Just landed. Back to reality.
…
Listening to People In Foreclosure
Avoiding Stress = More Stress
182 Comments
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JTR
December 18th, 2006 at 1:08 pm
As our hero’s mental state swings from one extreme (his manic highs and delusional and defiant attittude) to another (crushing depths of dispair) as the reality of his situation and the fleeting nature of his distractions and fantasies of success fade away.
Casey…please…hitch up the ol’ Jetta and high tail it down to a BK attorney and a good criminal defense attorney before you spend a few days in deep depression unable to move from your couch or answer your phone.
I think the “December Goals” post from December 2 (only 16 short days ago, and your current situation are emblematic of your problems. The goals (as unfocuses as they were) and the “Early Rizer” distraction came and went, and your core problems still remain unattended. Funny how that happens……
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Joe Mama
December 18th, 2006 at 1:19 pm
Whats the deal with the shirts are you getting any money? The listing says: “100% of the proceeds go to Casey”
http://www.myebid.com/cgi-bin/.....ingID=2920
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Robert Coté
December 18th, 2006 at 1:25 pm
What does a weeks’ worth of mail look like?
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will
December 18th, 2006 at 1:44 pm
Back to reality.—Not likely
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Jerry
December 18th, 2006 at 1:45 pm
Welcome (back?) to reality!
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Austerity
December 18th, 2006 at 1:48 pm
“…Back to reality….”
Yours, or everyone elses??
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lnerra
December 18th, 2006 at 1:49 pm
“Just landed. Back to reality.”
Which reality are you talking about?
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StanTheManistan
December 18th, 2006 at 1:53 pm
How can you come back to someplace you’ve never been before?
(Reality)
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Crazy RE Idea!!
December 18th, 2006 at 1:54 pm
Why not ask the banks nicely if the would please restructure your loans such that your properties can net positive cashflow when you rent them out?
Something like a pay-option ARM that lasts for about 30 years instead of the usual 1-2 years.
Then, you can rent out the houses, wait for the market to go up, and then pay back the loans, interest, additional fees, etc. by selling in about 20 years when the market in Sacramento is back on its feet. This would be a kind of endless, indentured servitude for you where you would have to work as a landlord until you’re 40, but have no possibility of upside returns, and would never make any money.
BUT you’d save your credit and reputation creatively!! And the bank wouldn’t lose any money (in the end). Its a win-win!
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Stephanie J.
December 18th, 2006 at 1:58 pm
Coming back to the stress. Ugly, isn’t it?
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Stan
December 18th, 2006 at 2:09 pm
You say: “…..Back to reality.”
You would not recognize reality if it bit you in the butt….
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Mr. FooBar
December 18th, 2006 at 2:10 pm
Reality?
HAHAHAHAHAHHAHAHAHAHA
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Dan Riba
December 18th, 2006 at 2:11 pm
Back to reality
You were ever here?
How much did the Feenicks trip cost you? Plane ticket? Lodging? Who paid for it? You crazy boy. You is hosed!
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Dumbfounded
December 18th, 2006 at 2:16 pm
Reality? I hope so. You haven’t seen reality in over a year now. Prison awaits.
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John M
December 18th, 2006 at 2:19 pm
I clicked on all of your ads a bunch of times today to help you out. Glad I could help.
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Coyote Investor
December 18th, 2006 at 2:23 pm
trollin’ trollin’ trollin
keep them comments rollin’
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Alan Smithee (aka gt)
December 18th, 2006 at 2:44 pm
Ahem, “Real”college grad (Big 10 state university) and grown preacher’s kid writes:
Sigh. Alas, I am still reading. Wincing.
One of the problems facing you is, sadly, (and ironically) is actually how far you are from being in touch with reality. I second the comments of the poster that said you busy yourself with superficial things to distract you/make you feel important; which keeps you from acting on real issues.
Your communing with your Higher Purpose or whatever congregation of the moment you might ascribe to only encourages this fault. Many, many places of worship while discouraging critical thinking, actual education/knowledge, & the development of practical (read: basic) life-skills love to talk about people’s problems and crises as “God’s will” or “A test of faith from the Maker,” or “a difficult time during our walk with the Lord”…
…mouthing this over and over as a canned, pathetic, woe-is-me-but-it-makes-me-stronger prayer to the Almighty and cry for help in the midst of other congregants…
It’s lazy; it smacks of one who takes no personal responsibility for his actions/crappy situation/ unhappy consequences. And then you get a hug.
This reminds me of a talk I had with a relative recently…isn’t it funny when some Sunday a churched individual (if your faith/denomination leans this way) stands up in a service, gives a tearful boo-hoo about their marriage/family/business/health being in the toilet, how the “Lord is challenging me; Encourage me to live God’s will; ask his blessing on [whatever] help me find deliverance in the storm” blah blah blah.
I wouldn’t doubt that some (okay, a couple) of these folks are genuinely hurting and seeking help/guidance/peace. More power to them.
But I think (and from a cynic’s real-life experience) somewhere, somehow, in some cosmic comic-strip God is pissed at most of these people. Thinking—“damn, if you’d just use that melon I perched on your neck, you’d stop screwing up and get busy if you really wanted things to be different. So quit pestering me and the flock with your dumbass-edness!”
Real tangible change could be accomplished when the person actually does (pick the appropriate vice solution): quit drinking/stop spending/leave the marriage /get off the couch/get a damn job/quit whining/get some medication/stop screwing around/visit a therapist/get a second job/get help from a professional/grow up/see the “light”..ha, I mean that last one for real.
But of course, it’s hard to say how many of the “stand-up-in-church” folks actually want results enough to take real action; and how many just get off on the emotional touchy-feel-y stuff and the attention from other poor souls.
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My off-the-cuff listing of some Basic Life Skills, which may or may not be discouraged by some churches: Birth control. Financial literacy. Higher education. Social responsibility.
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I Am Not Facing Foreclosure
December 18th, 2006 at 2:45 pm
Hi,
Just launched Sister Site:
www.iamnotfacingforeclosure.blogspot.com
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Johnny Kurosawa -- THE MAD GURU
December 18th, 2006 at 2:51 pm
Hey, greater fool! Hold out your hands.. so that I can vomit in your lower class hands! I am the only guru you will ever need, Casey. I will motivate you. Did I tell you about my stupid dad, wealthy dad book series. My real father had four Ph.D.s from Harvard, Yale, Stanford, and Devry. He worked his whole life, but commited ritual suicide when he failed to return a Blockbuster rental on time. Guess who had to pay the late fees? Me!! My wealthy dad, by comparison, was a toothless hillbilly from Branson, MO. He made millions of dollars by introducting crystal meth to the rural areas of Kentucky and Tennessee. When he died, he left a ten million dollar trust to Bob Jones University. I am currently offering seminars and will be in the Sacramento area in February. If you are not imprisoned by then, come see me. I will show you how to be an uneducated fool who thinks they have a competitive advantage over everyone else. It only costs 3k, and I guarantee I will treat you much worse than the other guy. Good luck, pleb!
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shadash
December 18th, 2006 at 2:52 pm
“Back to reality.”
That’s a joke right?
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Jdelagado
December 18th, 2006 at 2:52 pm
Welcome back!
At least you don’t want a SAFE, SECURE job with benefits, a 401K like the haters do. Most of the haters are dummy phd’s, mba’s, Bser’s and are on this site waiting for the stockmarket to go up.
They are passive investors (Losers). At least you actually went out there and did something different.
There are so many whiners on your blog- it amazes me. Most of them are whining employees; not entrepreuers. They don’t know the difference..
Jdelagado
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Dokala
December 18th, 2006 at 2:57 pm
Just had an Eminem flashback.
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dohntelefon
December 18th, 2006 at 2:59 pm
Does Casey really have any other chance than putting all eggs into one bucket? How does one want to get rid of 2.2 M debt by “just” working a normal job, interest included? After 30 years and 6% interest, the debt will be at more than 5 million dollars. This would imply that he would have to earn more than 150000 dollars per year after taxes ONLY to pay his debt back. Impossible to do.
So he either tries to gamble and puts all his bets onto number 13, or declares bankruptcy, waits 7 years, pays his 100s of thousands in IRS debt off, and starts over again. Or goes back to Usbekistan where he came from. Or Canada… or Mexico.
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the dealers advocate
December 18th, 2006 at 3:09 pm
Casey,
Reality is over-rated. Take this blog for example. If these posts were based on any sort of reality, you’re traffic would suffer. This is not necessarily a bad thing, however. If you can find a talented attorney who shares your ability to warp reality whenever necessary, you may just be able to avoid prison, and in turn, spend more time looking for individuals to get involved in Saweet deals.
Keep Ballin
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NoVa Sideliner
December 18th, 2006 at 3:10 pm
“Back to reality”? Jeez!
OK, Casey, first thing to do is open the mail — especially those certified letters. Have you got any in the last week or two? Hard to believe not. Forget about “sweet deals” this week because not only is nobody interested in dealing real estate a few days before Christmas, but you’ve surely got enough official notices in that mailbox to keep you busy just following up on them for the rest of this week.
In fact, it’s been a long time since you mentioned any lender actions on most of these houses. Is that because all is quiet? Or is it actually because the mail languishes, unread, unwanted, on your coffee table, ominously awaiting its chance once opened, like Pandora’s Box, to bring ruin upon you?
Yet unlike Pandora’s Box, not opening the mail doesn’t avoid the problems that will come anyway and the actions that are already being set in motion. It really is, really really is, better to know about these things before they happen, Casey. And you know, as a fortuneteller, I can bet those interesting envelopes just might maybe have some clues about your near future and that of your unfortunate, naive wife who is along for this awful ride.
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Grammar Teacher
December 18th, 2006 at 3:25 pm
Uh, huh - sure you’re “back” to reality (implying you were there to start with).
So, how ’bout answering all the questions we’ve been asking you? (Before you spin off onto another tangent)
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lurker
December 18th, 2006 at 3:26 pm
Facing Reality? Is this a new twist on your blog? I am eagerly looking forward to it.
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Mark
December 18th, 2006 at 3:27 pm
First! Nice to hear from you Casey…
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DaveBar
December 18th, 2006 at 3:53 pm
I got home today from working.
8 hours, like every weekday.
Went to the mailbox.
Got a check for $3,000 and change.
I need to go to the bank tomorrow to deposit it.
I spend about $1,000 a week and manage to save $2,000 a month.
Every year, I save around $24,000.
I have saved up over $240,000 so far. More some years, less some others.
I have my money in relatively safe investments. I don’t have much of it in the stock market.
In another 10 years and with the raises and bonuses I hope to make, I will likely be able to save up over a million.
I own a small home with a small mortgage.
I have a wife and we have one child on the way.
On the way home today from work, I heard Donald Trump pitching a tape and classes on “how to become a millionaire”.
I’m not going to buy them. I find it funny he needs to pitch tapes and seminars to make money. I thought he was a big real estate investor?
Apparently, according to Rob Kiyosaki, I am a loser for working my job, raising my family and loving them enough to work hard to provide a safe environment for them.
Hmmmmmm. Doesn’t feel like it.
Of course, maybe I’m wrong.
Doesn’t feel like it, though.
Maybe I’m just too simple to understand that I could be getting rich without working.
Maybe. Maybe not.
I’ll be having a simple Christmas in front of the fireplace with my wife.
Merry Christmas.
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Unbelievable
December 18th, 2006 at 3:59 pm
Back to reality eh ? We’ll be the judge of that !
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Mr. Right
December 18th, 2006 at 4:13 pm
Do everyone a favor and fly to Alaska and never come back to California.
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RB
December 18th, 2006 at 4:14 pm
Back to reality? That’d be a first for you Casey!
So when are we going to see a status update on your action items for the month?
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This is your Captain speaking
December 18th, 2006 at 4:52 pm
May I have your attention please.
Thank you. I am pleased to announce that United Airlines Flight 722 from Phoenix will be arriving at Gate 8 in a few minutes. As a couresy to those aboard, we ask that you allow out FIrst CLass pasenger to de plane first. This is none other than Mr. Casey Serin, noted real estate guru and foreclosure avoidance expert.
Once deplaned, Mr. Serin will be escorted to his stretch Hummer limosine back to his (sister in law’s) home in Citrus Heights. On the drive back to town, he will be catching up on voice messages and emails regarding his multiple sweet deals. I am sure he has alot of these to plow through.
One of our cabin attendants tried unsuccessfully on out flight to explain to Mr. Serin the operation of an olf-school technology: the envelope. It is promarily used in the normal conveyance of paper documents where an audit trail is desired, such as in the case of transmission of legal documents. In the case of certain documents such as Notices of Default, Notices of Judgement and Notices of Trustees Sale they are frequently sent via a secure form of transmission. namely Certified Mail.
Mr. Serin has expressed his lack of knowledge in this field.
Once again, Ladies and Gentlemen, we know you have a choice of airlines and we would like to thank you for chosing United for today’s trip.
Remember, fly United and you have nothing to loose.
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lhc
December 18th, 2006 at 5:08 pm
Casey Have you ever considered using one of your advertisers right here on your site. They claim they can help with foreclosure, your in that group right? There is your answer!!! Oh wait they might be good enough for others but not good enough for you? Or is it that your in to deep to get help? I do not understand why you would even consider buying another house no matter how creative you can be DONT DO IT!!!! BK is your only answer and the longer you wait the tougher it will be to do.
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Unbelievable
December 18th, 2006 at 5:10 pm
I’ve given some thought to your “reality”. The reality is, unless you learned how to pull a lot of money out of your ass, you’re in deep s***
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John M
December 18th, 2006 at 5:19 pm
I clicked on a bunch more ads to help you. I hope you can use the money to buy more Jamba Juice.
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kpom
December 18th, 2006 at 5:53 pm
Casey,
Did they really give you an “honorary doctorate” at the end of your week of real estate classes?
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The Sangha
December 18th, 2006 at 5:59 pm
You’ll make it big one day, Casey! Keep tryin’.
So many people are supremely jealous of your wits and dreams.
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tim
December 18th, 2006 at 6:11 pm
…and the reality is you just wasted more time on bullshit seminars that will not help you but get you further in the hole.
What ever happened to:
early riser?
Marketing the properties?
getting acounting in order?
getting plans going?
If this is real (which I seriously doubt at this point) you are in for one devastating new year complete with divorce…how can anyone be this idiotic. To go to more seminars while not doing a thing to help yourself is beyond me.
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HungryBear
December 18th, 2006 at 7:12 pm
You should just move to Phoenix. The market there will bottom out sooner than CA, IMO. Plus Phoenix is a much nicer city.
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Great jorb
December 18th, 2006 at 7:15 pm
Were you really arrested today? I guess we’ll find out soon enough.
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tomtom
December 18th, 2006 at 7:30 pm
Ah, reality. That old foe of yours Casey. I’m just trying to imagine your numerous creditors frothing at the mouth at the idea of you running off on a week-long screw around at, of all things, another Real Estate scam session.
What about your job? You dont have it anymore do you. I’m sure Chris sort of took you aside one day and said. “You know, i’m sorry Casey but it’s just not working out. You spend 3 hours a day posting on that goddamn blog of yours and do f*ck-all around here.
don’t let the door hit ya where the good Lord Split ya.
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Les
December 18th, 2006 at 7:33 pm
Casey -
You’ve really opened yourself up to a lot of comments with your “back to reality” comment.
First - you said you extended your trip to Sunday, but you get home on Monday - Wow…. how much additional did that cost you in hotel, meals, car rental and airfare??? How does your wife feel about this extended stay and added cost(s)?
Next - I’m asking again - what high school did you attend and when did you graduate? I’m beginning to believe your “negative” attitude towards a formal education matched with your desire to say you attended a real estate investing “college” comes from the fact that perhaps you did not successfully graduate from high school.
What has happened to our early riser? We (those who think critically and ask tough questions - which you seem to confuse as “haters”) are not hounding on you about this to be negative. We are trying to keep you accountable for a goal you’ve set and not maintained as part of your daily blog.
Finally, you have four “business days” between now and Christmas. Please post the following:
1. What will you be doing this week regarding marketing of your homes?
2. What are you doing regarding filing for BK
3. How much work will you be doing for Chris this week and next?
4. What is your current financial status (cash in pocket and cash in checking) following your week away? How much cash does your wife have for household necessities?
5. What is your end-of-month cash projection for paying rent, utilities, and other living costs? Will you need to ask someone else for a loan?
Lots of probing questions, yes, but that’s “reality” for you.
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Hater Mike
December 18th, 2006 at 7:41 pm
You mean all your problems didn’t go away??? That’s astonishing.
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Immigrant R.E. Investor
December 18th, 2006 at 7:49 pm
Casey,
I came from Eastern Europe back in ‘93 with a smile on my face and $100 in my pocket. Mowed grass, wiped tables, delivered furniture. Bought my first house in ‘95. Went full time investing in ‘97 and never looked back. Look at your parents and remember some of the common sense from the old country. Coupled with all the knowledge and investment opportunity easily available in America, you’ll make it.
It’s mind blowing how this blog attracts a majority of frustrated individuals radiating tons of negativity. To all the haters: retract your heads out of your a**es, you have no idea how good we americans have it comparing to 95% of the global population.
Casey you went too fast and had no real guidance; now you face the music, but what doesn’t kill you makes you stronger.
You broke the ice (not in the best way); in time you’ll pace yourself and exercise common sense and some caution coupled with lots of diligence. Remember the fable with the frog in the milk glass.
Good luck
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Misagi
December 18th, 2006 at 7:54 pm
Caseysan, I write plogram that crick ad 1,500,000 times fo yu. You rikey, yes?
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Jilly
December 18th, 2006 at 7:56 pm
Any real content for the blog CS? or is it CRS?
Status on goals please…
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BT98
December 18th, 2006 at 8:01 pm
So now that you spend $4000 you borrowed at 36% and 10% fee, it’s time to put your knowledge to good use. Now if only you can get that 50K loan.
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Sac Realtor
December 18th, 2006 at 8:05 pm
You need to spend less time in class and more time flipping homes…
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BT98
December 18th, 2006 at 8:20 pm
“It’s a bridge loan for something I want to do that has a good chance to get me out of this mess. I don’t want to talk about it just yet because my last private loan was meant to get me out of trouble too but it didn’t quite work out. I ended up using the money for living expenses and pay my wife’s minimum payments. So this time I’m not going to speak until it looks more solid.”
So can you talk about it now, since the education exceeds your expectations.
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KH - Voice of Reason
December 18th, 2006 at 8:25 pm
KH -
You said, “so I am not the strongest speller in the world. I’ll admit that, I didn’t do the spell check thing.”
Start doing the “spell check thing.”
Next, you said, “I am new to this site but it seems that a lot of people are coming down really hard on him and he just made mistakes.”
Casey started this blog with a simple idea and intent. Since its formation, there are many people who have provided Casey with sound logical advice - which he as chosen to ignore while taking on more and more debt (a $3K personal loan from an elderly friend, $4K loan at 36% interest with a 10% surcharge due in six months).
In addition “he just made mistakes” is not a clear picture of how Casey got into this mess. Casey has broken the law. He knew he was committing fraud - he just didn’t realize it was a “criminal” activity. The statement” everyone is doing it” is not a good excuse nor does it buy him a “get out of jail free” card. He knew he was signing legal documents and being deceptive about his intent with the properties he was purchasing.
You are not reading “hate” - you are reading “frustration” by those of us who have taken an interest in Casey only to watch him wash every good opportunity down the drain by his impulsive behavior.
Another comment you made: “As for my traditional college buddies no disrespect but they teach you how to be an employee which is fine if that is what you want.”
No college I am aware of teaches anyone “how to be an employee.” They don’t teach attendance or arriving on time or how to write a memo. They don’t teach the ever important people skills. (Granted, there are some “vocational colleges” that provide career skills for being a nursing assistant or to do computer repair…. but still, they don’t “teach” how to behave in a professional manner.)
There are many individuals who have not gone to college and have very successful careers. There are also individuals who have gone to college only to fail in the working world.
The reality is an education is like earning your driver’s license. Once you earn your license, you decide the path you travel - where you want to go and if you want to take an expressway or back road.
There are many careers and opportunities for individuals who are not interested in attending college. Police, Fire, and EMTs are a good example. These individuals provide a valuable service everyday in keeping us safe from harm, or, when needed, saving our lives. To do their jobs, they may not have gone to college, but they have undergone an “education” necessary to perform their everyday duties.
I would hate to think that my local cop, firefighter or EMT got their education from a “weekend” seminar from a “guru.”
One final statement you made: “People after talking to me always ask ‘what college did you go to?” and are always stunned to find out I don’t have a degree’.” It sounds as if you have had an “education” - the school of life. You’ve learned to string words together into complete sentences and behave in a professional manner. This is very good. Keep it up.
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Casey Serin
December 18th, 2006 at 8:41 pm
Watching Pursuit of Happiness right now. He is selling scanners, I got houses. I can identify.
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Mister B
December 18th, 2006 at 8:41 pm
“Why not ask the banks nicely if the would please restructure your loans such that your properties can net positive cashflow when you rent them out?
>
BUT you’d save your credit and reputation creatively!! And the bank wouldn’t lose any money (in the end). Its a win-win!
This won’t happen. Some reasons why:
1. The properties appear to be through different lenders. They won’t all get together to cut Casey a break.
2. Each bank probably doesn’t own the loan anymore. Most banks sell the riskier loans they make to investors as bonds/securities. The originating bank still services the loan: handles payments, mailings, defaults, etc.
3. There are probably regulatory and ethical considerations. Plus contracts don’t get broken unless it’s in the bank’s (financial) interests. Particularly in the case of real estate secured loans.
4. You’re assuming Casey can rent all the properties, keep them rented and stay cash flow positive. The bank won’t assume this. Casey has been a loss to them for months now. He hasn’t shown any signs of improvement. Better for them to cut their losses now.
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beezer
December 18th, 2006 at 8:47 pm
Watching “Pursuit of Happyness” right now? Casey, are you stealing something ELSE? Good god. Can you even pretend to have a conscience for like 10 minutes?
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Lou Minatti
December 18th, 2006 at 8:51 pm
Casey, the reality is you could be facing some hard prison time. Have you contacted a criminal defense lawyer yet?
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Wiseman
December 18th, 2006 at 9:06 pm
Sounds like a good movie, but I can’t stand Will Smith.
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Sigh
December 18th, 2006 at 9:08 pm
Yes your story has all the makings of a great movie except…..
1) You don’t have a happy ending
2) You are not the morally upright character you think you are
3) You can’t focus on a single plan and follow through
4) Best of all you no longer own the rights to your own story!
Best of luck as you enter 15:01 of your 15 minutes of fame. Maybe there should be a new show for you to star in: “Extreme Makeover: Financial Disaster Edition”
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Fister Hiney
December 18th, 2006 at 9:22 pm
Wow, glad you are back in town Casey. From your post about the college it looks like you learned allot. I bet you can use some of this knowledge to help you. I glad you stayed over to talk to the people in the Church. I think that was Gods plan for you, so you could meet the lady in the situation in foreclosure. He works in mysterious ways huh?
So now I bet you are already working behind the scenes of this blog getting this thing turned around. That was smart to take a little break from the stress and get some info on this situation. The haters on this site sure know how to dish it out don’t they? Won’t they be surprised when this thing turns around and you are sitting pretty? I read where the bubble has slowed and is starting to flatten out. You are just fixing to make fools out of a bunch of these cubicle workers aren’t you. I can not wait for the next couple of posts where you tell how its all coming together. I wish I could see the collective jaws all drop at the same time when they read of your success. Go get-em C-Man.
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Mister B
December 18th, 2006 at 9:39 pm
As a follow up to myself, yes there are loan modifications. For this to happen though it appears you usually need to be in bankruptcy, have some sort of income to pay off the loan, and a reasonable financial plan. Casey has none of these.
I would guess you need good will on the part of the bank. Casey has burned through all of this, it looks like the offered loan modifications already if you read his “Lenders Keep Bugging Me” post.
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CS Department
December 18th, 2006 at 9:51 pm
Yes, We all click on the ad links for you while we are in the computer science department doing computer works. hmm, 25*50 clicks per class… wow lots of clicks for you to have some money for jamba juice..
you’re welcome
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Japnese students
December 18th, 2006 at 9:56 pm
Yes, We are good and we like to help Casey. We have this auto click program to help him get some money for his houses.
Good Luck
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Kiyosaki Cult
December 18th, 2006 at 10:12 pm
How the members feel after drinking the koolaid…
I Feel Grrreat! Yeahhh!!!
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Akubi
December 18th, 2006 at 10:29 pm
Casey,
The best thing about this site is the comments - and it is really tiresome to wait for you to catch up.
Not exactly sure what sort of “programmer” you were, but it really isn’t that complicated to write your way out of facilitating this venue.
Also, I’d like to add an additional novel to my suggested reading list: Richard Ford’s _Lay of the Land_.
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Ding Dong-Will someone get the door?
December 18th, 2006 at 10:30 pm
‘guess you nixed my post Casey. No fun here.
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Ding Dong-Will someone get the door?
December 18th, 2006 at 10:36 pm
OMG You have shirts for sale with the f word on it now?
How low can you go? Do you any shame?
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Harry
December 18th, 2006 at 11:12 pm
“He is selling scanners, I got houses. I can identify. ”
He’s selling for a profit and he IS selling. I don’t see what part you identify with.
I don’t think you got back to reality.
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UTAH STATUS PLEASE
December 18th, 2006 at 11:39 pm
*CASEY* Please update us on what is happening with the Utah wrap. Also, as per above, how about showing a photo of week’s mail? That would be really great to check out.
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Sprezzatura
December 18th, 2006 at 11:41 pm
“Watching Pursuit of Happiness right now.”
– so, you’re blogging from the movie theater? That’s seriously addictive behavior.
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Josh
December 18th, 2006 at 11:51 pm
No, you cannot identify- in Pursuit of Happiness he paid for his scanners. You fraudulently obtained loans that everyone else will be paying for.
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Watch That Movie
December 18th, 2006 at 11:52 pm
Casey,
I saw Pursuit of Happiness this weekend as well. It reminded me when I was against the wall as well.
Notice how he worked to get a foundation and then became an entreprenuer.
Getting that foundation is key for you now to support your wife and yourself so you can eat and not be homeless.
Also, I think this blog is bad for you. You get advice from hundreds of people a day. It distracts you and takes you from your center. 95% of the people who give you advice aren’t where you want to be.
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godzirra
December 19th, 2006 at 1:21 am
Today’s post…
google ads
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Mind Petals: Young Entrepreneur Network
December 19th, 2006 at 1:38 am
links from TechnoratiI am Facing Forclosure on Monday, December 18 Just landed. Back to reality. … Continue Reading »
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The Unwelcome Guest
December 19th, 2006 at 2:34 am
The banks have houses young man, you have debt.
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Chris G
December 19th, 2006 at 3:12 am
Casey,
I must say…..the smart-aleck remarks on this board are palpable. I bet these are the same kinds of people who stand around the water cooler at work bitching about their bosses and how they got screwed on the raise they truly deserve. Meanwhile other people are actually working their tails off to earn their keep. Either way, they are working for someone else.
Casey, make sure you never fall into this situation (I hope you don’t). I really don’t see how working 40 hours a week punching the clock is going to help you or make you feel better. Stay as the entrepreneur that you know you are. Even though your first big attempt at success did not go as planned, you can dust yourself off and move on. Keep learning and improving yourself. Don’t listen to people who have nothing to live for (i.e. 70% of the people on this blog).
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Jacks
December 19th, 2006 at 4:25 am
But, When that guy needed money, he wasn’t going to RE bootcamps and drinking Jamba Juice. He was getting into internships and learning skills.
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Jozsibacsi
December 19th, 2006 at 4:47 am
I don’t know if you have ever read Jung and his personality theories, but I think this portrait of an ESFP might be close to the mark.
Portrait of an ESFP - Extraverted Sensing Feeling Perceiving
(Extraverted Sensing with Introverted Feeling)
The Performer
As an ESFP, your primary mode of living is focused externally, where you take things in via your five senses in a literal, concrete fashion. Your secondary mode is internal, where you deal with things according to how you feel about them, or how they fit with your personal value system.
ESFPs live in the world of people possibilties. They love people and new experiences. They are lively and fun, and enjoy being the center of attention. They live in the here-and-now, and relish excitement and drama in their lives.
ESFPs have very strong inter-personal skills, and may find themselves in the role of the peacemaker frequently. Since they make decisions by using their personal values, they are usually very sympathetic and concerned for other people’s well-being. They’re usually quite generous and warm. They are very observant about other people, and seem to sense what is wrong with someone before others might, responding warmly with a solution to a practical need. They might not be the best advice-givers in the world, because they dislike theory and future-planning, but they are great for giving practical care.
ESFP is definitely a spontaneous, optimistic individual. They love to have fun. If the ESFP has not developed their Thinking side by giving consideration to rational thought processing, they tend to become over-indulgent, and place more importance on immediate sensation and gratification than on their duties and obligations. They may also avoid looking at long-term consequences of their actions.
For the ESFP, the entire world is a stage. They love to be the center of attention and perform for people. They’re constantly putting on a show for others to entertain them and make them happy. They enjoy stimulating other people’s senses, and are extremely good at it. They would love nothing more than for life to be a continual party, in which they play the role of the fun-loving host.
ESFPs love people, and everybody loves an ESFP. One of their greatest gifts is their general acceptance of everyone. They are upbeat and enthusiastic, and genuinely like almost everybody. An ESFP is unfailingly warm and generous with their friends, and they generally treat everyone as a friend. However, once crosesed, an ESFP is likely to make a very strong and stubborn judgment against the person who crossed them. They are capable of deep dislike in such a situation.
The ESFP under a great deal of stress gets overwhelmed with negatives thoughts and possibilities. As an optimistic individual who lives in the world of possibilities, negative possibilities do not sit well with them. In an effort to combat these thoughts, they’re likely to come up with simple, global statements to explain away the problem. These simplistic explanations may or may not truly get to the nature of the issue, but they serve the ESFP well by allowing them to get over it.
ESFPs are likely to be very practical, although they hate structure and routine. They like to “go with the flow”, trusting in their ability to improvise in any situation presented to them. They learn best with “hands-on” experience, rather than by studying a book. They’re uncomfortable with theory. If an ESFP hasn’t developed their intuitive side, they may tend to avoid situations which involve a lot of theoretical thinking, or which are complex and ambiguous. For this reason, an ESFP may have difficulty in school. On the other hand, the ESFP does extremely well in situations where they’re allowed to learn by interacting with others, or in which they “learn by doing”.
ESFPs have a very well-developed appreciation for aesthetic beauty, and an excellent sense of space and function. If they have the means, they’re likely to have to have many beautiful possessions, and an artfully furnished home. In general, they take great pleasure in objects of aesthetic beauty. They’re likely to have a strong appreciation for the finer things in life, such as good food and good wine.
The ESFP is a great team player. He or she is not likely to create any problems or fuss, and is likely to create the most fun environment possible for getting the task done. ESFPs will do best in careers in which they are able to use their excellent people skills, along with their abilities to meld ideas into structured formats. Since they are fast-paced individuals who like new experiences, they should choose careers which offer or require a lot of diversity, as well as people skills.
ESFPs usually like to feel strongly bonded with other people, and have a connection with animals and small children that is not found in most other types. They’re likely to have a strong appreciation for the beauties of nature as well.
The ESFP has a tremendous love for life, and knows how to have fun. They like to bring others along on their fun-rides, and are typically a lot of fun to be with. They’re flexible, adaptable, genuinely interested in people, and usually kind-hearted. They have a special ability to get a lot of fun out of life, but they need to watch out for the pitfalls associated with living entirely in the moment.
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Emilio
December 19th, 2006 at 4:58 am
Are you blogging from the movie theater or are you also admitting you illegally downloaded of the movie? You’re amazing, Casey, I guess a judge willl have to decide whether you’re shameless or just plain clueless.
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Hooray for Homey da Clown!
December 19th, 2006 at 5:20 am
Rise and Shine!
P.S. What’s the story with “res-com”?
P.P.S. When was the last time you made a payment on any of your debts?
P.P.P.S. How many dirty little pennies did you spend on your RE college trip (instead of paying back your lenders)?
P.P.P.P.S. Post your Adsense revenue (but only if you’re ready to share more than one month!)
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benny w.
December 19th, 2006 at 5:29 am
Casey, What’s going on? I’ve read up on you in various papers. Interesting situation. Judging from the limited info i have of your specific trip. I recommend focus on the positives. Don’t even pay any attention to negative critical comments. Whatever you pay attention to is your reality. Whetever you are aware of. Think positive thoughts. Enjoy the moment as it is the only time we have any power to act. Okay yeah, concrete reality being what it is, specific action is required. In a way putting everything on front street is positive. The risk though of a very real horrible(depending on your perspective) outcome i.e. jail, is not something you should embrace. I just got out of prison after ten straight years on saturday. To me your situation is like heaven. Now shortly I will be doing sweet. I already have a wonderful women. I am in such a great place on all levels. Take everything and flip it is a learning experience. Specifically I have limited knowledge, for now. Helping others is a great attitude. You will be so much more prosperous in life. Alright kid. Your Sac Town Homeboy sends you much love. The ads should help somewhat. Stay up. b
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getaclue
December 19th, 2006 at 5:29 am
Too bad for you there’s no happy ending like for Mr. Will Smith there. Besides, the guy in the movie actually worked at improving his life and took it serious. You just seem to want sympathy. Make sure to blog your prison address so we can continue to laugh at you.
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Howie Feltersnatch
December 19th, 2006 at 5:30 am
“Pursuit of Happiness”??? Are you writing email from the theater? If so, put the goldang Blackberry away and watch the freaking movie. You’re annoying everyone around you.
Otherwise, if you’re watching a pirated version on DVD, then good on you, mate. No worries.
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ANTI-CASEY
December 19th, 2006 at 5:36 am
After my long drive back from Phoenix, I immediately went to Mailboxes Etc, and picked up all my mail. I went home, barracaded myself in my room and opened each piece of mail. Then following Tim from Monteray Bay’s advice, I organized everything in an excel spreadsheet. The results staggered me. I finished with everything at around 2 AM. This morning, first thing, I’m going to visit a couple of BK attorneys (one does criminal defense too!)
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Alan Smithee (aka gt)
December 19th, 2006 at 5:38 am
I too, saw Pursuit of Happyness (sic; that’s the real title) last night. However, with it still in the theater, HOW are you blogging while watching? Gimmee a break. Suspend disbelief.
(I can write a short post. I can write a short post. I can. I can.)
The kid in the movie said something cute, that, of all things, reminded me of your situation….and my point. (I think of this blog at the movies, ack, aw Lordy Jeezus.)
There is a guy that is stranded, swimming in the ocean. A big ship shows up and offers to fish him out. He says no, thanks. My God will save me. Later the guy is still swimming, another big ship shows up, offers to fish him out, and the guy says, No, no, my God will save me. Guy stops treading water, drowns, goes to heaven and asks “God, why didn’t you save me?!!?” To which God replies– “I sent you two big boats, stupid!”
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JTR
December 19th, 2006 at 5:51 am
Hey Casey,
Time Magazine just named YOU “Man of the Year” why dontcha check into a flight to NYC to pick up your award?
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Hater Mike
December 19th, 2006 at 6:12 am
Watching a movie is a good use of your time on your first day back in a week.
How about that progress report on the December goals? You should be in the neighborhood of 60% complete.
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NoVa Sideliner
December 19th, 2006 at 6:35 am
WTF? Watching movies? After spending a whole week doing nothing on your real-estate/money problems? You’ve really lost focus now. Sad, but so typical. No game plan, as usual.
I guess I’m as dense as you are, since I keep looking at this blog in the vain hope that you’ll make a change of direction to get yourself out of your situation that grows more dire with every passing month.
But of course, you are what you are, and what you are *not* is quick and adaptable, since you’re stuck on the same failed directions as ever. Maybe only more years and more bad experiences under your belt will get you to eventually change.
I give up. I wish you all the good luck you can bring yourself.
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Jobu
December 19th, 2006 at 6:42 am
Reality is an ugly place for a lot of people, including our hero. I can only guess that all this jabbering about ‘my maker’ and trips and ‘counseling’ others facing foreclosure is classic avoidance, as others have pointed out.
I really doubt that anyone’s maker cares one wit about harebrained schemes and jamba juice. Reminds me of all these bozo athletes that start their postgame interviews with something like ‘The Lord was helping us to victory’. No almighty power cares about an athletic event, IMO, or for that matter, the 12 hour fast of our hero.
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Austerity
December 19th, 2006 at 6:50 am
“..Watching Pursuit of Happiness right now. He is selling scanners, I got houses. I can identify..”
I don’t think so.
I have not seen the movie, but apparently this guy
was DRIVEN.
“Drive” is something you aint got.
Otherwise you would not be sitting on
your asset (the only one not yet encumbered)
watching the tube.
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Kevin
December 19th, 2006 at 6:51 am
You’re watching “Puruit of Happyness”?? Pls, Casey, don’t watch anything that will give you hope - you have none. Besides, he was at the right place at the right time - you’re not.
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Tempus Fugit
December 19th, 2006 at 7:02 am
Yo, dude, its like seven freakin o’clock. Where ya at mon?
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Whoa.
December 19th, 2006 at 7:12 am
I feel sorry for you. I’ve made some stupid financial mistakes in my life, but you are out of control. $2.4 million (and counting?)
Yeah, I’m a wage slave and a happy one. I have a great job working with people I like and respect.
Unlike you, I’m current on my mortgage, property taxes and HOA dues. I have a steady paycheck, retirement savings, health care benefits, a pension and over $150k in equity. I have credit cards I’m paying down, but compared to your situation, what I have is chump change.
Not to be rude, but what drugs are you on?
Please file for bankruptcy and get on with your life.
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John M
December 19th, 2006 at 7:13 am
It feels great to be an early riser! With all this extra time in the morning from early rising I took the time to click a bunch of ads. Maybe with the money you can reward yourself with Starbucks for the Phoenix trip and coming back to Sacramento to face reality.
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Voice of Reason in a World Gone Mad
December 19th, 2006 at 7:18 am
I saw Pursuit of Happyness last night and thought of you, but only obliquely.
To compare yourself to Christopher Gardner, the movie’s hero, is a bit absurd. The guy absolutely busted his ass focusing on one goal and one goal alone: to become a stockbroker against all odds. He didn’t lie to anybody. He didn’t waste time making stupid-ass goals that he broke a few days later. He didn’t fritter away his time and money at scammy seminars. He survived a horrible time in his life, taking care of his son while living either on the street or in homeless shelters, focused on that goal.
He was gifted with a great mind, drive, and integrity.
The fact you can’t even manage to keep your “early riser” promise for more than a week is representative of the entire mess you are in now.
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Leigh
December 19th, 2006 at 7:18 am
Isn’t “The Pursuit of Happiness” in the theaters now? So YOU WENT TO THE MOVIES LAST NIGHT? How is it us working families cannot afford a movie, but YOU sure can?
Maybe you can speak to the inmates about how these stories relate to you on prison movie night. I think that would be a great job for you in the system….Prison Movie Blog
Seriously…I do not believe that you will change at all unless it is forced on you. And it will be. You are in for a rude awakening, Casey. Those handcuffs clicking have a way of making things crystal clear. You may not go to prison, but I have a feeling several arrests are in your future. The sound you hear is everything falling apart, Casey. You have been offered much help and good advice here. You ignore most of it. My 16 year old has better money skills then you do. And SHE did not go to the movies this week so she could save for Christmas. I used to have sympathy for you. Now I just believe you are another self-centered, spoiled child with this illusion of entitlement. Be careful…life has a way of giving you just what you are “entitled” to.
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Daryl
December 19th, 2006 at 7:46 am
“Watching Pursuit of Happiness right now” What a f$%#ing idiot you are. It’s Monday, you’re in a huge mess, so hey, lets go to the movies!
You have not written about the wife lately. I suspect she possible read this blog, and the comments and left. What you’ve done to her is abuse. Lying, “unintentionally” mislead her about your (lack of ANY) success.
You never answer the questions of who is carrying you - who is lending you money now, for the minimum payments? I suspect you parents, and they are only doing it so you won’t identify them.
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Kasey
December 19th, 2006 at 8:08 am
The only problem is he’s ethical and never comitted fraud. He was honest in his interview to get the internship and admitted that he would have to work hard to get to the top. You think you’ll get to the top by luck.
He sold scanners
You are a scammer. I guess there’s similarities.
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Les
December 19th, 2006 at 8:11 am
Casey -
You don’t have the time nor the funds to go to the movies…. I don’t care if the $$ came from a “donation” from your parents, family or friend.
You need to learn to live within your means. Please do so. Otherwise, you will continue to find yourself in the same mess throughout your life.
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UnREal
December 19th, 2006 at 8:39 am
“Watching Pursuit of Happiness right now. He is selling scanners, I got houses. I can identify.”
I sure hope you snuck into the film because in your situation I can’t even begin to imagine how you can justify the ticket price to yourself.
But since I’m sure you’re still fasting or something, you won’t be buying any popcorn or drinks.
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LOL
December 19th, 2006 at 8:57 am
So you got back to reality by going to the movies 6 hrs after your plane landed? Way to go!
Did you open your mail? Check on your wrapped/unwrapped/wrapped house in Utah? Figure out how to pay your living expenses since you lost a week’s pay distracting yourself from your problems?
Of course not, that’s what an adult would do.
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Jack
December 19th, 2006 at 9:31 am
and back to sleeping in I suppose. oh wait, youve been doing that for over a week already.
so how’s your early risin’ score?
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Don Arson
December 19th, 2006 at 9:34 am
Casey Serin
December 18th, 2006 at 8:41 pm
Watching Pursuit of Happiness right now. He is selling scanners, I got houses. I can identify.
Dude, real life is not a movie, it’s time for you to face reality, you and your wife are screwed.
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HW
December 19th, 2006 at 10:24 am
Crazy RE Idea’s got a point. Work out w/ lenders. Hope I am getting this right. There are 2 parts to this. One with CC, the other with Mortgage.
First the CC.
Casey should have counselor’s workout a budget / repayment plan. Then have the counselors talk to each creditor and asking for better terms (since they are more creditable). Meanwhile, Casey needs to “get a hair cut, and get a real job” with intention to honor his debts. (I think that’s what he said) Even minimum to each creditor is better than not paying. From reading, I think CC debt interest can be eliminated, and debt cut down from BK.
Then the mortgage
The lenders will not have much choice but to foreclose these properties. If Casey’s show dedication, sincerity and work out with them, I think Casey can get better terms. (Many people know about Casey already. By showing sympathy to Casey, if he decides to come clean, it will be great publicity for the lenders. But have to be careful not to promote more of Casey’s followers) Mortgage lenders should get the rent straight from the renters from some kind of third party processing agency, so that the money goes straight to the lenders. When the market does come back, Casey can be off the hook with these lenders. Maybe even a little extra to pay for the CC debt. I think this is the logical thing to do.
I think Casey skip the buying asset / cash flow for a long term part, and just decided to gamble his way through with flips. Most gamblers lose, or loose? At least Las Vegas is making money, but not Casey’s lenders. I am not promoting gambling. I have seem gamblers lose every thing. I have heard that “If you buy something and hope the value to go up, that’s gambling.”
This site serves many purposes: (1) to educate people about gambling. (2) to see what they can get away with. (3) to find entertainment. (4) to find good advice. (5) to get a life…=P
Once Casey has these problems cleaned out, then he can start over. The only way he should quit a job is when the cash flow from the assets are greater than expenses and liability. I think all of his creditors will want some kind of stable income from a JOB, for now, instead of “sweet deals”. Then have a legitimate side business.
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Stephanie J.
December 19th, 2006 at 10:44 am
Re: Pursuit of Happyness…
I’m sure that you relate really well to the determined, hard fighting, often degrading pursuit of work to keep himself and his son afloat. Sure. I don’t remember him attending costly seminars.
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Lansing Storm
December 19th, 2006 at 10:45 am
I’m going to comment as slothful as you…
Hey that would be a good prison name!
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Anon
December 19th, 2006 at 11:03 am
how the hell can you afford to go to the movies?
Even I cant afford that and I’m not in foreclosure or debt.
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Tim, from Monterey Bay area
December 19th, 2006 at 11:50 am
“Watching Pursuit of Happiness right now. He is selling scanners, I got houses. I can identify.”
When I first read this, I thought it said “He is selling scammers,” and I thought, “How ironic.”
I haven’t read the book or seen the movie, which is entitled “Pursuit of Happyness,” ironically. (Here Casey got the English spelling correct, but not the movie’s actual title.)
But the brokerage firm he got a job at in San Francisco, Dean Witter, has been my brokerage for more than 30 years. (DW, aka Dean Witter Reynolds, etc., was acquired by Morgan Stanley, which for a while called it “Morgan Stanley Dean Witter,” but not it’s just Morgan Stanley. The Morgan is the famous J.P. Morgan, 19th century banker and industrialist, but today’s Morgan Bank has no connection with Morgan Stanley, for divestiture reasons long ago.)
A difference between the DW homeless guy and your situtation is that he had everything to gain….law enforcement, investigators, regulators, and others were not breathing down his neck. Nor did he have several hundred thousand dollars of real (net-net, after the properties are disposed of) debt looming ahead of him.
You need to forget the seminars, the gurus, the wizards, and just deal with your real problems.
Out of curiousity, I flipped through “Rich Dad” at Borders a couple of days ago. I was amazed at how banal the advice is. Not a dense book. And written as if someone just transcribed it from tape recordings he made while driving to work. Wow.
Paying this guy for motivational pep talks is foolish.
–Tim
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Bugmaster
December 19th, 2006 at 12:11 pm
I think he means, “back to reaLTy.”
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joseph
December 19th, 2006 at 12:25 pm
Your life is in complete ruins and you’re at the movies? Unbelievable! How do you even have the $10.00 to get into the movies?
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incredulous
December 19th, 2006 at 1:04 pm
Casey, you are watching a movie that just hit theaters this past Friday? Get a grip, man!
Where did you find the $8 to get in the door of the movies?
Nut job. Do you really think that the next “sweet deal” that will yield you the $2.2 mil you need to pay your debts (if that figure is even accurate anymore) will come to you while you sink money into frivolous entertainment? Come one!
You need to live like a monk, nothing spent other than food - that you cook yourself, forget these outings for wheat shots or whatever nonsense — and shelter, if you can even afford shelter payments.
This must all be a joke. I can’t take you or your story seriously. Who’s the moron funnelling you money for this blog and your trips to Pheonix?
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Underwear Model
December 19th, 2006 at 1:40 pm
Everyone should be happy now. At least he didn’t waste another day posting his blog and then moderating for the rest of the day.
Could this mean that he is spending time trying to meet his December objectives?
hmmmm…probably not. Probably watching some seminar on tape or DVD.
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guster
December 19th, 2006 at 2:10 pm
I may have lost track, but what happened with the Mentor in Phoenix? The one that had you sign a contract and wouldn’t let you out of it. I never understood the need for a contract. Have you gotten anything out of your end of the deal?
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XCL
December 19th, 2006 at 2:13 pm
Never trust the advice of a man in difficulties.
Aesop
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Bubbers
December 19th, 2006 at 2:36 pm
You are facing reality? At the movies? You are “de-stressing” from your week’s vacation with an afternoon at the movies? You have no money and you are at the movies? Your entire life is going down the drain, you’ve played avoidance for an entire week, and now you’re at the movies?
In the words of Jerry Seinfeld, “You know you really need some help. A regular psychiatrist couldn’t even help you. You need to go to like Vienna or something. You know what I mean? You need to get involved at the University level. Like where Freud studied and have all those people looking at you and checking up on you. That’s the kind of help you need. Not the once a week for eighty bucks. No. You need a team. A team of psychiatrists working round the clock thinking about you, having conferences, observing you, like the way they did with the Elephant Man. That’s what I’m talking about because that’s the only way you’re going to get better.”
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Dave Hale
December 19th, 2006 at 3:25 pm
WOW. I never post or really read any of the posts but Alan Smithee’s comments really offended me. I respect your position of personal responsibility and I share that view with you. Where we differ is the motivation: my position comes from a belief in God and a belief that to achieve all Gods best, you must be self aware and possess a strong sense of personal responsibility. Your summation of the ‘faithful’ sounds more like a flock of idiots than the body of Christ. I will give you that the bible thumpers we see on late night TV, and the political fronts known as Robertson and Falwell, most certainly prescribe to the approach to God you note; but I will thank you NOT to include all peoples of faith in that summation. Some of us are actually thoughtful, articulate and-gasp-educated. And we are most definitely in touch with reality.
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Jim
December 19th, 2006 at 3:55 pm
Casey, what’s up today? Did you get arrested just in time for Christmas? Give us the update ….
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bob
December 19th, 2006 at 4:54 pm
Say What!?!?!
You’re inside a movie theater blogging while watching a movie?
And you say you’re back to reality?
Casey, go back and watch the video you made with Rich Dad. He tried to cover up later, but in the beginning he was laughing AT you because he thought you were a FOOL!!!
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new p
December 19th, 2006 at 4:58 pm
Why are you spending $10 on movies at this point. I thought you were watching your spending?
“We all want progress, but if you’re on the wrong road, progress means doing an about-turn and walking back to the right road; in that case, the man who turns back soonest is the most progressive.” -CS Lewis
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Tk
December 19th, 2006 at 5:05 pm
Casey,
What will your next distraction be? Please answer this question. I know that you have an aversion to answering direct questions which you may feel put you on the spot, but seriously. The sooner that you realize and acknowledge that your life is a series of distractions from dealing with your problems, the better. You need to approach your situation like a 12-stepper. First acknowledge you have a problem which you can’t get out of on your own. These gurus and seminars and FREAKIN’ loser mentors are only stopping you from doing what you need to do. In the MEANTIME you are costing the SYSTEM a great deal of money! You should be ashamed of yourself.
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Yannie
December 19th, 2006 at 5:14 pm
C’mon - you little weinie!!
Wake up, get off the couch, and give us the next disconnected, tangential topic to react to!
What’s the wifey think about you wasting a looong week in Phoenix? How did that week help salvage her credit score?
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Josh
December 19th, 2006 at 6:01 pm
You need to turn off moderation-the free exchange of ideas is being crippled by your desire to dissallow any embarrassing info from being posted. As a result, your blog is becoming rather stale. Come on- what do you have to hide?
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Yannie
December 19th, 2006 at 6:07 pm
What’s up - problems at home?
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Yannie
December 19th, 2006 at 6:09 pm
Can we pretty please have a professional photo of your stock ‘o mail?!
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Yannie
December 19th, 2006 at 6:11 pm
Did Chris pay you on (or around) the 15th? Is he going to keep you on after 1/1/07? Did he support the boondoggle in Phoenix last week?
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Clicking for Casey
December 19th, 2006 at 6:14 pm
I’m “Clicking for Casey”.
Please join me!
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Unbelievable
December 19th, 2006 at 6:20 pm
Are you still watching that movie Ca$ey ?
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Clicking for Casey
December 19th, 2006 at 6:27 pm
Status of Utah?
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Cutie Pie
December 19th, 2006 at 6:57 pm
Casey -
Where are you????
No blogging or moderating since last night.
No early riser today.
Are you okay???
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MillionDollarJourney.com
December 19th, 2006 at 7:05 pm
How much did your trip to Phoenix cost you? How did you pay for it?
FrugalTrader
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AB
December 19th, 2006 at 7:54 pm
Read this first.
A Guide to Rational Living
by Albert Ellis, Robert A. Harper, Melvin Powers
http://www.amazon.com/Guide-Ra.....mp;s=books
Then, read this.
The Art of Happiness: A Handbook for Living
by Dalai Lama, Howard C. Cutler
http://www.amazon.com/Art-Happ.....mp;s=books
Good luck!
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digerati
December 19th, 2006 at 8:50 pm
It’s amazing how people can rip apart a five word post like that.
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John M
December 19th, 2006 at 9:14 pm
You had a bunch of sweet ads today, glad I could help you avoid foreclosure and pay back every dirty penny.
It’s Win-Win.
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hater repellent
December 19th, 2006 at 10:08 pm
Report Reveals 2.2 Million Borrowers Face Foreclosure on Subprime Home Loans
http://biz.yahoo.com/prnews/06.....html?.v=78
This is a message from God. You owe $2.2 million (probably more now), and there are 2.2 million tards out there facing foreclosure.
God is sending a message.
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Alex Becker
December 19th, 2006 at 10:30 pm
I think reality slapped you in the face when you got screwed with the 8 houses. I don’t think reality likes you.
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Dale D
December 19th, 2006 at 10:53 pm
Mind Petals stop the insanity! You are retarded. Casey don’t let the HATERS get you down. i’ve been clicking on your adds for about two hours tonight. Don’t let mind petals post anymore he’s just a hater. He’s talking smack on his blog about you. Please anyone who thinks that mind petals must speak now before he becomes to powerful. You guys are HATERS. Casey is obviously very smart and know what he’s doing. Do you think that anyone who goes to the school that he just attended gets a diploma? WRONG!!!! Casey don;t let the haters get you down. This school is trying to make you rich not hurt you. Maybe you need just one or two more properties to get you through this tough time. Just pick and click. Then you can borrow more against them and bring your outstanding ballence to current. Just pick and click.
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Shamu
December 19th, 2006 at 11:37 pm
Casey,
I think we can all agree that you have been misleading in the past. But supposedly, you have now found your “moral compass”. So, in the spirit of honesty, and not wanting to mislead, I should bring to your attention a potentially misleading link. I refer to your advertising link, to find “Certified Appraisers”.
You do know, don’t you, that many of the appraisers that appear on the website you link to, are NOT “certified” appraisers as the link suggests? In fact, a whole lot of them are not “certified”. The title of you link is misleading. In California, the appraiser’s license number must begin with “AR” or “AG”, or the person is NOT a “Certified Appraiser”. So, all of the “AL” licensees listed on that site, are just that, licensees. They are not “Certified Appraisers”.
To the uninitiated, it may sound as if I am splitting hairs. But in reality, it can be a very serious matter. In fact, there is a law against such misrepresentation. Violators can, and do suffer fines up to a limit of $10,000 per violation, and/or license revocation.
CALIFORNIA BUSINESS AND PROFESSIONS CODE
DIVISION 4, PART 3, SECTIONS 11300
11321. Authorization to use title, designation and abbreviation; authorization to perform and sign certified real estate appraisal reports.
(d) No person other than a licensee holding a current valid license at a certified level issued under this part to perform, make, or approve and sign an appraisal may use the term “state certified real estate appraiser” or the abbreviation SCREA in his or her real property appraisal business.
So Casey, maybe you should re-title your link. Think?
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Fashion Industry Ceo
December 20th, 2006 at 12:34 am
that its the most interesting article I have read….lol
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Marshall
December 20th, 2006 at 12:57 am
Back to reality… Oh there goes gravity!
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Shamu
December 20th, 2006 at 1:08 am
Casey,
While I am on the subject of appraisals, maybe we can revisit an issue?
Previously, I asked you to share the details of how you were able to obtain appraisals that obviously reflected values far in excess of the actual sales prices of the properties. For some reason, you chose to avoid this issue, even thought it appears to have been “a” primary cause, or “the” primary cause of your current problems (it also happens to be the biggest “White Collar” crime in America at the moment). A competent, ethical, appraiser would not typically form an opinion of value that far exceeds a market derived purchase price. So pray tell Casey, how did it work in your case?
If you were to tell me that you did not influence the appraisals directly, I would tend to believe you. I am fully aware of shady lenders, and aware of the fact that shady lenders usually engage shady and/or incompetent appraisers so to make their deals work. If they were to engage honest appraisers, that would render honest opinions, many shady lender deals would fail. And you appear to be a prime example of that, aren’t you? Had you not been able to extract money at the close of escrow, would you have purchased those properties? I think not! And if not, you would not have found yourself in such an untenable position. So you are a prime example of how all are hurt when there is unethical behavior.
So Casey, do you have the fortitude to post the full appraisals with all of the addendums (you can blank out the name of the appraiser and lender of course), so we can see the details of what actually went wrong, or would you rather continue to blog about one delusional idea after another, or a car, or a fast, or a trip to some guru seminar, or some other nonsense? Do you have the fortitude to be honest Casey?
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mark shark
December 20th, 2006 at 5:19 am
the experience you will get from having done this is worth an undergrad degree and an mba. it may take a while to bounce back physically and emotionally - but this will be a worthwhile experience - i promise.
hitting the wall like this is something every entrepreneur does at least 1-5 times before they make it big. you exploited an opportunity and it didnt work. big deal.thomas edison failed thousands of times before he came up with the lightbulb.
hang in there!!
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JTR
December 20th, 2006 at 6:06 am
And our hero blissfully fades away to “Happily Ever After?” His Pursuit of Happiness complete?
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Chris Johnson
December 20th, 2006 at 6:06 am
Good morning! It feels great to be an early riser! Casey’s distractions have become tiresome and I’ll wait ’til next month to check back in!
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H N
December 20th, 2006 at 6:29 am
Have a little fun at the expense of the exposed Trainwrecks clicque.
Regards,
Heaven Nose, saviours of the broken, the beaten and the damned
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Ethical Realtor in DC
December 20th, 2006 at 7:55 am
Pursuit of Happyness??? That’s still in the theaters so you are either - 1. wasting $10 and time you can’t afford OR 2. watching an illegal bootleg copy. Neither would surprise me.
I must have missed the part in the movie where he lied on application forms, borrowed from friends who will never see their money again, screwed up his spouse’s credit, and skipped his real obligations to go boost his ego in Pheonix.
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Unbelievable
December 20th, 2006 at 8:20 am
Where are you Ca$ey ?
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Watch That Movie
December 20th, 2006 at 8:22 am
Chris Gardner-
Job First in Industry
Build relationships and contacts in the industry
Get great mentors
THEN become an entreprenuer and open up own firm
Casey Serin
Go to seminars
Become an Entreprenuer in industry
The key difference is Chris had a job the whole time paying is monthly bills until he opened his own firm. Since he had upside commission opportunities, he used those big commissions to pay for the startup of his new company.
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Brian
December 20th, 2006 at 8:30 am
“Watching Pursuit of Happiness right now”? Did you just break the law again by buying a pirated version of the movie?
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Hobbes
December 20th, 2006 at 8:35 am
DECEMBER GOALS
1. Sell/Wrap/Lease Burdett, Larchmont, Muncy
2. Organize Accounting
3. Plan and (maybe) re-launch AbleBuyer.com
4. Setup CRM and call all personal contacts to catchup
5. Plan for 2007
Week 1: 3-10
promote houses like crazy
- list on AbleBuyer.com or IamFacingForeclosure ?
- call loan brokers
- craigslist daily
- newspaper
- flyers in area
- mailers to area
Week 2: 10-16
College (Seminar)
- continue marketing, returning calls on breaks
Week 3: 17-23
- finish houses
- accounting
- budget for 2007
- start calling people
Week 4: 24-30
- finish calling
- plan for next year
Other blowing money (and time) at that stupid seminar where you learn to find people just like your self, what have done on the above list?
Also when are you rising? Haven’t seen any early riser stuff from you lately? When? Its at least 8:30 in California. Get up. Get a job at UPS, they pay bucks for Christmas.
“It is well to be up before daybreak, for such habits contribute to health, wealth, and wisdom” - Aristotle
I got up at noon today, because last night I was having a business meeting until 2am. Now that I’m working with Chris I will be having late night meetings often. Yesterday I got up at 3 PM because I stayed up all night working to meet a deadline. (I no longer work out of my local rich dad’s office but instead work from home.)
My problem is that I’m a night person and I tend to procrastinate. So when pressed for a deadline I will stay up as late as necessary to get work done. And naturally I will sleep-in.
When I wake up at noon, half the working day is gone. By the time I shower and do other morning rituals I’m looking at 3 PM. No wonder I haven’t been very productive lately in getting out of my foreclosure mess. I am not focused and I’m not working hard enough!
To be successful I need to become an early riser!
After reading Steve Pavlina’s guide to Becoming an Early Riser (part 1 and part 2), I am determined to take the 30 day challenge to build the early riser habit.
30 Day Early Riser Challenge:
For the next 30 days, December 2nd to December 31st, I will wake up at 5:55 AM, sharp. No snoozing. I will do this every single day, regardless of when I went to sleep the night before.
Immediately after getting up I will go outside for a jog. Rain or shine. This will wake me up and build a habit of daily exercise. During the jog I will connect with My Maker, focus on my goals and attract success.
To stay healthy I will take daily naps. This way I can stay up late every night if I have to. I will experiment with different napping durations and schedules until I find what works. (I have even been tempted to try polyphasic sleep.)
I will also experiment with my morning routine and my work schedule. My intention before was to limit work hours to 9 to 5 because I tend to over-work and get out of balance. However, that hasn’t worked very well.
I’m having a hard time keeping my inbox from filling up with unanswered email. The 4 foreclosures are still looming and the debt is mounting. I have a real estate job too. So I need to work more hours and to stay focused on my goals.
The early-riser habit will allow me to get extra work done this month in stopping foreclosure and finding creative solutions to pay off all my debt. The early riser habit will also contribute to my success in all areas of life: wealth, health and relationships.
Accountability via I am Facing Foreclosure .com
I thought I will use this foreclosure blog to keep me accountable. Every single morning I will leave a comment on the most recent entry, something like, “Good morning! It feels so good to be an early riser!“. You will see the date-stamp of my comment and will know that I am on track and ready to stop foreclosure and achieve success.
Mr. Foreclosure and Mr. Debt, watch out! Successful early rising real estate investor is coming to get ya!
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Reed
December 20th, 2006 at 9:09 am
Try to hold out a couple of months, the RE market usualy come back a bit during spring time.
Any why are u letting the livable properties sitting empty, that is crazy, the Muncy Drive property is pretty nice with decent pool and could be rented out on a short term contract for $2500 per month. Some of the other could generate $1500-2000 montly.
You are crazy throwing away 30 grand on useless RE courses that does’nt provide anything that a cheap used RE book of Amazon could’nt do, you should have used this money to pay off bills and stay afloat.
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Voice of Reason in a World Gone Mad
December 20th, 2006 at 9:42 am
Wow, dead silence for two days. I presume a bomb has dropped, such as your wife leaving you. That’s just my guess.
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The Trailer Park Boys
December 20th, 2006 at 9:56 am
Glad to see you up early…
Rise and shine!!!!!!
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BT98
December 20th, 2006 at 10:08 am
Are you ok? haven’t heard from you in two days. Kinda concerned. Do I need to call cops in your area to start looking for you?
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JLIN
December 20th, 2006 at 10:15 am
Casey is too lazy to check all forms of mail, including Emails now.
lol
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Turn Your Self In
December 20th, 2006 at 10:22 am
Casey, when are you going to turn your self into the FBI as Jerome suggested you do?
You asked Jerome what do you and he told you to TURN YOUSELF IN for the FRAUD you committed.
What are you waiting for? It’s costing us tax payer money the longer you wait.
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Reserve Domain
December 20th, 2006 at 10:27 am
You might want to reserve
www.iamfacingprisontime.com
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Cow_tipping
December 20th, 2006 at 10:43 am
Have you been arrested ???
Inquiring minds want to know … and spit on you.
Cool.
Cow_tipping.
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Rob P
December 20th, 2006 at 11:07 am
Casey–whassup?
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EL TORO ENERGY
December 20th, 2006 at 11:23 am
Has your ship sunk? No early riser win win reports…. your buring over a grand a day and no new plans today? I’m guessing your wife has left the party!
www.ElToroEnergy.com
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Darren
December 20th, 2006 at 11:25 am
LOL IT LOOKS LIKE EVERYONE HAS WOKEN UP TO CASEYS BS
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anon
December 20th, 2006 at 12:04 pm
really locked?
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Con Ba no
December 20th, 2006 at 12:31 pm
testing
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Dude
December 20th, 2006 at 1:16 pm
How mortgage fraud works:
http://crimeandcriminalsblog.b.....works.html
This sounds a lot like those people who were contacting you to buy your properties.
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astounded reader
December 20th, 2006 at 1:28 pm
You gonna post again or what?
Dance for us monkey, dance!
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Julie
December 20th, 2006 at 1:32 pm
If my Calculations are Close… I would say he makes about $1300 - $1500 a week for his adsense.
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HOMEY DA CLOWN
December 20th, 2006 at 2:29 pm
Say Hi to my cousin Leroy in South Cell # 2..
YOUZ in trouble?
I dunn told you to tells da troof, but you wooden lissen. How’s it feel looser?
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soap on a rope
December 20th, 2006 at 2:33 pm
Why oh why didn’t you run for the border. See you in about 10-20 years pretty boy.
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WTH
December 20th, 2006 at 2:59 pm
WHat’s going on. Why so quiet?
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David Kimball
December 20th, 2006 at 3:05 pm
CAROL OF THE FLIPPERS!
A new Christmas Carol for all the flippers out there, about to score some sweet deals in the new year. Check it out at Flipper Nation.
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?????
December 20th, 2006 at 3:25 pm
Casey, what’s up? Did the police snag you outside of the theater? No new posts or even monitoring for 2 days now.
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BelowTheCrowd
December 20th, 2006 at 4:08 pm
Wow, Casey hasn’t posted in almost two days.
I wonder what happened? Did his wife walk out on him while he was away? Did he return home to find out that his family had kicked him out onto the street? Was his internet access turned off for nonpayment? Maybe he’s even taken a couple of days to just read his mail.
Nonetheless, I think this is some kind of record.
-btc
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anon
December 20th, 2006 at 4:19 pm
Is this thing on?
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Reality Sucks
December 20th, 2006 at 4:27 pm
Casey,
Don’t tell me you’re blogging from a movie theater. Otherwise, you must have a bootleg copy !
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Horatio
December 20th, 2006 at 5:40 pm
Where’s Waldo… I mean, Casey. He hasn’t posted in two days. Upon Landing, I’m told, the plane set down heavy… Casey, thought it was last moment on earth and decided that should he survive… he do things differently. Next day, he took a job at Starbuck’s and now pays cash money for his coffee and Jamba Juice.
Or, Maybe… he’s out collecting bottles and cans by the roadside to cover his debts… like this guy: www.foundmoneyjar.blogspot.com
Over and WAY Out.
H
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G-man
December 20th, 2006 at 5:40 pm
test comment.
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Housing Panic - The Housing Bubble Blog with Attitude
December 20th, 2006 at 7:01 pm
links from Technorati BREAKING: iamfacingforeclosure.com is quiet and locked, rumors now floating that Casey Serin has been arrested
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Tulsapro
December 20th, 2006 at 7:06 pm
Are the comments blocked as noted at Housing Panic? I’m surprised that the above comment was posted if so.
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userfriendly
December 20th, 2006 at 7:22 pm
You in jail yet?
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what up?
December 20th, 2006 at 8:05 pm
So, what’s up, are you arrested?
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LostCause
December 20th, 2006 at 11:00 pm
Jesus Christ, did you get scammed! Real Estate College! What a laugh! You have all the marks of a sucker! You are on the mailing list marked “suckers.” Is there no one that you can talk to? How do you fall for such nonsense? Perhaps you should go to real (community) college, maybe then you will find out how stupid you are! At least there will be people there that can give you a reality check. Sure you’re gung-ho blah blah blah everybody has balls buddy. But that was just stupid. Sure you can get rich on real estate but you are doing it all wrong. (Buy low sell high) Almost everything else you need to know occured at the close of deal #1. They are telling you BS, especially this wholesale crap. How long has this been going on? You are still under the rock? How long is it going to take before you are debt-free? Make a plan. Did RK leave voicemail, or did HP? You need de-programming!!!
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dumbererer and dumberereest
December 21st, 2006 at 8:33 am
Microsoft Office Account Express 2007
FREE, unlimited no strings attached
http://www.ideawins.com/
Your free download of Microsoft Office Accounting Express 2007 is just seconds away
casey you might need this OK??
umm this is a legit MS site.
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HOMEY DA CLOWN
December 21st, 2006 at 9:00 am
IT’S HOMEY TIME!!!
YO YO YO.. How was your 2 day stay in jail? How much was the bail.
THIRD TIME POSTING THIS
Casey, Here is a test to see if you are being honest with all of us.
Simply copy/paste ( you know how to do that at least) the following, and reply to it on your blog, with the following- ” YES, I ADMIT THIS IS TRUE AND CORRECT”
That’s it.
Here it is:
I declare under penalty of perjury as per “U.S. Title 28,§ 1746. Unsworn declarations under penalty of perjury”, and California Penal code 118 &118(a), that everything I, Casey K. Serin, have posted on my online blog known as www.iamfacingforeclosure.com is true and correct.”
Executed on December 21, 2005. Casey K. Serin
You say that this site is not a scam. PROVE IT.
Get used to seeing things like this pushed in front of ou babycakes. Da man gonna be up your ass like my cuzzin Leroy when you see him in cellblock south #2.
Love,
Homey
PS Sputnik, go poops in hiz shoozes fo me.
PSS.. You can’t edit the truth now. It be all over the web on other peeps sites.
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Wishful Thinker
December 21st, 2006 at 9:34 am
Seriously, I’ve got two ideas that could really be the answer here. The first one’s simple and easy and will definitely appeal you your style. The other’s still vague, but I know its got promise. Ok, here we go:
IDEA 1: Beg or borrow another $10K. I know you can do it. Make that $10K plus say, 50 bucks. You’ll need gas money. Drive from Sacramento to Reno. Go to a big casino. Talk to them first, they will take the bet regardless of the table maximum as long as tell them first. Bet the whole enchilada on #27 (my lucky number by the way). Your odds are 38 to 1 and when you hit you’ll win, hold on now, $360,000! How Sweet it is!
Think about what you could do the 360K. Pay off all the friends and family loans, get current on the credit cards, buy your wife a nice dinner, and still have plenty left to buy a bunch of new properties and be on your way to turning this whole ugly episode around. Take that you nasty debt and foreclosure monsters. You should also get a new BMW, you deserve it. Only a 3 series for now, don’t be ostentatious. But for heaven’s sakes just lease it so if you fall behind in payments a little bit you won’t need to worry.
Now its true you might lose (loose) the bet, but so what. Really another 10K in the hole is a drop in the bucket for you. Its nothing. So really, you have nothing to lose (loose) here. And I think you’ll hit. You deserve a break.
IDEA 2: I heard about this on NPR the other night. Living in Sacramento you probably already heard about this. People are buying residential homes in Sacramento and turning them into indoor marijuana farms. That’s right, marijuana farms! The profits are enormous. Forget about selling those houses, forget about renting them out. You are sitting a gold mine. Here’s just a brief excerpt from the article:
The details were the same with nearly all the recent pot busts in Sacramento-area homes. They were large, costing about half a million dollars, and usually in newer subdivisions. They were bought with 100-percent financing, no cash down — not an uncommon practice in California’s real estate market.
“If it’s fairly high grade,” Shaw says, the pot can net “anywhere from $3,500 to $6,000 a pound. For a minimal amount of investment, if you have a decent amount of square footage in a residence to grow it, there’s a lot of return that’s going to come back on your initial investment.”
$6,000 a pound? Wow! This is no joke. Here’s the NPR link:
http://www.npr.org/templates/s.....Id=6648912
So there you have it, two sure-fire ways to achieve the financial success you so richly deserve. Keep us up to date on your progress.
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Jerry
December 21st, 2006 at 11:26 am
This is how popular you have become, Casey.
A four word blog posting gets you 179 comments (to date). What other blog can claim this?
You need to figure out how to monetize this. Forget real estate, except for the dabbling to keep the blog going…
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