but it seems to me that actually finding a buyer and having the escrow machinery in action counts for more than just calling the bank and asking someone how much on the dollar they’re willing to accept.
But I agree with your general premise, that perhaps Casey is so far underwater on all of his properties (though we hear very little about the most expensive one of them all, the $500K Rio Rancho, New Mexico property) that just doing a deed in lieu or a quitclaim deed (aka “mailing in the keys”) is the only real option.
But if he is still planning to try to sell his houses, and they are not selling or even generating any interest, then he needs to lower the prices to the point where some interest is generated.
(At least Casey is no longer arguing the economically silly points about how much he would “like” to get, how he is seeking buyers to “help” him, and making up numbers like “and $10K for my equity.” Buyers don’t care about such things, they care about getting a good deal. This is the reality of realty, which should’ve been known by Casey before he ever the real estate world.)
The irony of this situation is that these dumps (the California ones, from what I can see) are precisely the kind of dumps that “wholesalers” may express interest in. But only at prices well below what Casey is listing them at, and way, way below what he paid for them.
(A meta-lesson for Casey ought to be that he is not a good judge of real estate values. He paid way too much for most or even all of these properties, based on all that we have seen. And this is not even counting the cash he “took back” on each, effectively inflating the prices further. This cash was not a profit, of course, but was just another form of borrowing. And if the lender knew nothing of this….dire implications!)
“Am I missing something? It seems the inevitable is foreclosure, or DIL. It seems there is no way the houses can sell traditionally.”
“Perhaps the best strategy is to try DIL on all of them, but failing that, just let them foreclose.”
I agree he probably ought to just do a DIL on all of the California properties. The NM property is a question mark, though. It’s possible that one may sell for close to what he is asking….I just have no good feeling for that one (partly because of the distance from Calif., but mostly because it seems so “un-Casey,” that is, it’s not a POS dump in a bad neighborhood the way his Calif. properties are).
“As to BK, he is judgment proof right now, he has nothing to take.”
His net worth is certainly negative. Has been since the gitgo, of course.
But this should not be any excuse to dawdle. The mortgage payments he is missing will add to any debt that may be “forgiven” in a bankruptcy, and thus may generate a larger 1099 from the lender (the “forgiven debts count as ordinary income” point we have discussed here so many times, mostly about a month or so ago).
Some here have opined that Casey and his wife will be declared insolvent, not just bankrupt, and that even these forgiven debts will not be treated as “income,” under certain clauses of the IRS code. Perhaps. I’m not a tax expert. Along with his bankruptcy lawyer–which we have not heard a word about from Casey since the posting where he said he was meeting with one “first thing next week”–Casey needs to consult a tax lawyer.
My hunch is that Casey and his wife will not “skate” on the various tax obligations. The IRS and FTB are diligent about not allowing people to just say “I can’t pay.” While there are no “debtor’s prisons,” the tax folks can and do garnish wages for many years. I expect any future employers of either of them will be ordered to withold some percentage of all paychecks. For many years.
Also, depending on how things play out with the Rio Rancho property, lenders may go after _that_ property and any equity Casey may have in it (which I think is nonexistent/negative, but I don’t follow it closely enough to know).
This is a hazard of having a string of properties: even if some of them make money (not likely here, but…), lenders screwed-over in the other properties may seek a piece of the remaining moneymakers.
The fact that Casey admits (even on video, which is hard to refute) that he lied about his occupancy, his ability to make payments, etc., makes his situation a lot more precarious. Tax authorities and others are unlikely to just let him “skate.”
Furthermore, his use of some of the fraudulent loans to pay off other debts, and to take a vacation in Hawaii, and to eat out a lot at restaurants, worsens things.
He really needs to stop sinking deeper in debt every month.
–Tim
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James Mark
December 3rd, 2006 at 10:04 am
Looks like Casey went back to sleep.
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Tim
December 3rd, 2006 at 10:18 am
Miguel writes:
“Sure, you’ll take a huge loss, but this is unavoidable - and it’s a better outcome than taking a far bigger loss a few months down the line. Even if the market remains static, you’ll get clobbered by the interest, and waiting for it to pick up is pointless, as by the time it makes any difference your debt will have increased by so much as to more than cancel out any possible advantage.”
This is absolutely correct. In the approximately 3 months that this blog has been running, Casey is “down” by about $45K, just in mortgage and CC interest. Not even counting the $3K/mo x 3 = $9K he says he needs to live on each month.
And in those 3 months, property prices have declined further.
Casey’s latest brainfart (excuse the language, but “brainstorm” would be giving these brainfarts too much credence) is to borrow another $50K to “bring the loans current.”
Nope, not “current,” just where they were 3 months ago, when Casey first announced that he was facing foreclosure, facing jail, etc.
Borrowing one’s way out of debt does not work.
Casey needs to spend a couple of hours with his accounting student wife and lay out the Big Picture. Not the hotel and restaurant receipts fed into Microsoft Money (or whatever), but the Big Picture: the list of assets and liabilities. (Oh, and they need to use the Normal World definitions of assets and liabilities, not the Guru Bizarro World definitions where “debts are actually assets!”)
Perhaps when she sees the Big Picture (unbelievable that she hasn’t already…) she can convince Casey about what to do. If Casey is unwilling or unable ($$) to consult with a qualified bankruptcy expert, it’s time for her to put her accounting studies to work.
All the B.S. about “finding credit-challenged buyers” and “bird-dogging new sweet deals” is just fluff, more brainfarts that just let him spin his wheels for another couple of months.
Casey needs to skip the morning run, skip the “wheat grass shot” at JJ, and spend a few hours soberly tabulating the columns in the Big Picture.
And then do what the cold numbers tell him he has no choice but to do.
–Tim
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Miguel
December 3rd, 2006 at 10:27 am
“You’re not entitled to a middle class lifestyle, where you can drop by Jamba Juice when you feel like, you have to earn it, by economically productive activity.”
It’s also not going to look too good when you do get investigated, as it suggests you’re more interested in treating yourself than you are in being serious about paying off your debts.
You need to start thinking about the absolute bare minimum figure for basic survival - necessities, not luxuries. Jamba Juice is a luxury and then some.
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Blah
December 3rd, 2006 at 10:54 am
6:09?
Hit the snooze did ya?
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sean-sisb
December 3rd, 2006 at 11:26 am
You should cut out all unnecessary expenses. This includes Jamba Juice.
Why do you need that as a “reward” for getting up early? Shouldn’t your reward be the good feelings for becoming more disciplined?
You probably have what is known as an “addictive personality”. You easily become addicted to stimulus that provides positive reinforcement. Every time you desire to “feel good” by rewarding yourself with a stimulus (jamba juice) is a signal that the addiction is manifesting itself.
The most successful people in life seem to have phenomenol control over resisting impulses to engage in stimuluses that provide short-term and limited utility.
Something to think about.
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WTF
December 3rd, 2006 at 11:32 am
Sputnik, you kill me.
I loved the “I pooped in your shoes” comment.
Robert Cote,
Casey doesn’t give a F%ck about taxes, creditors, lenders, even his wife. ALL he cares about is CASEY. Casey getting rich quick, by scamming others. We can all continue to beat his head with the 2 x 4 called reality and common sense, but you might as well go yell at your pet turtle. It will have the same result.
It’s all about the blog, man. It’s all about driving up traffic and ads. It’s all about his ADHD and narcissicm (sp). He’s a 24 year old know it all con artist.
It may make YOU feel better offering this turd advice, but isn’t it apparent by now he is beyond help?
My god, he STILL has the illegal house raffle offer up!
His latest 3 or 4 postings are pure trolling. I read another person’s comments about this Pavlina guru. It sure seems like Casey is copying that format here. Plus don’t forget his aliases and family members that regularly comment.
My question to you Robert is, when will the proverbial crap hit the fan with this looser? when will there be a knock on his door by the federalies?
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sean-sisb
December 3rd, 2006 at 11:41 am
Casey: how does your wife feel at this point in time?
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Dan
December 3rd, 2006 at 11:53 am
Since PRLinkBiz appears to be unwilling to void your contract with her, then why don’t you start collecting on your consideration in the contract? I.e., why don’t you make her pay for or actually perform the marketing efforts on all of your remaining properties? You can’t have a valid contract without each side giving up something. In your case, you gave up your possible future book/movie rights in exchange for real estate help from a supposed real estate marketing professional (very much unlike yourself). Here’s the deal, you either need to take advantage of this deal with PRLinkBiz by reaping some rewards for the contract, or start talking to a lawyer about your defense of your breach of contract based on lack of consideration from the other parties in the contract (i.e. they didn’t do anything for you, so you don’t owe them the rights to your media dollars).
*
karelian
December 3rd, 2006 at 11:59 am
OK - so Casey needs to net 20 K a month after living expenses in order to get out of the hole within a couple of decades. Netting 15 K is not enough - that just covers the interest on debt, it does not shrink the burden.
So that means his pre-tax income must be around 45 K a month to cover living expenses, taxes and debt reduction.
That’s right around half a million a year.
For decades.
Majority of remarkably successful and famous people cannot sustain this level - most NFL players, most Oscar winners, most Billboard Top Ten artists.
They never reach the level of grossing half a million a year for decades.
So how on earth could Casey? Seriously - the only way out is a major windfall. Like writing the number one nonfiction bestseller of 2007. Even writing the number five bestseller of 2007 would not be enough.
State lottery is the only viable alternative I see. And it ain’t that viable.
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Unbelievable
December 3rd, 2006 at 12:12 pm
SHOUT OUT TO RALPH C ROBERTS
ZZZZZZZZZZZZZZZZZZZZZZZZZZZZ
Casey, I hope you are doing something more productive than drinking Jamba Juice today. Something that involves a bucket of soap and water and YES, a toliet brush !
*
Sputnik_the_Cat
December 3rd, 2006 at 12:17 pm
Wow. Ralph Roberts is an asshole.
Gonna have to poop in his shoes, too.
AAaAAAAACK!!!
S_t_C
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Les
December 3rd, 2006 at 12:33 pm
Casey -
Congrats on rising early this (December 4) morning. Can’t wait to read how you “rewarded” yourself for doing something everyone else does on a daily basis.
I can’t believe you said “I haven’t been to Jamba juice in a long time….” Geez, it’s only been like three or four weeks, right?? Did you pay in cash or use your debit card?
Oh, and I loved your statment “I’m using some money that my parents donated to me ‘cuz they feel sorry for my situation.” Ouch - what about your wife???? Is she at home eating beans and rice????
Love the comment…. “I don’t like taking hand-outs but they insisted….” Have you learned to say “no” yet??? And, if they insisted, why not earmark the money towards rent, utilities, paying back the additional $2 K plus interest….?
And, if you “don’t like taking hand-outs” - why the “Tip Jar”???
Your comment “Getting a jamba juice is a healthy reward” - barf barf barf…. you should only get a jamba juice when you’ve paid down $100,000 of your debt through hard work and effort. And, even then, you should share it with your wife.
Casey - it has been MONTHS since I’ve been to starbucks. And I NEVER go to jamba juice - why… because I give 10% of my (net) earnings to charity…. Helping others and giving to the community is a way bigger reward than a $4 coffee or $5 juice.
I hope you are spending the day at either the Sac or Modesto property doing yard work and building up a sweat to increase the curb appeal of those properties. And, I hope, when you are done, you reward yourself with a nice cold glass of tap water.
And no - I’m not a “hater” - I just want to see you maintain the original course of this blog and your goal of helping others in the same situation….. encouraging others in financial ruin to run up $33 overcharge fees and “reward” themselves with $5 juices is bogus.
Focus Focus Focus - get back to the original intent of this blog.
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Me
December 3rd, 2006 at 12:42 pm
Ahem, Tim.
Go look at the stevepavlina.com site. He claims he’s making $1000 per day. That’s what Casey is really aiming for. I guesstimate that Casey’s making around $2K per month now.
Steve’s traffic stalled out a couple of times, but each time he found a way to shift into a new realm, I imagine by buying or selling link ads.
Sure, it likely is a pyramid scheme to some degree but who knows how long it will last? If Casey can clear $300K for a year (I don’t think he can draw out this particular drama that long), he’s a long way to fixing his RE problems.
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You are ok
December 3rd, 2006 at 6:37 pm
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Come On
December 3rd, 2006 at 6:45 pm
I really am starting to side with the others here. For me it’s not the Jamba Juice comments as much as it is the “I had to read a book to figure out how to get up in the morning.”
Although, only a guy your age from the West Coast could be so stupid and lazy that he couldn’t figure out the key to getting up in the morning was setting your alarm and having enough pressure to survive as your incentive.
Casey, when I was a couple of years younger than you (though I’m still fairly young at 33) I hit a rut like you can’t believe (albeit my credit is intact and I owe less than $1,000 on credit cards with 0% APR). I was, productively speaking, at an all time low. What it took was having a job in the city which made me drag my ass out of bed at 5 in the morning for $20,000 a year. Now doing that for a year or two will make man do ALL kinds of things to further his position in life. Sounds like you’ve given up. You need to put your life in perspectve, start to earn money like a man and stop pretending that all of this isn’t real.
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EmailMarketer
December 3rd, 2006 at 10:47 pm
Hello Casey,
You could clear that debt in a year with ease via email marketing. You should look into it. Youre already a criminal, make the best of it, start spamming.
Tim
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Cow_tipping
December 6th, 2006 at 6:17 am
Wowee … Jamba Juice grass shot.
I make over 90,000 a year, I have in the last 5 years never made less than 60,000 and that was 2005 with a 6 month time off and motorcyle parts biz on the side. I have ~125,000 in home loan that I always pay more than the payments and have never been even late on financed at 5% even on a 15 year mortgage in may 03 with MIP and and other payments like insurance and taxes and no other constant debt. No credit cards, no car loans no nothing.
My monthly outflow is well under 2,500 if we are wasting money that month and I support a family of 3 including myself (wife and 4 year old).
In short, I have plenty of income so to speak and no worthless debt.
I am also an immigrant like I have heard you are.
I find jamba juice far too expensive. I also dont do starbucks or other innovative ways to waste money. I do love espresso, I bought a braun espresso maker (when I lived in sacramento matter of fact) and have used it to make myself all the exotic drinks I want. And freaking hell, it will blow the doors of starbucks any day of the week.
I guess this is just perspective from a Looser.
Cool.
Cow_tipping.
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Housing Panic - The Housing Bubble Blog with Attitude
December 21st, 2006 at 8:06 am
links from Technorati* still facing foreclosure on 4 houses… * well over $150K of unsecured debt… * decision to file bankruptcy or not to file bankruptcy… * uncertain job situation… utah mortgage issues… * lack of discipline and lack of progress on December goals… * being too distracted to do any more real estate deals… * serious marriage issues… * oh and on top of all that my laptop died! So I kind of hid from the world for a couple of days. No cell phone, no email, no blogging, no comments.
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CRIMES AND CORRUPTIONS OF THE NEW WORLD ORDER NEWS
December 21st, 2006 at 2:25 pm
links from Technoratiwaiting for me:…* still facing foreclosure on 4 houses…* well over $150K of unsecured debt…* decision to file bankruptcy or not to file bankruptcy…* uncertain job situation… utah mortgage issues…* lack of discipline and lack of progress on December goals…* being too distracted to do any more real estate deals…* serious marriage issues…* oh and on top of all that my laptop died!So I kind of hid from the world for a couple of days. No cell phone, no email, no blogging, no comments.
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